July 2024 Card Deals Round-up: Bumper Crop of Promos
July 2024 is possibly one the busiest months we’ve seen for credit card sign-up rewards. Not only are many banks offering attractive welcome offers, quite a few are even offering choices for new cardholders to pick from.
Existing cardholders are also not left out in the cold with multiple banks dangling goodies for cardmembers who already have their cards. Look out for the 💳 emoji for existing cardholder offers!
Possibly the last chance for S$388: DBS Live Fresh
If you missed DBS’s all-time high S$388 sign-up promo, the bad news is that the bank has since removed it from DBS yuu and POSB Everyday. The good news is that you can sign get this deal if you sign up for the DBS Live Fresh latest by 31st July 2024:
DBS Live Fresh
Get 6% cashback on shopping and public transportation with S$800 minimum spend.
💱 0 forex fees
Spend at least S$800 within a month and get bonus 3.25% cashback on selected Asian currencies to offset the forex fees! Terms and conditions apply
🎁 New Cardholders
Apply as a new cardholder by 15th July 2026, use promo code SINGSAVER, and fill up the SingSaver Rewards Form to choose your gift¹:
HeyMax account required for Max Miles. You can also top up for more gift options. Tap Apply to see more details on the landing page.
Minimum spend of S$500 within 30 days from card approval is required to be eligible for rewards.
For reference only; refer to exact details in terms and conditions
💳 As usual, DBS is also generous with existing cardholder rewards. For existing cardholders of other DBS/POSB cards, DBS Takashimaya offers S$150, DBS Vantage dangles 40,000 miles, and DBS yuu (Amex) gives S$60!
HSBC Live+ and HSBC TravelOne
HSBC’s newest cashback card not only gives a great 8% cashback, it features generous gift options retailing as much as S$699 and you even get bonus S$100 cashback on top of whichever gift you pick. It’s an incredible sign-up gift for an outstanding card and the deal ends 31st July 2024.
TravelOne also features very attractive rewards, and even though you need to pay the compulsory annual fee, you’ll find the sign-up gift’s value in excess of the S$196.20 you’d pay.
💳 Existing cardholders of other HSBC cards qualify for the TravelOne promo too!
Big Deals for StanChart
StanChart is featuring really big deals this month. As a new cardholder, you can opt for a guaranteed S$500 sign-up reward with the direct-from-bank promo, or sign up through SingSaver for a chance to get a bonus iPhone 15 on top of gadgets retailing for up to S$699! Both are fantastic offers you can choose from as long as you apply by 31st July 2024:
Upsized S$450 For Citi Cards
It isn’t the first time Citibank’s deal features S$450 of rewards, but it was previously S$450 of vouchers. The S$450 is now made up of S$300 cash and S$150 vouchers which are considerably more valuable than just S$450 worth of vouchers.
💳 Existing cardholders can continue to apply for Citi Prestige and get the princely 50,000 miles sign-up gift. It’s an excellent card that I’ve renewed for the 3rd year now, paying the annual fee even though I don’t get as generous a gift as new Prestige cardholders get. The card is really useful as long as you travel at least twice or more a year.
Upsized gifts for OCBC 365 and OCBC 90°N Visa
OCBC is offering upsized gifts for 2 of its popular cards, and I would take advantage if I were you. OCBC takes frequent periods of absence from giving welcome rewards, so do sign up before they call it a day soon.
Maybank Gifts
From Maybank Family and Friends to Horizon Visa, Maybank cards are quite uniquely useful. Pick up a gift of your choice ranging from Samsonite suitcase to miles or cashback:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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