Citi Prestige Spend Promo: Get 4.5 Miles Per Dollar on Foreign Currency Spend With S$28,000 Minimum Spend

From 1st December 2024 until 28th February 2025, get bonus 2.5 miles per dollar on foreign currency spend with your Citi Prestige card! With the card’s usual earn rate of 2 miles per dollar on such transactions, you’d be getting 4.5 miles per dollar on foreign currency spending.

The catch? You need to spend as much as S$28,000 during the promotional period. While this figure sounds pretty ridiculous, there are reasonable ways to reach this amount.

Register in your Citi app

Registration is required and is limited to the first 6,000 who registers within the Citi mobile app. Aside from depriving someone else of a spot, there is no downside to registering for the promo on the off chance you may indeed find this promo useful.

Log in to your Citi mobile app, go to the For You tab, and scroll until you find the “Citi Prestige Card Foreign Currency Promotion”.

Minimum spend of S$28,000 required

A total of S$28,000 spend is required during the promotion period (until 28th February 2025) and it includes both foreign currency and local transactions.

For the avoidance of doubt, you don’t need to spend all S$28,000 on foreign currency transactions. You could, for instance, spend S$23,000 on local transactions and S$5,000 on foreign currency transactions. The S$5,000 will hence earn 4.5 miles per dollar since you have reached the minimum spend.

Capped at 50,000 bonus points (S$8,000 of spend)

The promo is capped at 50,000 bonus points (or 20,000 miles) which means you will max this promo out at S$8,000 worth of foreign currency spend.

Citi PayAll transactions will count

Notably, Citi PayAll fee-paying transactions will count towards the minimum spend. Non-fee paying Citi PayAll transactions are specifically excluded.

There is currently an ongoing Citi PayAll promo which also lasts until 28th February 2025. It allows Citi cardholders to earn 1.75 miles per dollar (up from Citi Prestige’s usual 1.3 miles per dollar) with a 2.6% fee, which essentially means you are buying miles at 1.49 cents each.

S$28,000 might not be that ridiculous

Given that Citi PayAll works (and is currently offering a promo) and that this promo spans across 2 calendar quarters, S$28,000 may not be as ridiculous an amount as it looks.

For one, I know quite a few Citi Prestige cardholders who are already hitting at least S$12,000 of spend to unlock their 2 free airport transfers every quarter. One could clock S$12,000 by end of December 2024 to satisfy Q4 2024’s requirement, and another S$12,000 by 28th February 2025 to meet Q1 2025’s requirement. They can then spend another S$4,000, hopefully in foreign currency transactions to get 4.5 miles per dollar on such spend.

Citi PayAll promos have been an easy way for cardholders to meet the spend requirements. Not only does Citi PayAll not require invoice or documentation, during promotional periods the cost per mile is usually not cost-prohibitive. The current promo’s 1.49 cents per mile rate might not be the best, but it is quite a bit more palatable when you consider the airport transfers you can get.

Make sure you read through the terms and conditions of the promo if you intend to take part.

Alternatives

If you do find the requirements for this promo a little too difficult to reach, I’m sure you’re not alone. There are, thankfully, a few alternatives to look at for our year-end holidaying:

• Best Cards For Overseas Spending
• UOB Spend Promo: Get 5 Miles Per Dollar on Overseas Spend With UOB PRVI Miles
• Fantastic DBS Spend Promos: Get Bonus (And Stackable!) Cashback With DBS Credit Cards
• YouTrip Promo: Get 5% Cashback on S$300 Foreign Currency Spend
  

In particular, remember that DBS Altitude’s 5 miles per dollar promo requires you to re-register in your DBS PayLah! app for December’s spending.

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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.

He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.

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