Credit Cards That Give Airport Lounge Access

Having airport lounge access is a great perk you won’t want to go without after being used to it, and it’s an even more enjoyable benefit when you get it for the excellent price of free. Despite often looking and feeling like something that belongs only to the well heeled and high SES crowd, airport lounge access is… well, accessible to anyone who qualifies for a credit card.

$30,000 annual income requirement cards, no annual fee required

Citi PremierMiles, StanChart Journey, and DBS Altitude each offers free Priority Pass membership that gives 2 complimentary lounge visits each membership year. You can use the 2 visits on separate visits for yourself, or use one of the visits for a guest. There is also no stopping you from having multiple cards and multiple Priority Pass memberships to have up to 6 visits a year across all 3 cards.

While there is technically a $180 (before GST) annual fee to be paid for each of the cards, these banks’ annual fees are waived for the first year, and easily waived for subsequent years as long as you put in the request. This essentially means you can get free lounge access with these cards.

Citi PremierMiles

Please note there are different promos so select carefully:

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Citi Promo:

  • Citi PremierMiles: 30,000 miles
  • Citi Prestige: 177,500 points and more
  • Citi Rewards: 40,000 points
  • Citi Cash Back: S$300 cashback
  • Citi SMRT: S$300 cashback
  • Tap here to see Citi promos

Last day to apply: 30th April 2024


SingSaver Promo:

New cardholders:

  • Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30)
  • Dyson Supersonic (worth S$699)
  • Apple Watch Series 9 GPS 41mm (Sport Loop/Sport Band) (worth S$604.50)
  • S$400 eCapitaVoucher
  • S$300 cash via PayNow

Get 1.2 mpd on eligible transactions. Get free Priority Pass membership which grants 2 complimentary lounge visits a year!

StanChart Journey

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StanChart + Singsaver Promo

For new StanChart cardholders:

RequirementReward
Use the Apply links found on this site and fill up SingSaver gift redemption form in email.
No minimum spend required!
Choose: Laifen Swift High Speed Hair Dryer (worth S$239), AirTag Bundle of 4 (worth S$150.35) or S$120 via PayNow²
Option A: Pay annual fee of S$196.20

Activate your physical card and spend at least S$3,000 in eligible transactions within 2 months of card approval
45,000 miles
Option B: Get fee waiver of annual fee

Activate your physical card and spend at least S$3,000 in eligible transactions within 2 months of card approval
25,000 miles
Split purchases with SCB EasyPay or EasyBillBonus S$20 eCapitaVoucher
S$1,000 minimum spend in the 2nd month after approvalBonus S$20 eCapitaVoucher
Maximum45,000 miles¹ + gift of choice²
Last date to apply: 10th March 2024

⚠️ Important: Remember to fill out the Rewards Redemption Form from SingSaver in your email to secure your rewards.

Terms and conditions (save a copy for future reference):

  1. Standard Chartered
  2. SingSaver
Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Promo code field can be left blank
  4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Gives 1.2 miles per dollar on local transactions, 2 miles per dollar on foreign transactions, and 3 miles per dollar on online groceries, transportation, and food delivery merchants

DBS Altitude
(Amex or Visa)

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For new DBS/POSB cardholders

Annual Fee WaiverAnnual Fee Payment
American ExpressALTA50
43,400 bonus miles ⭐️
ALTA60
43,400 bonus miles + 10,000 miles
VisaALTVW43
36,400 bonus miles
ALTV53
36,400 bonus miles + 10,000 miles
⭐️ is my recommended option

Spend S$3,000 on eligible transactions within 60 days from approval.

Until 31st May 2024

⚠️ Please remember to use the promo codes.

Terms and Conditions

  1. Terms and conditions (save a copy for future reference)

Get 1.3 mpd for local spend. Free Priority Pass membership which gives 2 complimentary lounge vists a year (exclusive to Visa version only).

Amex cards, annual fee required

As part of the $315 annual fee (before GST), Amex KrisFlyer Ascend card offers Plaza Premium membership which gives 4 visits each year. Plaza Premium has a much smaller network of lounges than Priority Pass, but they have joined forces with DragonPass to offer a combined global network of lounges that is supposedly the largest.

