Last updated: 18th May 2022
🔥 Great deal
🍀 Eligible for lucky draw
💳 Sign-up gifts for existing bank customers
| Cards | Rewards | Ending | Remarks | |
| 🔥🍀💳 | Amex Cards | Up to S$250 cash or AirPods Pro or Nintendo Switch Lite | 31st May 2022 | Upsized deal for Amex KrisFlyer! |
| 🔥 🔥 🔥🍀💳 | Citi Cards | Dyson V8 (worth S$549), or Apple Watch SE (worth S$419), or | 24th May 2022 | S$400 is the highest cash gift we have seen… possibly from any bank |
| 🔥💳 | Citi Prestige | Get 40,000 miles, even for existing Citi cardholders | 30th June 2022 | Works even for existing Citi cardholders. Great deal offsets annual fees; useful features |
| 🔥💳 | DBS Cards | DBS Taka Card: $150 cashback!! | Ongoing | DBS Taka promo works even for existing DBS cardholders! |
| 🔥🍀 | CIMB Cards | Receive Samsung Galaxy Buds 2 Black (worth S$248) + S$40 cash via PayNow or S$200 cash via PayNow | 31st May 2022 | Up from S$188 last month |
| 🔥🍀💳 | StanChart Smart | Receive Sony WH-1000XM4 wireless headphone worth S$499 or AirPod Pro worth S$379 or S$300 cash via PayNow | 31st May 2022 | |
| 💳 | HSBC Cards | Up to S$200 cashback | 31st July 2022 | |
| UOB Cards | Bank promo | – | Bank promo | |
| 🔥 | Kris+ | $5 + $15 cashback | 31st May 2022 | Wallet app; no income requirement |
| Big Pay | $10 cashback | Ongoing | Wallet app; no income requirement | |
| 🔥 | Friz | $25 cashback | Ongoing | Wallet app; no income requirement. Gives 1.75% cashback even on insurance |
Click here for a list of non-card deals.
For card deals: please remember to fill up the Singsaver form in your email with the reference number of your card application (unless no email was entered at the start). No form no rewards!
Information provided here is for reference only. Please refer to the respective terms and conditions for each promo before proceeding.
Keep up to date on the best cashback/mile cards, savings accounts, attractive deals, and more tips to maximise your financial wellbeing by subscribing to my Telegram channel. You can also ask questions in the chat!
StanChart Cards
9 days 23 hours 29 minutes 26 seconds left to grab this offer!
StanChart Smart
🔥 👍🏼
New to bank*
Enjoy a 3-month Disney+ subscription^ and and choose 1*:
- Sony WH-1000XM4 wireless headphone worth S$499
- AirPod Pro worth S$379
- S$300 cash via PayNow
Existing cardholders
Receive $30 via PayNow*
Offer until 31st May 2022
Gives 19.2 Rewards points for selected merchants. That’s 5.57 miles per dollars or 6% cashback! Bundle with Bonus$aver for another $250!
StanChart Unlimited
No current promo. Apply for the StanChart Smart Card first.
Gives unlimited 1.5% cashback for almost every transaction.
StanChart Rewards+
No current promo. Apply for the StanChart Smart Card first.
Gives Reward points for transactions. Or something. There are better cards than this.
Citi SMRT
Citi SMRT
👍🏼
Citi SMRT has no current promo. If you are new to Citi cards, you should apply for one of the other Citi Cards first before applying for this as your second card.
One of the only high-earn cashback cards with no monthly cap! Gives 5% cashback on online transactions. Read the review here.
Citi cards
2 days 23 hours 28 minutes 27 seconds left to grab this offer!
Citi Cash Back
🔥 👍🏼
New to bank*
Choose:
- Dyson V8 (worth S$549)
- Apple Watch SE (worth S$419)
S$300S$400 via PayNow!!
