Cards That Give Unlimited Lounge Access
Last Updated: 12th March 2026
With Citi Prestige removing its unlimited lounge access benefit, what other cards offer a similar benefit? Below are a bunch of cards that offer a similar perk.
Also, I have completely revamped my article on cards that offer lounge access. Not quite unlimited, but many of them have waivable annual fees or other benefits so make sure to check that article out too.
Cards offering unlimited lounge visits
I have listed cards that people can get in ascending order of income requirement.
| Card | Number of Visits | Annual Fee | Remarks |
|---|---|---|---|
 Amex Platinum Charge | Unlimited  | S$1,744 (Non-waivable) | 💲 S$30,000 annual income requirement 👥 Up to 1 guest (most lounges) 👥 Up to 2 guests (Amex lounges) ❌ No Restaurants/Spas |
 HSBC Premier Mastercard | Unlimited | S$708.50 (Waived for Premier) | 💲 S$65,000 annual income requirement 👤 Only for cardholder 👥 Access for up to 3 supplementary card holders 💸 Fee waived for Premier-qualified customers (≥S$200,000 TRB) |
 UOB Visa Infinite | Unlimited | S$654 (Non-waivable) | 💲 S$120,000 annual income requirement 👥 Up to 1 guest ⚠️ Unlimited lounge benefit removed from 1st June 2026 |
 OCBC VOYAGE | Unlimited | S$498 (Non-waivable) | 💲 S$120,000 annual income requirement 👤 Only for cardholder ❌ No Restaurants/Spas |
 DBS Insignia | Unlimited | S$3,270 (Non-waivable) | 💲 S$500,000 annual income requirement 👤 Only for cardholder |
 UOB Reserve | Unlimited | S$3,924 (Non-waivable) | 💲 S$500,000 annual income requirement 👥 Up to 1 guest |
There are some cards that I have opted to exclude given how difficult it is to obtain them.
Lounge-hopping? DragonPass now has a cooldown period
Jumping to different lounges is a possibility with unlimited lounge visits:
However, if you intend to lounge-hop, do note that DragonPass has quite recently implemented a cooldown period. Back in February 2025, my friend noted this rule while trying to use her DragonPass lounge visits:
Amex lounge visits do not include restaurants or spas
While Amex lounge visits are currently unlimited and have no cooldown period, take note that the Priority Pass membership provided by American Express does not include Eat or Refresh experiences. This means that Amex Priority Pass memberships cannot access airport restaurants or spas/massages unlike other Priority Pass memberships.
Consider getting multiple cards with lounge visits
Given that unlimited lounge access tends to come with restrictions and cooldowns, consider getting a couple more cards to supplement your unlimited lounge visits. For instance, DBS Vantage with its 10 visits could be the card that allows you restaurants/massages at airports before you use your Amex Platinum Charge for lounge entry.
I have updated my article on lounge access with a refreshed layout and more cards so check that out here:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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hi seth, for ocbc voyage card, where does it say on the website that we can bring 1 guest for dragonpass? i can’t seem to find it, i can only find the part which says supplementary card holders get 2 visits
Hi Cindy, thanks for pointing out. I have updated to reflect that OCBC Voyage’s lounge visit is for cardholder only.
Hi Seth, thoughts of getting HSBC Premier Mastercard, maintaining 200k in TRB, just for unlimited lounge access? I am guessing you’re going to say 200k is parked in HSBC Premier is 200k idling?
I maintain the TRB requirement in investments with the bank