ipaymy
Pay things with your card even when they don’t accept cards
- Works with insurance, tax payments, invoices etc.
- Earn cashback/miles where you normally wouldn’t
- Exclusive promo code
Google Pay
Get cashback by transferring money to your friends
- Earn cashback on PayNow transfers to friends
- Earn cashback on in-store payments
- Earn referral incentives
- Get $3 to start with
Razer Pay & Card
Another way to earn rewards
BigPay
Also another way to earn rewards
Standard Chartered Cards
I recommend the no frills Unlimited Cashback card.
StanChart
Unlimited Cashback
New to bank*
$250 via PayNow or Apple Watch Series 3
*until 7th March, spend min. $200 within 30 days
Existing cardholders
$30 via PayNow
StanChart
Reward+
New to bank*
$250 via PayNow or Apple Watch Series 3
*until 7th March, spend min. $200 within 30 days
Existing cardholders
$30 via PayNow
Citi Cards
Go for PremierMiles card and get free lounge access. Otherwise, Citi Cash Back+ is a no frills cashback card.
Citi Cash Back is great for dining, groceries, and petrol.
Citi
PremierMiles
New cardholders
Receive a 2D1N stay in Deluxe Room with breakfast for 2 persons at Singapore Marriott Tang Plaza Hotel
Apply before 4th March 11.59PM
Existing cardholders
$30 via PayNow
Citi
Rewards
New to bank*
AirPods Pro (worth $379) or $350 via PayNow
Until 7th March
Existing customers
$30 via PayNow
Citi
Cash Back+ Mastercard®
New to bank*
AirPods Pro (worth $379) or $350 via PayNow
Until 7th March
Existing customers
$30 via PayNow
Citi
Cash Back
New to bank*
AirPods Pro (worth $379) or $350 via PayNow
Until 7th March
Existing customers
$30 via PayNow
Citi
Prestige
New to bank*
AirPods Pro (worth $379) or $350 via PayNow
Until 7th March
Existing customers
$30 via PayNow
Please see instructions at the end! Inputting your email is not sufficient to complete the application for your rewards.
Keep up to date on the best cashback/mile cards, savings accounts, attractive deals, and more tips to maximise your financial wellbeing by subscribing to my Telegram channel. You can also ask questions in the chat!
Amex Cards
Can’t go wrong with the Amex True Cashback card.
Amex
True Cashback
New customers
Enjoy S$160 cashback when you apply and make a min. spend of S$500 within your first month of card approval. Valid till 15th March 2021.
3% cashback for first $5,000 spend
Amex
KrisFlyer
New customers
Get a set of Apple AirPods with Charging Case (worth S$239) when you make a min. spend of S$500 within the first month of card approval.
Valid till 7th March 2021.
Amex
KrisFlyer Ascend
New customers
Receive S$150 Dairy Farm Vouchers with annual fee payment
Valid till 31 Jan 2021.
DBS Cards
- 1.2 miles per dollar
- Free lounge visits
New to bank
$250 Cashback, just make 1 qualifying spend within 30 days, no min. spend!
Use code FLASH250
Until 8th March 2021
- 1.2 miles per dollar
- Free lounge visits
New to bank
$250 Cashback, just make 1 qualifying spend within 30 days, no min. spend!
Use code FLASH250
Until 8th March 2021
- 5% cashback on contactless/online
New to bank
$250 Cashback, just make 1 qualifying spend within 30 days, no min. spend!
Use code FLASH250
Until 8th March 2021
DBS
Woman’s World
- 4 miles per dollar on online
- Men can apply too
New to bank
$250 Cashback, just make 1 qualifying spend within 30 days, no min. spend!
Use code FLASH250
Until 8th March 2021
- Up to 8% cashback on daily essentials
New to bank
$250 Cashback, just make 1 qualifying spend within 30 days, no min. spend!
