Excellent Deal: Get S$400 or Choice of Gadgets With HSBC Live+!

The HSBC Live+ isn’t even a week old yet, and here we have an excellent sign-up promo – get S$300 in e-vouchers or a choice of gifts retailing for as much as S$699! Whichever you choose, you also get S$100 cashback from the bank. It’s a very generous for new HSBC cardholders, with a minimum spend of just S$500.

If you are an existing cardholder, there is still a S$50 promo with S$500 minimum spend. It’s obviously not as generous as the new cardholder deal, but it’s quite like extra cashback on top of HSBC Live+’s 8% cashback. Even if you already have an HSBC card, definitely also take a look at TravelOne’s upsized promo which works for existing cardholders.

Promo Details

HSBC Live+

New HSBC Cardholders¹

Choose one:

  • FLUJO SmartTrax Standing Desk (retailing for S$699)
  • Dyson AM07 (retailing for S$459)
  • Sony WF-1000XM5 (retailing for S$429)
  • S$300 eVoucher (FairPrice, Grab, Shopee etc.)

Receive an additional S$100 cashback on top of the above reward when you charge at least 1 qualifying transaction by the end of the month after date of card approval.

Spend S$500 in eligible spend by the end of following month from card approval (e.g. approval in June, make spend by end July).

⚠️ Consent to HSBC’s marketing materials during application. Complete SingSaver Rewards Form to qualify for rewards.

Optional:

  • S$200 top up – Sony HT-AX7 Portable Theatre System (retailing for S$769)
  • S$588 top up – Sony ZV-1M2 Vlog Camera (retailing for S$1209)
  • S$1,099 top up – Apple iPhone 15 Pro 128GB (retailing for S$1,664.25)

Existing HSBC Cardholder²

  • S$50 cashback (with S$500 min spend)

⚠️ Important – complete all the following steps to be eligible for rewards:

  1. Provide HSBC consent to receive marketing/promotional materials during application
  2. Fill up SingSaver gift redemption form
  3. Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards

Last date to apply: 21st July 2024

For quick reference only; refer to terms and conditions for exact terms and save a copy for future reference:

  1. Terms and conditions
  2. Terms and conditions (existing cardholder)

Get upsized 8% cashback on dining and shopping until 31st December 2024 and 5% cashback on fuel.

Getting your card approved mid-quarter

HSBC Live+ requires spending S$600 per month for at least 3 months within a calendar quarter (e.g. July, August, September).

If your card is approved in June – that is, the middle of a quarter and there are no full 3 months – the bank has a provision that allows new cardholders to spend just S$1,000 to qualify for the entire quarter’s spend requirement to get 8% cashback (as long as the spend is posted within the quarter).

This also means that if your card is approved in June 2024, you could potentially spend anywhere from S$1,000 to S$3,125 (on eligible MCCs, that is) and get 8% on the entire amount for the Q2 of 2024 (i.e. March to June 2024). Note that your spend needs to be posted within June to qualify.

Given that June is already ending, this is entirely optional and you can always get your card in June and start from July instead. Personally, I’d try putting about S$1,000 spend on it if my card comes early. In this case, if it bounces over to July, it can be part of my Q3 spending.

Alternate Promo: HSBC Advance

If you want a different set of sign-up rewards, you can consider the HSBC Advance:

HSBC
Advance

🔥 👍🏼

New HSBC Cardholders¹

Choose one:

  • Dyson V8 Slim Fluffy hair dryer (retailing S$509)
  • Apple iPad 9th 10.2″ WiFi 64GB
  • Flujo BEA Office Chair (retailing for S$509)
  • S$350 eCapitaVouchers

Spend S$500 in eligible spend by the end of following month from card approval (e.g. approval in June, make spend by end July). Consent to HSBC’s marketing materials during application.

Optional:

  • S$200 top up – Sony HT-AX7 Portable Theatre System (retailing S$769)
  • S$200 top up – Xiaomi Robot Vacuum X20 (retailing S$699)
  • S$1,099 top up – Apple Macbook Air M3 13″ 256GB (retailing S$1,599)
  • S$1,099 top up – Apple iPhone 15 Pro 128GB (retailing S$1,664.25)

Existing HSBC Cardholder²

  • S$50 cashback (with S$1,000 min spend)

⚠️ Important – complete all the following steps to be eligible for rewards:

  1. Provide HSBC consent to receive marketing/promotional materials during application
  2. Fill up SingSaver gift redemption form
  3. Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards

Last date to apply: 21st July 2024

For quick reference only; refer to terms and conditions for exact terms and save a copy for future reference:

  1. Terms and conditions
  2. Terms and conditions (existing cardholder)

Get up to 3.5% cashback on eligible transactions

Works for existing HSBC cardholders: HSBC TravelOne

If you already have one of the other HSBC cards (e.g. Revolution, Advance, Platinum Visa etc.), you can still qualify for the HSBC TravelOne’s promo as long as you are new to the TravelOne card (do not own the TravelOne or cancel any in the past 12 months). Check out the promo here.

What to spend on?

You need to meet the minimum spend to qualify for rewards, and note that there are transactions which are excluded. Read the terms and conditions carefully when signing.

Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier.

Do check out this article on what you can spend on to meet the minimum spend:

Great card, great sign-up rewards

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