Existing customers
$30 via PayNow, no min spend required
Until 24th May 2022
*Minimum spend of S$500 within 30 days of card approval. Terms and conditions apply
Get 8% cashback on groceries and petrol, as well as 6% on dining! Read the review here
Citi Rewards
🔥 👍🏼
New to bank*
Choose:
- Dyson V8 (worth S$549)
- Apple Watch SE (worth S$419)
S$300S$400 via PayNow!!
Existing customers
$30 via PayNow, no min spend required
Until 24th May 2022
*Minimum spend of S$500 within 30 days of card approval. Terms and conditions apply
Get 10X ThankYou Points (4 mpd or 2.27% cashback) on online and shopping transactions. Read the review here
Citi Prestige
🔥 👍🏼
Promo 1
(direct from Citi): apply here (sign up as a new Citi cardholder if doing so as an existing cardholder does not work)
New to Citi Prestige (including existing cardholder of other Citi cards)
Get 100,000 ThankYou points (40,000 miles) with payment of annual fee of S$535 and making minimum spend of S$800 within first 2 months. Read promo details (terms and conditions)
Promo 2
(SingSaver): apply here
New to bank*
Choose:
- Dyson V8 (worth S$549)
- Apple Watch SE (worth S$419)
S$300S$400 via PayNow!!
Existing customers
$30 via PayNow, no min spend required
Until 24th May 2022
*Minimum spend of S$500 within 30 days of card approval. Terms and conditions apply
For new to Citi customers: I encourage you to apply for one of the other Citi Cards (under Promo 2) first before getting Citi Prestige under Promo 1. Read the review here
For existing Citi customers: I encourage you to apply under Promo 1 as the bonus miles is significantly better than Promo 2’s $30. Read promo details here
Citi SMRT
👍🏼
Citi SMRT has no current promo. If you are new to Citi cards, you should apply for one of the other Citi Cards first before applying for this as your second card.
One of the only high-earn cashback cards with no monthly cap! Gives 5% cashback on online transactions. Read the review here.
Citi Cash Back+ Mastercard®
🔥
New to bank*
Choose:
- Dyson V8 (worth S$549)
- Apple Watch SE (worth S$419)
S$300S$400 via PayNow!!
Existing customers
$30 via PayNow, no min spend required
Until 24th May 2022
*Minimum spend of S$500 within 30 days of card approval. Terms and conditions apply
Gives 1.6% cashback on all eligible transactions.
Citi PremierMiles
🔥 👍🏼
New to bank*
Choose:
- Dyson V8 (worth S$549)
- Apple Watch SE (worth S$419)
S$300S$400 via PayNow!!
Existing customers
$30 via PayNow, no min spend required
Until 24th May 2022
*Minimum spend of S$500 within 30 days of card approval. Terms and conditions apply
Get 1.2 mpd on eligible transactions. Get free Priority Pass membership which grants 2 complimentary lounge visits a year!
Amex cards
Amex
True Cashback
New to Amex
Receive*:
- S$100 cash via PayNow
Plus:
- 3% cashback on first $5,000 of spend
*min spend of S$500 required within 30 days of card approval
Until 4th May 2022
Amex
KrisFlyer
New to Amex
Receive*:
- Nintendo Switch Lite (worth S$299)
- Apple AirPods Pro (worth S$379) or
- S$250 cash via PayNow
Plus:
- 5,000 KrisFlyer miles upon first successful transaction
- 7,500 KrisFlyer miles after spending $3,000 in first 3 months
*min spend of S$500 required for two consecutive months from card approval
Until 31st May 2022
Amex
KrisFlyer Ascend
Grab a Dyson TP00 (worth S$549) or S$250 cash when you make a min. spend of S$500 and make an annual fee payment within 30 days of card approval. Valid till 31 May 2022. T&Cs apply.
Get 5,000 KrisFlyer miles upon making your first spend within the first month of card approval. Valid till 30 Jun 2022. T&Cs apply.
New to Amex
Receive up to 150,000 STAR$® (worth S$150 eCapitaVouchers) when you make a min. spend of S$1,500 within the first 3 months of card approval. T&Cs apply.
