5 Fantastic Miles Cards to Get Now – Lots of Miles and Welcome Rewards!

Now that I’ve done a list of great cashback cards to use, it’s time to look at the other side of the pond! Here’s my list of fantastic miles cards to get and use for your next trip.

@sethisfy

Replying to @cywong143 here are the best cards to earn miles quickly!

♬ original sound – Sethisfy Personal Finance – Sethisfy Personal Finance

Easy 4 miles per dollar: Citi Rewards (with Instarem Amaze)

⚠️ Update: Amaze has implemented a 1% fee.

Min Spend: None
Monthly Cap: S$1,000

One of the easiest cards to use now will have to be the Citi Rewards card which gives 4 miles per dollar mainly on online transactions. A longstanding “hack” is to pair it with Instarem Amaze then use the Amaze card itself to make spending at offline locations. This converts your offline transactions into online ones, effectively giving 4 miles per dollar on all your spend whether it is at retail stores or online shopping.

Citi’s points can also be transferred to a variety of airlines, making its 4 miles per dollar quite a bit better than other cards’ 4 miles per dollar. I’ll elaborate on this in a future piece, so stay subscribed for updates.

The Citi Rewards gives 4 miles per dollar on a maximum of S$1,000 of eligible spend. Incidentally, the Instarem Amaze card also lets you spend up to a S$1,000 in local transactions without a fee. A happy coincidence or not, this combination works really well for many since it gives fuss-free 4 miles per dollar on just about anything except for travel-related expenses and commonly excluded ones like insurance and government services.

Buying miles with Citi PayAll: Citi Prestige / Citi PremierMiles

Min Spend: N/A
Monthly Cap: N/A

Citi Prestige is my go to card for buying miles through Citi PayAll. Citi PayAll is a service that lets you pay for stuff that don’t normally get you any card rewards (think insurance, income tax etc.) but it does charge a fee. Essentially, you are buying miles through this service and during promotional periods, it can make quite a lot of sense because your flight redemptions can become much cheaper. Stay subscribed for updates on Citi PayAll promos and analysis of them.

Besides that, Citi Prestige lets you get free airport transfers up to 8 times a year, get your 4th hotel night free, and give unlimited lounge visits including the ability to bring a guest for free. It’s an excellent card that is well worth its annual fee if you use its card benefits. I have renewed mine for a 3rd year running, and this card has helped me rack up a serious amount of miles plus visit many different airport lounges over the years.

It’s definitely a great card for those who travel more than once a year, though the downside is that there is an annual income requirement of S$120,000. If you wish to apply, there is a great sign-up bonus now, and it works even if you have other Citibank credit cards. Should you not already have one, you can enjoy two sign-up bonuses by signing up in the right order: another Citi card first, followed by Citi Prestige.

Citi PremierMiles can be a replacement of sorts, being also eligible for Citi PayAll. It has the standard regulatory S$30,000 annual income requirement and no compulsory annual fee because you can get a first-year fee waiver with subsequent years easily waived. There is no free airport transfers from this card, though you do get 2 complimentary lounge visits. The sign-up bonus is also pretty insane right now:

Cards that give great sign-up rewards

From time to time, cards would offer attractive amounts of miles when you sign up for cards, and this is a great way to quickly accumulate them for your next journey.

Currently, you can look at the following deals offering miles:

Card	Miles Offer	Annual Fee & Requirements
DBS Vantage	85,000 miles (for new cardholders) 40,000 miles (for existing cardholders)	S$599.50 annual fee Spend S$4,000 within 60 days
StanChart Journey	45,000 miles (for new cardholders) 25,000 miles (for new cardholders opting for annual fee waiver)	S$196.20 annual fee (optional) Spend S$3,000 within 2 months
HSBC TravelOne	24,000 Max Miles (for new to TravelOne cardholders)	S$196.20 annual fee Spend S$1,000 by end of following month
DBS Altitude	53,400 miles (for new cardholders) 43,400 miles (for new cardholders opting for annual fee waiver)	S$196.20 annual fee (optional) Spend S$3,000 within 60 days
Amex Platinum Charge	87,500 miles (for new cardholders) 57,800 miles (for existing cardholders)	S$1,744 annual fee Spend S$6,000 within 2 months
Citi PremierMiles	30,000 miles offer from Citi (for new cardholders) 21,000 Max Miles offer from SingSaver (for new cardholders, first-year annual fee waiver)	S$196.20 annual fee (optional) Spend S$800 within 2 months (Citi) Spend S$500 within 30 days (SingSaver)
Citi Prestige	50,000 bonus miles (new or existing cardholders)	S$545 annual fee Spend S$2,000 within 2 months

All of these deals also come with extra perks, so tap on each link to read more about the promos and stay subscribed for more great deals.

Unlimited 3 miles per dollar: KrisFlyer UOB

Min Spend: S$0 per month; at least S$800 on Singapore Airlines transactions within membership year
Monthly Cap: N/A

While 3 miles per dollar is a lower earn rate than 4 miles per dollar, KrisFlyer UOB card is unique as there is no cap to its earn rate. This makes it great for large transactions or people with bigger spending habits where 4 miles per dollar cards max out at S$1,000 to S$2,000 of spending each month.

The requirement is that you need to spend at least S$800 within your membership year on Singapore Airlines Group transactions. Those are transactions on Singapore Airlines, Scoot, or KrisShop. When you do so, eligible spend on dining, online shopping, travel and transportation will be upsized from 1.2 miles per dollar to 3 miles per dollar. You will receive 1.2 miles per dollar first, with the extra 1.8 coming in at the end of your membership year.

4 miles per dollar with Paywave: UOB Preferred Platinum Visa

Min Spend: S$0
Monthly Cap: S$1,110

UOB has a few 4 miles per dollar and UOB Preferred Platinum Visa is one of the easy to use ones. Add the card to your smartphone wallet, and it will give 4 miles per dollar on just about anywhere that accepts contactless payments.

One of the downsides is that it only counts spending in S$5 blocks, so if your spend is S$19.70, it is rounded down to S$15 and you get 60 miles (instead of 76 that other cards would give). This is less of an issue when your transactions are bigger, though quite annoying when your spend is made up of smaller ones throughout the month.

Another card you might want to consider is the UOB Visa Signature. It too gives 4 miles per dollar on contactless payments, but it has a minimum spend of S$1,000 to unlock this earn rate. In exchange, it gives a S$2,000 cap each month.

A smaller spender might appreciate the lack of minimum spend for UOB Preferred Platinum Visa, while those with more expenses would naturally gravitate towards the UOB Visa Signature.

Whichever card you choose, adding the UOB Lady’s card into the mix as a support is also a good idea for certain months where you need more capacity. UOB cards pool their points together, so it doesn’t matter if you earn points on one card or across 3 since you just to manage one account of points.

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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.

He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.

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