Deals

ipaymy
Pay things with your card even when they don’t accept cards

  • Works with insurance, tax payments, invoices etc.
  • Earn cashback/miles where you normally wouldn’t
  • Exclusive promo code

Google Pay
Get cashback by transferring money to your friends

  • Earn cashback on PayNow transfers to friends
  • Earn cashback on in-store payments
  • Earn referral incentives
  • Get $3 to start with

Razer Pay & Card
Another way to earn rewards

BigPay
Also another way to earn rewards

Standard Chartered Cards

I recommend the no frills Unlimited Cashback card.

StanChart
Unlimited Cashback

New to bank*
$250 via PayNow or Apple Watch Series 3

*until 7th March, spend min. $200 within 30 days

Existing cardholders
$30 via PayNow

StanChart
Reward+

New to bank*
$250 via PayNow or Apple Watch Series 3

*until 7th March, spend min. $200 within 30 days

Existing cardholders
$30 via PayNow

Citi Cards

Go for PremierMiles card and get free lounge access. Otherwise, Citi Cash Back+ is a no frills cashback card.

Citi Cash Back is great for dining, groceries, and petrol.

Citi
PremierMiles

New cardholders
Receive a 2D1N stay in Deluxe Room with breakfast for 2 persons at Singapore Marriott Tang Plaza Hotel
Apply before 4th March 11.59PM

Existing cardholders
$30 via PayNow

Citi
Rewards

New to bank*

AirPods Pro (worth $379) or $350 via PayNow

Until 7th March


Existing customers
$30 via PayNow

Citi
Cash Back+ Mastercard®

New to bank*

AirPods Pro (worth $379) or $350 via PayNow

Until 7th March


Existing customers
$30 via PayNow

Citi
Cash Back

New to bank*

AirPods Pro (worth $379) or $350 via PayNow

Until 7th March


Existing customers
$30 via PayNow

Citi
Prestige

New to bank*

AirPods Pro (worth $379) or $350 via PayNow

Until 7th March


Existing customers
$30 via PayNow

Please see instructions at the end! Inputting your email is not sufficient to complete the application for your rewards.

Keep up to date on the best cashback/mile cards, savings accounts, attractive deals, and more tips to maximise your financial wellbeing by subscribing to my Telegram channel. You can also ask questions in the chat!

Amex Cards

Can’t go wrong with the Amex True Cashback card.

Amex
True Cashback

New customers
Enjoy S$160 cashback when you apply and make a min. spend of S$500 within your first month of card approval. Valid till 15th March 2021.
3% cashback for first $5,000 spend

Amex
KrisFlyer

New customers
Get a set of Apple AirPods with Charging Case (worth S$239) when you make a min. spend of S$500 within the first month of card approval. 

Valid till 7th March 2021.


Amex
KrisFlyer Ascend

New customers
Receive S$150 Dairy Farm Vouchers with annual fee payment 

Valid till 31 Jan 2021.

DBS Cards

DBS
Altitude

  • 1.2 miles per dollar
  • Free lounge visits

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code FLASH250

Until 8th March 2021

DBS
Altitude (Amex)

  • 1.2 miles per dollar
  • Free lounge visits

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code FLASH250

Until 8th March 2021

DBS
LiveFresh

  • 5% cashback on contactless/online

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code FLASH250

Until 8th March 2021

DBS
Woman’s World

  • 4 miles per dollar on online
  • Men can apply too

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code FLASH250

Until 8th March 2021

POSB Everyday

  • Up to 8% cashback on daily essentials

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code FLASH250

Until 8th March 2021

HSBC cards

HSBC
Advance

New to bank
$30* + $120^ + $50 = $200 cashback

Existing customers
$30* + $30^ = $60 cashback

*Sign up using SingPass MyInfo
^Minimum spend of $500
Valid until 30th April 2021

HSBC
Revolution

New to bank
$30* + $120^ + $50 = $200 cashback

Existing customers
$30* + $30^ = $60 cashback

*Sign up using SingPass MyInfo
^Minimum spend of $500
Valid until 30th April 2021