DBS cards promo details
| New to DBS/POSB Cardholders | Existing Cardholders | |
| Sign up for one of the below cards | – | – |
| Refer to the bank page for latest promos | – | – |
| Optional: apply for DBS Takashimaya Card and spend $350 per month for 2 months (outside of Takashimaya) | Get $150 cashback! | Get $150 cashback! |
Please click each link to see the latest promo.
- 1.2 miles per dollar
- Free lounge visits
New to bank
Click Apply to see the bank’s latest promo.
- 1.2 miles per dollar
- Free lounge visits
New to bank
Click Apply to see the bank’s latest promo.
DBS
Woman’s World
- 4 miles per dollar on online
- Men can apply too
New to bank
Click Apply to see the bank’s latest promo.
- Up to 8% cashback on daily essentials
New to bank
Click Apply to see the bank’s latest promo.
DBS
Takashimaya (Amex)
New to DBS Takashimaya cards (existing cardholders of other DBS cards qualify too!)
$150 cashback with a minimum spend* of $350 per month for 2 months
*must be outside of Takashimaya. See terms and conditions
After being taken to DBS site, scroll down and look for the Apply Now button in red. Promo code can be left blank for DBS Takashimaya Card
HSBC Cards
Please click Apply under each card to see the most up to date promo.
For reference only. Tap here for the terms and conditions.
HSBC
Advance
New to bank
S$200 cashback*^
Existing customers
S$30* + S$30^ = $60 cashback
*Sign up using SingPass MyInfo
^Minimum spend of $500 before end of following month from application
Valid until 31st July 2022
HSBC
Revolution
New to bank
S$200 cashback*^
Existing customers
S$30* + S$30^ = $60 cashback
*Sign up using SingPass MyInfo
^Minimum spend of $500 before end of following month from application
Valid until 31st July 2022
HSBC
Visa Platinum
New to bank
S$200 cashback*^
Existing customers
S$30* + S$30^ = $60 cashback
*Sign up using SingPass MyInfo
^Minimum spend of $500 before end of following month from application
Valid until 31st July 2022
Maybank Cards
Maybank
Family and Friends
New customers
Singsaver promo
Receive S$20 Cash via PayNow upon card approval
Maybank promo
Apply for a Maybank Credit Card and a CreditAble Account and receive:
- First 2,000 applicants: Garmin vívomove Style
- 2,001 onwards: S$100 cashback
Both promos stack if you sign up with the Apply button above.
Until 20th February 2022
Maybank
Horizon Visa
New customers
Singsaver promo
Receive S$20 Cash via PayNow upon card approval
Maybank promo
Apply for a Maybank Credit Card and a CreditAble Account and receive:
- First 2,000 applicants: Garmin vívomove Style
- 2,001 onwards: S$100 cashback
Both promos stack if you sign up with the Apply button above.
Until 20th February 2022
Maybank
Platinum Visa
New customers
Singsaver promo
Receive S$20 Cash via PayNow upon card approval
Maybank promo
Apply for a Maybank Credit Card and a CreditAble Account and receive:
- First 2,000 applicants: Garmin vívomove Style
- 2,001 onwards: S$100 cashback
Both promos stack if you sign up with the Apply button above.
Until 20th February 2022
UOB Cards
UOB
Absolute Cashback
For new-to-UOB Credit Cardmembers*, spend by 31 July 2022 to enjoy 5% cashback (equivalent to S$150) on your first S$3,000 spend.
UOB One
👍🏼
New to UOB cards
Get S$250 Grab vouchers for the first 200 new-to-UOB Credit Card customers who successfully apply for a UOB personal credit card per month of May and June 2022 and spend a min. of S$1,500 within 30 days from card approval date. Click here for full terms and conditions.
Get 3.33% base cashback if you spend $500, $1,000, or $2,000 a month for three consecutive months. Up to 6.67% additional cashback for Grab, Shopee, and Diary Farm merchants.
UOB
KrisFlyer
New to UOB cards
New to UOB cards
Get S$250 Grab vouchers for the first 200 new-to-UOB Credit Card customers who successfully apply for a UOB personal credit card per month of May and June 2022 and spend a min. of S$1,500 within 30 days from card approval date. Click here for full terms and conditions.
