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Singapore Savings Bonds

Year From Issue Date12345678910
May 20220.861.491.721.841.911.962.
Jun 20221.431.922.162.302.372.432.462.492.512.53
Jul 20221.692.162.372.472.542.602.632.662.692.71
Aug 20222.002.422.632.742.822.882.922.952.973.00
Sep 20222.632.672.682.692.692.712.732.752.782.80
Oct 20222.602.602.602.622.642.662.682.702.732.75
Nov 20223.
Dec 20223.
Jan 20232.952.952.953.
Feb 20232.842.842.842.842.842.842.862.902.942.97
Mar 20232.762.762.762.762.762.762.782.822.862.90
Apr 20233.
Average return per year %

Banking Promos

Citi Plus Promo

Citi Plus

Interest Booster Account

Until 2nd April 2023

ActivityNew to Citi Customers
(no Citi account nor credit card)
Existing Citi Cardholders
(no Citi account)
Apply for Citi Plus Interest Booster Account and fill up SingSaver form in email ⚠️ no form, no rewardS$50 cash
(fulfilled by SingSaver)
S$50 cash
(fulfilled by SingSaver)
Apply for Citi Credit Card and make a minimum qualifying spend of $500 within 30 days of card approvalS$350 cash or milesN/A
Deposit minimum S$15,000 in fresh funds within 2 months of account opening and maintain until end of Month 6S$100
(fulfilled by SingSaver)
(fulfilled by SingSaver)
After depositing S$15,000, if you hold a valid primary/main card of an eligible Citi Credit Card within 2 calendar months from enrolmentS$60
(fulfilled by Citi)
(fulfilled by Citi)
Total RewardsS$560 or $210 + milesS$210

For reference only. Terms and conditions apply

Fall-below fees are waived until 31 December 2023. See the review here.

Priority banking

Standard Chartered Wealth$aver


Until 31st March 2023

A new-to-bank customer is defined as an individual without a Deposit Relationship with the bank in the past 12 months.

Join StanChart Priority Banking and get Wealth$aver as a new-to-bank customer with minimum S$200,000 deposit
Deposit S$500,000 within 3 months of account openingGet S$1,5001
Interest for first 6 months for new deposit clients = 2% base interest + 3% bonus interest25% interest!
Spend on Wealth$aver metal debit cardUnlimited 1% cashback
Tap here to fill up Google FormTo monitor and keep track of referral
TotalUp to S$1,500 cash reward + S$12,500 interest (5% p.a. on $500,000 for 6 months)

These are for reference only. Check below for specific terms and conditions

  1. Tap here for terms and conditions for S$1,500 gift
  2. Tap here for terms and conditions for bonus interest

Citigold Premier Banking


New to Citi bank accounts

  1. Dyson Purifier Cool (TP09) Tower Purifier Fan (worth S$1,109)
  2. iPad Air Gen 5 + Apple Pencil Gen 2 (worth S$1088.05)
  3. S$1,000 Cash via PayNow.

Terms and conditions apply.


  • Extra S$300 for holding a Citibank credit card
  • Also receive more cash when you complete selected conditions within the qualifying period. Terms and conditions apply.

Until 2nd April 2023

Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Promo code field can be left blank
  4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Get personalised wealth management, a dedicated Relationship Manager, and other lifestyle and banking privileges.

Bonus$aver Promo

Standard Chartered Bonus$aver


Until 31st March 2023 (promo by StanChart)

A new-to-Bonus$aver customer is defined as someone who must not have had a previous Bonus$aver Account and/or Bonus$aver Credit Card account suspended, cancelled or terminated in the last 12 months. If you are a new-to-Bonus$aver customer. Holders of other StanChart cards/accounts still qualify!


Don’t have a StanChart Credit Card yet? Make sure you sign up for a StanChart Credit Card first to enjoy the credit promo, then sign up for Bonus$aver to enjoy both promos. The order matters!

Sign up for Bonus$aver Account + Bonus$aver Credit Card as a new-to-product customer
Tap here to fill up Google FormTo monitor and keep track of referral
Deposit and maintain minimum S$50,000 of fresh funds until the end of following month (i.e. 28th February 2023 if account is opened in January 2023)S$188

These are for reference only. Please refer to the terms and conditions.

Bank accounts

UOB Bank Accounts

Traded Endowment Policies

Traded endowment policies can be a great place to set aside savings, and have very compelling advantages over buying policies directly from insurance agents or companies.

Watch this video to find out more, and get $250 discount with promo code SETHISFY

Insurance “Savings Accounts”

Please note that these are not actual savings accounts, but insurance savings plan that allow withdrawal of cash value. Refer to their respective terms and conditions. More relevant back in 2020 to early 2022, we’ll see whether 2023 brings such products that are compelling.

Fixed Deposits

Last updated 12th February 2023. For reference only. Refer to each bank’s terms and conditions.

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