UOB Spend Promo: Get 5 Miles Per Dollar on Overseas Spend With UOB PRVI Miles

It’s holiday season and banks are doling out promos for overseas spending! With UOB PRVI Miles, you can get 5 miles per dollar provided you meet the spend requirement and make overseas dining and/or shopping transactions.

The promo is on until 31st December 2024, and a minimum spend of S$1,500 in foreign currency is required. This would be a good promo to go with the ongoing UOB PRVI Miles sign-up offer.

Registration is required

Registration is required and needs to be done via SMS. Send a text message to 77862 in the following format:

PMX<space>Last 4 alphanumeric characters of your NRIC or Passport Number

Example: If your NRIC is S1234567A, you will need to send “PMX 567A” to 77862.

Eligible spend – in-person dining and shopping only

Transactions must be done in-person and on specific dining and shopping Merchant Category Codes (MCC) only.

Dining

Merchant Category CodeDescription
5441Candy, Nut, and Confectionary Stores
5451Dairy Product Stores
5462Bakeries
5499Miscellaneous Food Stores – Convenience Stores and Specialty Markets
5812Eating Places and Restaurants  Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs,
5813Cocktail Lounges, and Discotheques
5814Quick Payment Service – Fast Food Restaurants
5912Drug Stores and Pharmacies
5921Package Stores – Beer, Wine, and Liquor

Shopping

MCCDescription
5309Duty Free Stores
5310Discount Store
5311Department Stores
5331Variety Stores
5399Miscellaneous General Merchandise
5611Men’s & Boys’ Clothing and Accessory Stores
5621Women’s Ready-to-Wear Stores
5631Women’s Accessory and Specialty Stores
5641Children’s and Infants’ Wear Stores
5651Family Clothing Stores
5655Sports and Riding Apparel Stores
5661Shoe Stores
5681Furriers & Fur Shops
5691Men’s and Women’s Clothing Stores
5697Tailors, Seamstresses, Mending, Alterations
5698Wig & Toupee Shops
5699Miscellaneous Apparel and Accessory Stores
5732Electronics Stores
5733Music Stores – Musical Instruments, Pianos, and Sheet Music
5735Record Stores
5941Sporting Goods Stores
5942Book Stores
5943Stationery, Office and School Supply Stores
5944Jewelry, Watch, Clock, and Silverware Stores
5945Hobby, Toy and Game Stores
5946Camera and Photographic Supply Stores
5947Gift, Card, Novelty, and Souvenir Stores
5948Luggage and Leather Goods Stores
5949Sewing, Needlework, Fabric, and Piece Good Stores
5950Glassware and Crystal Stores
5970Artist Supply and Craft Stores
5971Art Dealers and Galleries
5977Cosmetic Stores
5993Cigar Stores & Stands
5994News Dealers & Newsstands
5999Miscellaneous & Specialty Retail Stores

Bonus 2 or 2.6 miles per dollar capped at 13,000 miles

There is a minimum spend requirement of S$1,500 on foreign currency transactions (even outside of the above MCCs) before cardholders will get the bonus earn rate.

When the minimum is met, eligible foreign currency transactions will get bonus miles (in the form of UNI$):

Base Earn RateBonus Earn RateMax Spend
THB, MYR, IDR, VND Spend3 miles per dollar2 miles per dollarS$6,500
Other Countries2.4 miles per dollar2.6 miles per dollarS$5,000

The maximum amount of bonus miles given is 13,000. This is reached by spending S$6,500 in Thai Baht, Malaysian Ringgit, Indonesian Rupiah and/or Vietnamese dong, or S$5,000 in other foreign currencies.

Do note that the transactions have to be made in person – online spend does not get bonus miles.

Alternatives

While 5 miles per dollar is a pretty good earn rate to have, note that you have to pay foreign currency fee of 3.25%. This works out to a mile procurement rate of roughly 0.65 cents per mile which is a great rate to buy miles at.

However, my gripe about this promo would be the minimum spend and MCC requirements. MCCs of shops/restaurants can sometimes be off, especially overseas, meaning to say that you can dine at a restaurant and have the transaction coded as something totally different.

This is why I would prefer using DBS’s promo instead, which just needs your spend to be in foreign currency. It also has a lower spend requirement of S$1,000 and does not need your spend to be online. The downside would be that there is a cap of S$2,000 of spend, and you have to be one of the first 10,000 to register for the promo.

Besides these promos, I’ve done a comparison between travel cards that you can consider using for your next trip:

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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.

He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.

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