HSBC
Visa Platinum

New to bank
$30* + $120^ + $50 = $200 cashback

Existing customers
$30* + $30^ = $60 cashback

*Sign up using SingPass MyInfo
^Minimum spend of $500
Valid until 30th April 2021

UOB Cards

UOB
PRVIMiles (Amex)

New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021

UOB
PRVIMiles (Visa)

New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021

UOB
PRVIMiles (Mastercard)

New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021

UOB
KrisFlyer

New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021

UOB One

New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021

UOB
YOLO

New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021

UOB
Lady’s

New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021

Good deals for OCBC cards – get 6% cashback with FRANK!

OCBC is usually quite… reserved with their sign-up bonuses. $100 is the best I’ve seen from them! Read my review of OCBC Titanium Rewards and OCBC FRANK.

OCBC
365

New to bank
$100 GrabFood vouchers

Existing cardholders
$50 GrabFood vouchers

OCBC
Titanium Rewards

OCBC
FRANK

OCBC
90°N

By Category

By Bank

Please find all other cards you may want to sign up here to support my site:

Frequently Asked Questions

How does this work?

Just sign up for a card (or a few) and get the stated rewards upon card approval.

Is there a catch?

Some may need a certain amount of spend, while some just require you to get the card. Annual fees are waived for the first one or two years! See full terms and conditions of each card for more details.

Why are the rewards so generous?

Credit card companies have large marketing budgets. Through an online medium, they save on costs like hiring telemarketers or roadshow promoters, and tend to be able to provide greater sign up benefits.

How to sign up?

Use the links above to sign up for credit cards you may be interested in. I have also created an instructional guide found below.

Thanks for supporting my site!

Sign Up Instructions

Step 1: Input email

Input your email and you will be redirected to the next page.

SingSaver’s rewards (if any) will be shown here.

Step 2 : Go to bank’s site

Press click here and begin your application at the bank’s website.

Step 3: Complete application

Make sure to note the reference or application number at the end.

Bank’s rewards (if any) will be shown here.

Step 4: Fill in rewards form

Find the rewards form link in your email.

Once you’re done, it may take up to 2 to 3 months for you to get your reward.

Please leave a comment if you require help.

9 thoughts on “Deals

  1. Hi Seth,

    I am rather new to credit cards and would like to hear your advise on which card should i consider getting for a first timer? Thanks.

    1. Hi Kenny, thanks for your comment.

      It very much depends on your spending habits (monthly spending amount, what you spend on etc.) and if you are the kind who would go out of your way to optimise your rewards. Perhaps start with that and I can give better advice.

      For cashback, I would suggest DBS LiveFresh which is 5% on minimum $600 spend on PayWave and online (but max $400 on each). Quite easy to use. Generally, if you want to chase miles, you can look at CitiRewards + GPMC for fuss-free 4 mpd.

      But do let me know more if you want more accurate advice, and I would appreciate if you sign up for cards through here!

    2. Hi Seth,

      Thanks for your reply and sorry for the late reply. I just entered the working world not too long ago and my monthly spending habits is rather simple for now. Just for food, transportation etc. As such, which would you recommend? Thanks for your advise.

    3. You can probably look at Maybank FnF card if you can hit $500 to $800 a month on dining and transport. I will email you the form.

      Otherwise DBS LiveFresh is also a good contender.

      For miles I’ll look at UOB Preferred Platinum (PayWave and online) and UOB PriviMiles (everything else and transportation for a limited time).

      Apply for these cards in the links above, and don’t forget to get some cards for the generous sign-up bonuses!

  2. Hi Seth,

    If we use google pay and link with StanChart Unlimited cashback card, do we still get 1.5% cashback from StanChart? 🙂

  3. Hi Seth,

    Would like to check if i link StanChart Unlimited Cashback card with google pay… and i spend on MRT expenses.
    do i still get 1.5% cashback from StanChart?

Leave a Reply