Things You Missed – 26th July to 8th August 2021
Happy National Day! Here are the more interesting things discussed in our Telegram group chat in the past couple of weeks:
Credit cards
- Is the MCC for NTUC FairPrice gift card different from groceries bought there? No
- MCC for ShopBack vouchers is 5812
- Get 0.5 miles per dollar for topping up wallet apps like Dash, GrabPay, ShopeePay, and Lazada with OCBC Voyage
- CIMB World Mastercard will no longer award cashback for wallet app top-ups from 1st September 2021
- Does DBS LiveFresh give 5% cashback for FavePay? No, but OCBC FRANK gives 6%
- Discussion on best credit card to use for $7,000+ of Apple purchases
- Discussion on Amex CapitaCard
- Credit card application rejected; appeal or reapply? Probably the latter
- Reminder that both CardUp and ipaymy allow partial payments for income tax
- Seems like OCBC is cancelling cards that are inactive
- Card strategy discussion: HSBC Revolution + Citi SMRT
- OCBC FRANK NDP promo
Investing
- Does one still get dividend if one sells after record date? Yes
- moomoo quiz answers
- Does moomoo come with inactivity fee? No
Wallet apps & rewards programmes
- Get 3,000 points when you spend $88.25 on GrabPay (8th August 2021 only). Even things like AXS works! Join the group for timelier updates
Promos
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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