ipaymy
Pay things with your card even when they don’t accept cards
- Works with insurance, tax payments, invoices etc.
- Earn cashback/miles where you normally wouldn’t
- Exclusive promo code
Google Pay
Get cashback by transferring money to your friends
- Earn cashback on PayNow transfers to friends
- Earn cashback on in-store payments
- Earn referral incentives
- Get $5 to start with
Free vouchers
Get free JEM, PLQ, 313 and Parkway Parade vouchers
- Get free vouchers just by downloading an app
- Details here
AirPods Pro worth $379 for Citi!
Get free AirPods Pro worth $379! Or you could pick $250 credited to you via PayNow.
Simply make one transaction with your card, and no minimum spend is required. Existing customers get $30 per card (get multiple cards for more cash)! Remember to fill in the rewards form in your email.
Citi
PremierMiles
New to bank
$250 via PayNow or AirPods Pro!
Existing customers
$30 via PayNow
Citi
Rewards
New to bank
$250 via PayNow or AirPods Pro!
Existing customers
$30 via PayNow
Citi
Cash Back+ Mastercard®
New to bank
$250 via PayNow or AirPods Pro!
Existing customers
$30 via PayNow
Citi
Cash Back
New to bank
$250 via PayNow or AirPods Pro!
Existing customers
$30 via PayNow
Citi
Prestige
New to bank
$250 via PayNow or AirPods Pro!
Existing customers
$30 via PayNow
Please see instructions at the end! Inputting your email is not sufficient to complete the application for your rewards.
Keep up to date on the best cashback/mile cards, savings accounts, attractive deals, and more tips to maximise your financial wellbeing by subscribing to my Telegram channel. You can also ask questions in the chat!
Amex Cards
The Amex True Cashback is one of the rare remaining cards that still give rewards for things like insurance and Grab top-ups. Apply as a new cardholder to enjoy 3% cashback on up to $5,000 spend!
Amex
True Cashback
New customers
3% cashback for first $5,000 spend
$80 + $120 CapitaVouchers with just $500 min spending
Existing cardholders
$40 CapitaVouchers
Amex
KrisFlyer
New customers
Apple Airpods with charging case (worth S$239) upon minimum spending of $500 within 1st month (sign up by 20th November)
New and existing customers
5,000 KrisFlyer miles upon $3,000 spend in first 3 months
Sony Noise Cancelling True Wireless Headphones worth $349 for StanChart cards
Make at least $80 in spending within 30 days and get free Sony Noise Cancelling True Wireless Headphones worth $349! Alternatively, you may opt for $200 via PayNow.
Existing customers get $30 via PayNow.
StanChart
Unlimited Cashback
New to bank
FREE Sony Noise Cancelling True Wireless Headphones worth $349* or $200 via PayNow
Existing cardholders
$30* via PayNow
*Ends 30th Nov
StanChart
Reward+
New to bank
FREE Sony Noise Cancelling True Wireless Headphones worth $349* or $200 via PayNow
Existing cardholders
$30* via PayNow
*Ends 30th Nov
$200 Cashback for DBS Cards
Simply sign up with the below links using code NOVFLASH and make 1 qualifying spend with no minimum amount to get $200 cashback! Valid between 13 – 26 November 2020 inclusive.
- 1.2 miles per dollar
- Free lounge visits
New to bank
Use code NOVFLASH for $200 cashback (13 to 26 Nov 2020)
- 1.2 miles per dollar
- Free lounge visits
New to bank
Use code NOVFLASH for $200 cashback (13 to 26 Nov 2020)
- 5% cashback on contactless/online
New to bank
Use code NOVFLASH for $200 cashback (13 to 26 Nov 2020)
DBS
Woman’s World
- 4 miles per dollar on online
New to bank
Use code NOVFLASH for $200 cashback (13 to 26 Nov 2020)
- Up to 8% cashback on daily essentials
New to bank
Use code NOVFLASH for $200 cashback (13 to 26 Nov 2020)
$150 Cashback for HSBC cards
HSBC
Advance
New to bank
$150 cashback or Samsonite Luggage
+$30 Lazada vouchers (apply with MyInfo) PLUS $100 cash (HSBC Revolution only)
Existing customers
$30 cashback
HSBC
Revolution
New to bank
$150 cashback or Samsonite Luggage
+$30 Lazada vouchers (apply with MyInfo) PLUS $100 cash (HSBC Revolution only)
Existing customers
$30 cashback
HSBC
Visa Platinum
New to bank
$150 cashback or Samsonite Luggage
+$30 Lazada vouchers (apply with MyInfo) PLUS $100 cash (HSBC Revolution only)
Existing customers
$30 cashback
UOB Cards
UOB
PRVIMiles (Amex)
New to bank
$150 cash credit (first 200 new cardholders who make a minimum spend of $1,500 within 30 days of card approval)
UOB
PRVIMiles (Visa)
New to bank
$150 cash credit (first 200 new cardholders who make a minimum spend of $1,500 within 30 days of card approval)
UOB
PRVIMiles (Mastercard)
New to bank
$150 cash credit (first 200 new cardholders who make a minimum spend of $1,500 within 30 days of card approval)
UOB
KrisFlyer
New to bank
$150 cash credit (first 200 new cardholders who make a minimum spend of $1,500 within 30 days of card approval)
UOB One
New to bank
$150 cash credit (first 200 new cardholders who make a minimum spend of $1,500 within 30 days of card approval)
UOB
YOLO
New to bank
$150 cash credit (first 200 new cardholders who make a minimum spend of $1,500 within 30 days of card approval)
UOB
Lady’s
New to bank
$150 cash credit (first 200 new cardholders who make a minimum spend of $1,500 within 30 days of card approval)
Good deals for OCBC cards – get 6% cashback with FRANK!