Use code FLASH250
Until 8th March 2021
HSBC cards
HSBC
Advance
New to bank
$30* + $120^ + $50 = $200 cashback
Existing customers
$30* + $30^ = $60 cashback
*Sign up using SingPass MyInfo
^Minimum spend of $500
Valid until 30th April 2021
HSBC
Revolution
New to bank
$30* + $120^ + $50 = $200 cashback
Existing customers
$30* + $30^ = $60 cashback
*Sign up using SingPass MyInfo
^Minimum spend of $500
Valid until 30th April 2021
HSBC
Visa Platinum
New to bank
$30* + $120^ + $50 = $200 cashback
Existing customers
$30* + $30^ = $60 cashback
*Sign up using SingPass MyInfo
^Minimum spend of $500
Valid until 30th April 2021
UOB Cards
UOB
PRVIMiles (Amex)
New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021
UOB
PRVIMiles (Visa)
New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021
UOB
PRVIMiles (Mastercard)
New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021
UOB
KrisFlyer
New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021
UOB One
New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021
UOB
YOLO
New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021
UOB
Lady’s
New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021
Good deals for OCBC cards – get 6% cashback with FRANK!
OCBC is usually quite… reserved with their sign-up bonuses. $100 is the best I’ve seen from them! Read my review of OCBC Titanium Rewards and OCBC FRANK.
OCBC
365
New to bank
$100 GrabFood vouchers
Existing cardholders
$50 GrabFood vouchers
OCBC
Titanium Rewards
OCBC
FRANK
OCBC
90°N
By Category
By Bank
Please find all other cards you may want to sign up here to support my site:
- AMEX Credit Cards
- UOB Credit Cards
- HSBC Credit Cards
- Maybank Credit Cards
- POSB Credit Cards
- SCB Credit Cards
- Citibank Credit Cards
- DBS Credit Cards
- OCBC Credit Cards
Frequently Asked Questions
How does this work?
Just sign up for a card (or a few) and get the stated rewards upon card approval.
Is there a catch?
Some may need a certain amount of spend, while some just require you to get the card. Annual fees are waived for the first one or two years! See full terms and conditions of each card for more details.
Why are the rewards so generous?
Credit card companies have large marketing budgets. Through an online medium, they save on costs like hiring telemarketers or roadshow promoters, and tend to be able to provide greater sign up benefits.
How to sign up?
Use the links above to sign up for credit cards you may be interested in. I have also created an instructional guide found below.
Thanks for supporting my site!
Sign Up Instructions
Step 1: Input email
Input your email and you will be redirected to the next page.
SingSaver’s rewards (if any) will be shown here.
Step 2 : Go to bank’s site
Press click here and begin your application at the bank’s website.
Step 3: Complete application
Make sure to note the reference or application number at the end.
Bank’s rewards (if any) will be shown here.
Step 4: Fill in rewards form
Find the rewards form link in your email.
Once you’re done, it may take up to 2 to 3 months for you to get your reward.
Please leave a comment if you require help.
Hi Seth,
I am rather new to credit cards and would like to hear your advise on which card should i consider getting for a first timer? Thanks.
Hi Kenny, thanks for your comment.
It very much depends on your spending habits (monthly spending amount, what you spend on etc.) and if you are the kind who would go out of your way to optimise your rewards. Perhaps start with that and I can give better advice.
For cashback, I would suggest DBS LiveFresh which is 5% on minimum $600 spend on PayWave and online (but max $400 on each). Quite easy to use. Generally, if you want to chase miles, you can look at CitiRewards + GPMC for fuss-free 4 mpd.
But do let me know more if you want more accurate advice, and I would appreciate if you sign up for cards through here!
Hi Seth,
Thanks for your reply and sorry for the late reply. I just entered the working world not too long ago and my monthly spending habits is rather simple for now. Just for food, transportation etc. As such, which would you recommend? Thanks for your advise.
You can probably look at Maybank FnF card if you can hit $500 to $800 a month on dining and transport. I will email you the form.
Otherwise DBS LiveFresh is also a good contender.
For miles I’ll look at UOB Preferred Platinum (PayWave and online) and UOB PriviMiles (everything else and transportation for a limited time).
Apply for these cards in the links above, and don’t forget to get some cards for the generous sign-up bonuses!
Getting the HSBC Revolution soon.. Any promos?
You can find it here: https://singsaver.link/sethisfy-hsbccc
Hi Seth,
If we use google pay and link with StanChart Unlimited cashback card, do we still get 1.5% cashback from StanChart? 🙂
Yes it still works
Hi Seth,
Would like to check if i link StanChart Unlimited Cashback card with google pay… and i spend on MRT expenses.
do i still get 1.5% cashback from StanChart?