Amex Platinum Charge has a princely S$1,600 annual fee (before GST) and with that comes a whole host of perks and benefits. Lounge access is one of them and you get access to a whole bunch of lounge networks.

You can bring up to 2 guests to Centurion Lounges, and up to one guest into Plaza Premium or Priority Pass lounges.

Amex KrisFlyer Ascend

👉🏼 Scroll down to find KrisFlyer Ascend.

Annual fee: S$343.35 (inclusive 9% GST)

Please fill in this form after application to track promo

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Promo from Amex

Receive up to 31,500 KrisFlyer miles

ActivityReward
Compulsory annual fee of S$340.20 and min. spending of S$2,000 within 2 months of card approval New to Amex: 23,100 KrisFlyer miles 

Existing Amex cardholders: 13,100 KrisFlyer miles
First time you charge to your card5,000 KrisFlyer miles
(Applicable for first-time American Express Singapore Airlines Credit Card applicants only)
Spend a minimum of S$1,000 in the first month of Card Membership.1,000 KrisFlyer miles 


Base earn rate on S$2,000 spend2,400 KrisFlyer miles 
TotalNew to Amex: 31,500 KrisFlyer miles

Existing Amex Cardholder: 21,500 KrisFlyer miles
⚠️ Holding period of at least 6 months from card approval or fees equivalent to the points credited will be charged.

Until 31st January 2024

Plus:

  • Complimentary one night stay each year at participating Hilton Properties
  • Complimentary upgrade to Hilton Honors Silver membership tier
  • 4 complimentary airport lounge access passes
  • KrisFlyer Elite Gold Membership tier upgrade (spend above S$15,000 on eligible purchases made on singaporeair.com within the first 12 months from card approval)

Amex KrisFlyer Ascend earns 1.2 KrisFlyer miles per S$1 spent, and it’s credited directly to your KrisFlyer Account. Complimentary one night stay each year at participating Hilton Properties and complimentary upgrade to Hilton Honors Silver membership tier, plus 4 complimentary lounge passes each year. Annual fee of S$340.20 is payable.

American Express Platinum Charge Card

Annual Fee: S$1,744 (inclusive of 9% GST)

Please fill in this form after application to track promo

Promo from American Express

Receive up to 140,000 Membership Rewards® points (87,500 miles) for new American Express cardholders. Up to 92,500 points for existing American Express cardholders.

ActivityReward
Compulsory annual fee of S$1,72840,000 Membership Rewards® points
S$5,000 spending in first 3 months of Card Membership5,000 Membership Rewards® points
S$6,000 spending within first 2 months of Card approvalNew to Amex: 87,500 Membership Rewards® points 

Existing Amex Cardholder: 40,000 Membership Rewards®points 
Base earn rate on S$6,000 spent7,500 Membership Rewards® 
TotalNew to Amex: 140,000 points (87,500 miles)

Existing Amex Cardholder: 92,500 points (57,812 miles)
⚠️ Holding period of at least 6 months from card approval or fees equivalent to the points credited will be charged.

Receive statement credits per calendar year:

  • S$200 local dining credits (participating outlets)
  • S$200 overseas dining credits (participating outlets)
  • S$400 lifestyle credits (participating outlets)
  • S$204 entertainment credits (Netflix, Disney+, Straits Times etc.)
  • S$200 airline credits (Singapore Airlines or Scoot)
  • S$150 fashion credits (Mr Porter and NET-A-PORTER)

Apply card in 2024, get one set of statement credits in 2024 and another in 2025!

More benefits:

  • One complimentary night’s stay at selected properties
  • Enjoy complimentary access to more than 1,400 airport lounges across 650 cities and 140+ countries for you, your one Supplementary Member and one guest each.
  • Special rates and pleasant surprises worth S$800 when you stay at over 1,300 properties worldwide that are part of FINE HOTELS & RESORTS.
  • Complimentary upgrades to hotel loyalty programmes.
  • Access to the elite, members-only Tower Club Singapore.

Terms and conditions

Enter a world of warmer welcomes, richer experiences and special treatments.

