Things You Missed – 6th to 19th September 2021
Our Telegram chat group is very talkative on all things personal finance. We also have a new group chat for off-topic banter.
Credit cards
- Unanswered: anyone tried UOB EVOL and got cashback on CardUp?
- ipaymy no longer accepts debit cards
- Discussion on posting date for UOB cards: UOB cards tend to post instantly with UOB merchants (e.g. Cold Storage, Giant etc.), but does not seem like UOB EVOL does not post instantly for Apple Pay
- Discussion on good cashback cards for overseas spend
- Discussion on Amaze’s mechanics: consensus is it changes merchant name but not MCC
- How does CapitaCard credit CapitaStar$?
- Note that MCC can be very different from what one would expect
- How to prepay SP bills
- Discussion on how best to buy the new iPhone
Reward programmes
- How much is 200 CapitaStar STAR$ worth?
- Can STAR$ be converted into eCapitaVouchers and sent as gift? No
- Grab had 25% off redemptions; CapitaStar or Qoo10?
- Qoo10 gift cards are added to balance; i.e. can be stacked and used in a single order
- What can you use STAR$/eCapitaVoucher for? Buying NTUC gift card
- Receive 30,000 STAR$ for shopping at Raffles City Shopping Centre
Wallet apps
- Grab gives points for government services e.g. road tax, polyclinic
- Big Pay wallet blocked – could be annual cap reached
- Can Dash pay PayNow QR?
Savings and investment
- Any short-term single-premium endowment? Check out Aviva’s MySecureSaver III
- Sold Apple share on moomoo but can’t withdraw? Give it 2 days for settlement
Last day:
Hot deals
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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