Payment Services

These services allow you to pay for things that normally do not accept credit cards. You do have to pay a service fee, but you can use cards that earn you a greater reward than the fee paid.

For example, if you have a rent payment of S$1,000 to be paid, you can use the following services to pay your landlord’s bank account by paying a fee. You will get cashback/miles from your credit card on the S$1,000 + fee.

Use the following links/promo codes to get a fee waiver on your first payment! With the fee waivers, you can get free miles or cashback (up to $1,132 on CardUp and S$1,330 on ipaymy)!

Check out the guide:


New user, use this first: sign up and use code SETHISFY Get S$30 off transaction fee ¹

(Free miles/cashback for a payment of about S$1,154!)
New or existing users: use code SETHTAX24Reduced 1.75% fee² for income tax payment
(Visa or China Unionpay only)
New or existing users: use code MCTAX24Reduced 1.99% CardUp fee³ for income tax payment
(Mastercard only)

Tap here for guide

Terms and conditions:

  1. Terms and conditions for SETHISFY
  2. Terms and conditions for SETHTAX24
  3. Terms and conditions for MCTAX24


Ongoing promo

New user: sign up hereGet S$30 off transaction fee

(free miles/cashback for a payment of about S$1,333!)

After signing up with the link, an email will be sent to you with the code.

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Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Thank you for supporting my site!

Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).