$120,000 annual income, annual fee required

As we move up the tiers of annual income, we reach the $120,000 spot that is keenly contested by many travel cards. Most $120,000 cards in the market offer unlimited lounge access. The standouts in this space, in my opinion, are the Citi Prestige and DBS Vantage.

While other cards tend to offer unlimited lounge visits for the cardholder, Citi Prestige very helpfully lets you sign in one guest each time you use the lounge. It isn’t really tenable to head to the lounge yourself and leave your travel companion outside – or worse, pay for lounge access – so this perk is very useful, particularly since most people I know don’t have their own lounge memberships.

DBS Vantage does not give unlimited visits, instead offering 10 free visits in a year. While this may seem like a step down from unmetered access, having 10 visits gives the unique ability to sign in a large family or entourage of friends to the lounge at the same time. It’s great for group travel where other unlimited cards prove useless… unless you decide to slink off for a bite at the lounge yourself.

Citi Prestige

If code is required C04233289T

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New or existing Citi Cardholders

Apply here (if you get an error message signing up as an existing cardholder, try again as a new Citi cardholder)

Get bonus 125,000 ThankYou points worth 50,000 miles (even existing cardholders of other Citi cards are eligible!):

Welcome Gift (payment of annual fee)62,500 bonus points
(25,000 miles)
S$2,000 spend in local or foreign currency within qualifying period62,500 bonus points
(23,000 miles)
Total125,000 bonus points
(50,000 miles)

For quick reference only. See terms and conditions for full details.

  1. Fee-paying Citi PayAll transactions also count towards the local spend requirement.
  2. Qualifying period is 2 months after end of card approval month (e.g. card approved on 15th March 2024 → qualifying period until 31st May 2024).
  3. Existing cardholders of other Citi cards can also enjoy this promo.

Until 31st May 2024

⚠️ For new to Citi customers: I encourage you to apply for one of the other Citi Cards first before getting Citi Prestige. This way you enjoy both promos.

Complimentary hotel nights, unlimited lounge access, and limousine service. Annual requirement of S$120,000 (fairly flexible and up to the bank’s discretion). Read the review here and an analysis if the promo is worth it

DBS Vantage

No promo code required

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New and existing cardholders

New and existing cardmembers will be credited up to 85,000 miles and 40,000 miles respectively in the form of DBS Points, within 90 to 120 days from the Card approval date. 

  • Apply for a DBS Vantage Card
  • Make payment for non-waivable annual fee of S$599.50 (inclusive of GST); and
  • Charge a minimum spend of S$4,000 within 30 days from card approval date

Until 31st May 2024

See terms and conditions and save a copy for your future reference.

Get free Accor Plus Explorer membership with one free hotel night per year! Also get 10 free lounge visits a year via Priority Pass. S$120,000 annual income requirement. Watch the review here

$120,000 annual income requirement, no annual fee required

Possibly the only $120,000 card without an annual fee, the CIMB Visa Infinite is also the only cashback card in this tier, I think. Despite not being a typical miles and travel card, it still offers DragonPass membership which gives 3 free visits a year. It’s likely my next card to get to complement my Priority Pass memberships because DragonPass (and its partner Plaza Premium) has lounges in some places where Priority Pass doesn’t.

CIMB Visa Infinite

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More Card Info

  • Annual income requirement: S$120,000
  • Annual fees: free forever

New to bank

Choose one:

  •  AirPods Pro (worth S$365.70)
  • +PLUS Chelsea Check-In 60/25 Luggage (worth S$449)
  • S$280 cash via PayNow

Upon activating and spending min. S$988 within 60 days following card approval.

Terms and conditions (save a copy for your future reference)

Apply latest by end of 31st March 2024

Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Promo code field can be left blank
  4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Unlimited 2% cashback with minimum $2,000 monthly spend on travel, overseas, and online foreign currency spend. 3 complimentary DragonPass lounge visits per year. No annual fees for life.

Choose this if you meet the income requirements and want a card with free lounge visits without any annual fee.

Conclusion

Given that many lounges provide free food, drinks, even things like alcohol and free use of massage chairs, it’s something you want to get before your next trip to make it so much more comfortable. It’s even more relevant if you’re flying with a low cost carrier, since you can fill your stomach before going on your budget flight. Lounge access certainly isn’t just for the hoity toity business class crowd.

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