These services allow you to pay for things that normally do not accept credit cards. You do have to pay a service fee, but you are often able to get rewards that are worth paying the fee for.
| Payment Service | Cards Allowed | Payable Bill | Documentation |
|---|---|---|---|
 ipaymy | Nearly any bank (cashback or miles) | Nearly anything | Invoice |
 CardUp | Nearly any bank (cashback or miles) | Nearly anything | Invoice |
 Citi PayAll | Citibank (miles) | Nearly anything | Not required |
 StanChart Income Tax Payment Facility | StanChart (miles) | Income Tax | Notice of Assessment |
 UOB Payment Facility | UOB (miles) | Anything | Not required |
Comparison
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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