Payment Services

These services allow you to pay for things that normally do not accept credit cards. You do have to pay a service fee, but you can use cards that earn you a greater reward than the fee paid.

For example, if you have a rent payment of S$1,000 to be paid, you can use the following services to pay your landlord’s bank account by paying a fee. You will get cashback/miles from your credit card on the S$1,000 + fee.

Use the following links/promo codes to get a fee waiver on your first payment! With the fee waivers, you can get free miles or cashback (up to $1,132 on CardUp and S$1,330 on ipaymy)!


New to CardUp
Use promo code SETHISFY: get $30 off the fee on your first payment! That’s a transaction of around S$1,150 for free!

New and existing users
Use promo code SETHTAX23: get a discounted 1.75% fees on one-off or recurring income tax, Visa only


New to ipaymy
Sign up here to get $30 off the fee on your first payment! That’s a transaction of around S$1,330 for free!

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Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opnion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).