💳 This is part of the “The Best Cards to Use” series. Tap here for more great cards to use in other areas of spend!
Mobile phone plans and high speed broadband are necessities these days, so here are some of the ways you can earn more rewards from your credit cards to save on your telco bills!
Cards to use
Unless specified, pay your bills manually, ie. via the app or online as opposed to putting a recurring payment on your credit card.
|Maybank Family and Friends||Apply|
|8% cashback||Max S$25 cashback per category|
Min. spend of S$800 per month
|Must be online or Paywave|
Max S$20 in each category
Min. spend of S$600 per month
Eligible card for UOB One Account
|Unknown if 5% cashback works||Reports that Citi has excluded telco from Citi SMRT’s cashback|
|UOB One||Apply||3.33% cashback||Spend S$500 / S$1,000 / S$2,000 per month for a quarter|
|OCBC 365||Apply||3% cashback||Recurring payment only|
Max S$80 cashback per month
Min spend of S$800 per month
Gets bonus interest with OCBC 360 account
|4 miles per dollar||Online/app only (or via Amaze)|
Max $1,000 spend per month
|DBS Woman’s World||Apply||4 miles per dollar||Online/app only|
Max S$2,000 spend per month
|UOB Preferred Platinum||4 miles per dollar||Via mobile contactless only|
Max S$1,110 spend per month
Know of any telco payment hack? Sharing is caring.
|Most telcos||Pay more than your bill to hit minimum spending for credit cards|
|Singtel||Pay via Singtel kiosk to make contactless payment (for cards like UOB EVOL and UOB Preferred Platinum)|
|Use mobile billing on Apple App Store / Google Play Store to charge subscriptions, apps etc to your telco bill (useful to increase your telco bill spend for cards like Maybank Family and Friends)|
|Giga||Buy Gigabucks to do manual payment|
|Circles.Life||I don’t know any hacks, but if you want to sign up for Circles.Life do consider tapping here to use my link|
Keep up to date on the best cashback/mile cards, financial products, attractive deals, and more tips to maximise your financial wellbeing by subscribing to my Telegram channel.
Subscribe to the channel, then join the group chat. You would often benefit from the tips exclusively shared in the group chat!
Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. None of the information here constitutes personal financial advice. Thank you for supporting my site!