Earn Rates of Popular Points Cards

The term “miles card” is actually misleading because most cards named as such are actually “points cards”. They earn bank points which you can then redeem for miles, but you can also redeem them for a variety of other things. Most banks allow you to redeem cash rebates, vouchers, and various merchandise available on their catalogue.

This means that even if you are cashback person and have no interest in miles, points cards are very relevant because they can in fact earn you cash rebates. Many times, they may even earn you more rewards depending on the scenario. They’re definitely better than a 1.5% cashback card.


Get up to S$740 bonus vouchers or 74,000 bonus miles on top of usual welcome offers!

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I’ve compiled a list here which you can sort by the earn rates for miles, cash rebate, and rebate in vouchers:

*for redemption on KrisShop

Did I miss anything? Let me know in the comments below!

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