Savings

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Singapore Savings Bonds

           
Year From Issue Date12345678910
May 20220.861.491.721.841.911.962.012.042.062.09
Jun 20221.431.922.162.302.372.432.462.492.512.53
Jul 20221.692.162.372.472.542.602.632.662.692.71
Aug 20222.002.422.632.742.822.882.922.952.973.00
Sep 20222.632.672.682.692.692.712.732.752.782.80
Oct 20222.602.602.602.622.642.662.682.702.732.75
Nov 20223.083.113.143.153.163.173.183.193.203.21
Dec 20223.263.263.273.343.393.423.443.453.463.47
Jan 20232.952.952.953.023.093.133.163.193.233.26
Average return per year %

Banking Promos

Citi Plus Promo

Citi Plus

Interest Booster Account

Until 31st December 2022

ActivityNew to Citi Customers
(no Citi account nor credit card)
Existing Citi Cardholders
(no Citi account)
Apply for Citi Plus Interest Booster Account and fill up SingSaver form in email ⚠️ no form, no rewardS$100 cash by end of next monthS$100 cash by end of next month
Apply for Citi Credit Card and make a minimum qualifying spend of $500 within 30 days of card approvalS$350 cash (or choice of gadget)N/A
Holds a valid primary/main card of an eligible Citi Credit Card within 2 calendar months from enrolment S$60S$60
Deposit minimum S$15,000 in fresh funds within 2 months of account opening and maintain until end of Month 6S$100S$100
Total RewardsS$610S$260

For reference only. Terms and conditions apply

Fall-below fees are waived until 31 December 2023. See the review here.

Bonus$aver Promo

Standard Chartered Bonus$aver

🔥

Until 31st December 2022

A new-to-Bonus$aver customer is defined as someone who must not have had a previous Bonus$aver Account and/or Bonus$aver Credit Card account suspended, cancelled or terminated in the last 12 months. If you are a new-to-Bonus$aver customer. Holders of other StanChart cards/accounts still qualify!

⚠️

Don’t have a StanChart Credit Card yet? Make sure you sign up for a StanChart Credit Card first to enjoy the credit promo, then sign up for Bonus$aver to enjoy both promos. The order matters!

ActivityReward
Sign up for Bonus$aver Account + Bonus$aver Credit Card as a new-to-product customer
Tap here to fill up Google FormTo monitor and keep track of referral
Deposit and maintain minimum S$50,000 of fresh funds until the end of following month (i.e. 30th November 2022 if account is opened in October 2022)AirPods Pro 2

These are for reference only. Please refer to the terms and conditions.

Priority banking

Citigold Premier Banking

🔥

New to Citi bank accounts
Choose:

  1. Apple iPad Air 5th Gen (worth S$879) or
  2. Apple Watch Series 8 (worth S$799) or
  3. S$800 cash

Terms and conditions apply.

Plus:

  • Receive up to S$6,976 cash when you make make a minimum deposit of S$250,000 in Assets Under Management within 3 months of account opening.

Terms and conditions apply.

Until 30th November 2022

Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Credit card terms and conditions (UOB)
Banking account terms and conditions
Priority banking terms and conditions

Get personalised wealth management, a dedicated Relationship Manager, and other lifestyle and banking privileges.

Bank accounts

UOB Bank Accounts

Traded Endowment Policies

Traded endowment policies can be a great place to set aside savings, and have very compelling advantages over buying policies directly from insurance agents or companies.

Watch this video to find out more, and get $250 discount with promo code SETHISFY

Insurance “Savings Accounts”

Please note that these are not actual savings accounts, but insurance savings plan that allow withdrawal of cash value. Refer to their respective terms and conditions.

Fixed Deposits

Last updated 2nd December 2022. For reference only. Refer to each bank’s terms and conditions.

CIMB

TENUREPERSONAL BANKINGONLINE PROMO INTEREST RATE (% P.A.)S$10,000 and AbovePREFERRED BANKINGONLINE PROMO INTEREST RATE  (%P.A.)S$10,000 and Above
6 Months3.954.00
9 Months4.054.10
12 Months4.154.20
18  Months4.154.20
Until 31st December 2022

Maybank

TenurePromotional Rate (p.a.)
6-month3.50%
12-month3.90%
15-month3.90%
18-month3.90%
24-month3.80%
Minimum placement: S$20,000

OCBC

Tenure (months)Promotional interest rate a year
123.40%
3.70% for Premier Banking
3.90% for Premier Private Client
243.80%

UOB

Deposit Amount (Fresh Funds)Promotional interest rate (p.a.)
(For 6, 10, 12-month tenors)
S$10,000 – S$49,9993.55%
S$50,000 – S$999,9993.85%
S$1,000,000 and above3.95%

StanChart

TENUREPROMOTIONAL RATEPRIORITY BANKING PREFERENTIAL RATEPRIORITY PRIVATE BANKING PREFERENTIAL RATE
3M3.20% p.a.3.30% p.a.3.50% p.a.
12M3.50% p.a.3.60% p.a.3.80% p.a.

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