Why You Should Avoid Investment-Linked Policies
Investment and insurance are the two things working adults should be concerned about, so a product that combines the two sounds exactly like what a prudent person needs, right? Not Continue Reading
How to Start Investing – Deciding on an Asset Allocation
“Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” -Paul Samuelson I start with this quote Continue Reading
Review: StashAway Simple™ – Projected 1.9% pa, No Minimum Nor Maximum Balance With Full Liquidity
Bank interests are down (eg. OCBC, UOB, StanChart), and alternative products that give decent returns at a low risk level are starting to get their time in the sun. While Continue Reading
More Reasons Why You Shouldn’t Get a Long-term Insurance Savings Plan, and What to Do if You Already Have One
In my previous article, I expounded on why one shouldn’t purchase a long-term savings plan. If the list isn’t compelling enough, here are a couple more reasons why it’s a Continue Reading
Why You Shouldn’t Buy a Long-term Insurance Savings Plan
A friend who hasn’t talked to you in years hits you up for coffee, and surprise! They want to sell you insurance. Don’t worry it’s more to help you earn Continue Reading
Review: DBS Invest-Saver and Nikko AM STI ETF – Clock Invest Category for Your Multiplier Account, Invest Monthly in Singapore’s Economy
I usually warn people not to buy investment or insurance products from banks. For the mass majority of normal, working adults, a good rule of thumb to remember is never Continue Reading
Getting Cheap Funds For Investment
I was lamenting to friends how after years and years of squirrelling money away for a potential stock market crash, my hands (and heart) got itchy and I bought a Continue Reading
Review: China Taiping i-Save – 2.08% pa Guaranteed For Three Years (Limited Tranche)
Another 3-year single premium endowment product is out, and this time it is from China Taiping. It follows shortly after Aviva’s fully subscribed 2.28% product and SingLife’s 2.25% pa offering. Continue Reading
Why Term Insurance Makes More Sense Than Whole Life Coverage
If you have done any research at all, you’ll find that insurance policies are split mainly into term and whole of life. Term policies, as the name suggests, provide coverage Continue Reading
Investing This Viral Season
We can’t go into a conversation now without once-foreign words “Wuhan” and “coronavirus” being mentioned every other sentence. There are people clearing out supermarkets supplies (I wonder if they are Continue Reading