Best Credit Cards For Telco Payments… and Some Hacks
💳 This is part of the “The Best Cards to Use” series. Tap here for more great cards to use in other areas of spend!
Mobile phone plans and high speed broadband are necessities these days, so here are some of the ways you can earn more rewards from your credit cards to save on your telco bills!
Cards to use
Unless specified, pay your bills manually, ie. via the app or online as opposed to putting a recurring payment on your credit card.
| Card | Apply/ Review | Earn Rate | Remarks |
| DBS yuu | Apply Review | 17.5% yuu points | Only for Singtel kiosk payment |
| Maybank Family and Friends | Apply Review | 8% cashback | Max S$25 cashback per category Min. spend of S$800 per month |
| UOB EVOL | Apply Review | 6.67% cashback | Must be online or Paywave Max S$20 in each category Min. spend of S$600 per month Eligible card for UOB One Account |
| Citi SMRT | Apply Review | Unknown if 5% cashback works | Reports that Citi has excluded telco from Citi SMRT’s cashback |
| UOB One | Apply | 3.33% cashback | Spend S$500 / S$1,000 / S$2,000 per month for a quarter |
| OCBC 365 | Apply | 3% cashback | Recurring payment only Max S$80 cashback per month Min spend of S$800 per month Gets bonus interest with OCBC 360 account |
| Citi Rewards | Apply Review | 4 miles per dollar | Online/app only (or via Amaze) Max $1,000 spend per month |
| DBS Woman’s World | Apply | 4 miles per dollar | Online/app only Max S$2,000 spend per month |
| UOB Preferred Platinum | 4 miles per dollar | Via mobile contactless only Max S$1,110 spend per month |
Excellent deal: get an iPad with CIMB credit cards! Also, grab S$5 +S$5 Lendlease voucher for use at JEM, 313, PLQ or Parkway Parade in under a minute.
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Hacks
Know of any telco payment hack? Sharing is caring.
| Telco | Hacks |
| Most telcos | Pay more than your bill to hit minimum spending for credit cards |
| Singtel | Pay via Singtel kiosk to make contactless payment (for cards like UOB EVOL and UOB Preferred Platinum) |
| Singtel M1 Starhub | Use mobile billing on Apple App Store / Google Play Store to charge subscriptions, apps etc to your telco bill (useful to increase your telco bill spend for cards like Maybank Family and Friends) |
| Giga | Buy Gigabucks to do manual payment |
| Circles.Life | I don’t know any hacks, but if you want to sign up for Circles.Life do consider tapping here to use my link |
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