Last updated: 13th May 2023
| Wallet app | Referral Code | Sign-up Gifts | Use For | |
| Amaze | iQYZTH | (until 12th June 2023) | Remittance Overseas spend Changing transactions to online | |
| Big Pay | MCMVZQCHF7 | $5 | Remittance Expense tracking | |
| Kris+ | W159000 | $5 (sign up and make 1 transaction) | Earn extra miles/rebates on top of card rewards | |
| ShopBack Pay | CsgtbD | $5 (Shopback – spend $20) $5 (Shopback Pay – spend $5) | Earn extra cashback on top of card rewards | |
| YouTrip | Use link | $5 (after first top up) | Travel wallet | |
| FavePay | FAVEJUNYI2 | S$1 off first purchase | Earn discounts on top of card rewards | |
| Dash | DASH-OZ9G2 | Get up to S$20 cashback when you remit and save with Dash | Payments and savings | |
| Google Pay | ls7fo4t | Get S$3 cashback | Payments |
Instarem Amaze
Promo code iQYZTH for 325 points
🎁 New Users
Get 225 InstaPoints when you sign up with referral code iQYZTH and make at least one transaction of S$10. Get another 100 points when you verify your account upon sign up.
💳 Features
- Save on forex fees (typically around 2% spread compared to credit card forex charges of more than 3%)
- Convert offline to online spending (for cards like Citi Rewards)
- Store and swap between 5 credit cards on one Amaze card
- Find out Merchant Category Code of transactions
Note that local transactions incur a 1% fee with a S$0.50 minimum per transaction.
For reference only; refer to exact details in terms and conditions
Kris+
Use code W159000 for 500 miles!
Kris+ gives bonus miles on top of your usual card rewards! Not a miles person? The miles can also be used as cashback. Get as much as additional 9 miles or 9% rebates! See the review here and check out the guide
🎁 New Users
Get 500 KrisPay miles (worth S$5) when you sign up with referral code W159000
💳 May Promo
Get up to 16 miles per dollar (16% rebate) on dining and 7 miles per dollar (7% rebate) on Pelago bookings. New users get half-price deals for May 2026
For reference only; refer to exact details in terms and conditions
Last updated: 22nd September 2022
| Mall Programme | Referral Code | Sign-up Gifts | End |
| shopFarEast Orchard Central, Clark Quay Central etc. | aJDCWJ | S$5 e-Voucher after scanning first receipt of at least $10 | First 1,000 sign-ups |
| Lendlease Plus JEM, PLQ, 313, Parkway Parade | odXoC9(input in referral) | Get $5 | 31st August 2022 |
| Suntec+ | EA1E73B0 | 2,000 points ($2) upon first receipt scanned (min. $20) | |
| CapitaStar | T2L4AW | $5 eCapitaVoucher on sign-up $3 eCapitaVoucher with purchase of $20 eCapitaVoucher | |
| Marina Square | qdfQ3C(input in referral code) | No current promo | |
| M Malls AMK Hub, Jurong Point, Thomson Plaza | EULSS8 | No current promo | |
| KrisShopper | Refer to this article |
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).