| Cashback | Miles | |
|---|---|---|
| Low Effort, Low Rewards | HSBC Advance 1.5% to 2.5% cashback | HSBC TravelOne 1.2 miles per dollar *Annual Fee Required |
| More Effort, More Rewards | HSBC Live+ ⭐️ 5 to 8% cashback on selected categories | HSBC Revolution ⭐️ 4 miles per dollar on selected categories |
🆕 A new HSBC cardholder refers to those who do not currently have a principal HSBC credit card and have not cancelled any in the past 12 months.
💳 An existing HSBC cardholder refers to those who have not cancelled any card in the past 12 months, and their existing cards were issued more than 12 months ago.
⚠️ It’s possible to be neither a new nor existing cardholder if you do not meet any of the two definitions above. Refer to the terms and conditions for specific terms.
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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