UOB
PRVIMiles (Visa)
Also available in Amex and Mastercard
New to UOB cards
Get S$250 Grab vouchers for the first 200 new-to-UOB Credit Card customers who successfully apply for a UOB personal credit card per month of May and June 2022 and spend a min. of S$1,500 within 30 days from card approval date. Click here for full terms and conditions.
UOB
Lady’s
New to UOB cards
Get S$250 Grab vouchers for the first 200 new-to-UOB Credit Card customers who successfully apply for a UOB personal credit card per month of May and June 2022 and spend a min. of S$1,500 within 30 days from card approval date. Click here for full terms and conditions.
Good deals for OCBC cards – get 6% cashback with FRANK!
Read my reviews of OCBC Titanium Rewards and OCBC FRANK.
OCBC
365
OCBC
Titanium Rewards
New cardholders
First 300 gets S$50 cashback
Existing cardholders
First 300 gets S$30 cashback
Until 30th April 2022. See terms and conditions
OCBC
90°N
Frequently Asked Questions
How does this work?
Just sign up for a card (or a few) and get the stated rewards upon card approval.
Is there a catch?
Some may need a certain amount of spend, while some just require you to get the card. Annual fees are waived for the first one or two years! See full terms and conditions of each card for more details.
Why are the rewards so generous?
Credit card companies have large marketing budgets. Through an online medium, they save on costs like hiring telemarketers or roadshow promoters, and tend to be able to provide greater sign up benefits.
How to sign up?
Use the links above to sign up for credit cards you may be interested in. I have also created an instructional guide found below.
Thanks for supporting my site!
Sign Up Instructions
Step 1: Input email
Input your email and you will be redirected to the next page.
SingSaver’s rewards (if any) will be shown here.
Step 2 : Go to bank’s site
Press click here and begin your application at the bank’s website.
Step 3: Complete application
Make sure to note the reference or application number at the end.
Bank’s rewards (if any) will be shown here.
Step 4: Fill in rewards form
Find the rewards form link in your email.
Once you’re done, it may take up to 2 to 3 months for you to get your reward.
Please leave a comment if you require help.
Hi Seth,
I am rather new to credit cards and would like to hear your advise on which card should i consider getting for a first timer? Thanks.
Hi Kenny, thanks for your comment.
It very much depends on your spending habits (monthly spending amount, what you spend on etc.) and if you are the kind who would go out of your way to optimise your rewards. Perhaps start with that and I can give better advice.
For cashback, I would suggest DBS LiveFresh which is 5% on minimum $600 spend on PayWave and online (but max $400 on each). Quite easy to use. Generally, if you want to chase miles, you can look at CitiRewards + GPMC for fuss-free 4 mpd.
But do let me know more if you want more accurate advice, and I would appreciate if you sign up for cards through here!
Hi Seth,
Thanks for your reply and sorry for the late reply. I just entered the working world not too long ago and my monthly spending habits is rather simple for now. Just for food, transportation etc. As such, which would you recommend? Thanks for your advise.
You can probably look at Maybank FnF card if you can hit $500 to $800 a month on dining and transport. I will email you the form.
Otherwise DBS LiveFresh is also a good contender.
For miles I’ll look at UOB Preferred Platinum (PayWave and online) and UOB PriviMiles (everything else and transportation for a limited time).
Apply for these cards in the links above, and don’t forget to get some cards for the generous sign-up bonuses!
Getting the HSBC Revolution soon.. Any promos?
You can find it here: https://sethisfy.com/cards/hsbc
Hi Seth,
If we use google pay and link with StanChart Unlimited cashback card, do we still get 1.5% cashback from StanChart? 🙂
Yes it still works
Hi Seth,
Would like to check if i link StanChart Unlimited Cashback card with google pay… and i spend on MRT expenses.
do i still get 1.5% cashback from StanChart?
hi, what are your thoughts on amex charge cards?