OCBC is usually quite… reserved with their sign-up bonuses. $100 is the best I’ve seen from them! Read my review of OCBC Titanium Rewards and OCBC FRANK.
OCBC
365
New to bank
$100 GrabFood vouchers
Existing cardholders
$50 GrabFood vouchers
OCBC
Titanium Rewards
OCBC
FRANK
New to bank
$50 cashback and $50 Grab vouchers
Existing cardholders
$20 cashback
Limited to first 500 respectively.
OCBC
90°N
$100 for Maybank Cards
Earn up to 8% cashback and 3.2 miles per dollar with Maybank cards, now with $100 of sign-up bonus. Make sure to sign up for the CreditAble account for the full sign-up bonus, and there is no obligation to use it.
Maybank
Family and Friends
New to bank
$30 via PayNow and $100 cashback (spend $250/mth for 2 months)
Maybank
Horizon Visa
New to bank
$30 via PayNow and $100 cashback (spend $250/mth for 2 months)
Maybank Platinum Visa
New to bank
$30 via PayNow and $100 cashback (spend $250/mth for 2 months)
By Category
By Bank
Please find all other cards you may want to sign up here to support my site:
- AMEX Credit Cards
- UOB Credit Cards
- HSBC Credit Cards
- Maybank Credit Cards
- POSB Credit Cards
- SCB Credit Cards
- Citibank Credit Cards
- DBS Credit Cards
- OCBC Credit Cards
Frequently Asked Questions
How does this work?
Just sign up for a card (or a few) and get the stated rewards upon card approval.
Is there a catch?
Some may need a certain amount of spend, while some just require you to get the card. Annual fees are waived for the first one or two years! See full terms and conditions of each card for more details.
Why are the rewards so generous?
Credit card companies have large marketing budgets. Through an online medium, they save on costs like hiring telemarketers or roadshow promoters, and tend to be able to provide greater sign up benefits.
How to sign up?
Use the links above to sign up for credit cards you may be interested in. I have also created an instructional guide found below.
Thanks for supporting my site!
Sign Up Instructions
Step 1: Input email
Input your email and you will be redirected to the next page.
SingSaver’s rewards (if any) will be shown here.
Step 2 : Go to bank’s site
Press click here and begin your application at the bank’s website.
Step 3: Complete application
Make sure to note the reference or application number at the end.
Bank’s rewards (if any) will be shown here.
Step 4: Fill in rewards form
Find the rewards form link in your email.
Once you’re done, it may take up to 2 to 3 months for you to get your reward.
Please leave a comment if you require help.
Hi Seth,
I am rather new to credit cards and would like to hear your advise on which card should i consider getting for a first timer? Thanks.
Hi Kenny, thanks for your comment.
It very much depends on your spending habits (monthly spending amount, what you spend on etc.) and if you are the kind who would go out of your way to optimise your rewards. Perhaps start with that and I can give better advice.
For cashback, I would suggest DBS LiveFresh which is 5% on minimum $600 spend on PayWave and online (but max $400 on each). Quite easy to use. Generally, if you want to chase miles, you can look at CitiRewards + GPMC for fuss-free 4 mpd.
But do let me know more if you want more accurate advice, and I would appreciate if you sign up for cards through here!
Hi Seth,
Thanks for your reply and sorry for the late reply. I just entered the working world not too long ago and my monthly spending habits is rather simple for now. Just for food, transportation etc. As such, which would you recommend? Thanks for your advise.
You can probably look at Maybank FnF card if you can hit $500 to $800 a month on dining and transport. I will email you the form.
Otherwise DBS LiveFresh is also a good contender.
For miles I’ll look at UOB Preferred Platinum (PayWave and online) and UOB PriviMiles (everything else and transportation for a limited time).
Apply for these cards in the links above, and don’t forget to get some cards for the generous sign-up bonuses!
Getting the HSBC Revolution soon.. Any promos?
You can find it here: https://singsaver.link/sethisfy-hsbccc
Hi Seth,
If we use google pay and link with StanChart Unlimited cashback card, do we still get 1.5% cashback from StanChart? 🙂
Yes it still works
Hi Seth,
Would like to check if i link StanChart Unlimited Cashback card with google pay… and i spend on MRT expenses.
do i still get 1.5% cashback from StanChart?