Best Cashback/Miles Cards to Use For Public Transportation (SimplyGo)

Update 18/07/2021: New updated article here.

Can you believe it’s been more than a month since Phase 2 started? For those lucky ones who still work from home, I hate you, and for the rest of us poor saps who have to spend time and money to travel to work, here are the cards you should use to maximise your card rewards.

Sorry miles people, but cashback cards handily beat mile cards when it comes to public transport. The earn rates are high at between 5 to 8% cashback, while miles offer at best 3.2 mpd (4 mpd if you’re lucky enough to be a lady).

Cashback

Maybank
Family and Friends

New customers

Singsaver promo
Receive S$20 Cash via PayNow upon card approval

Maybank promo
Apply for a Maybank Credit Card and a CreditAble Account and receive:

  • First 2,000 applicants: Garmin vívomove Style
  • 2,001 onwards: S$100 cashback

Both promos stack if you sign up with the Apply button above.

Until 20th February 2022

Rewards

  • 5% or 8% cashback

Conditions

  • $500 or $800 monthly spend

OCBC
FRANK

New cardholders
First 300 gets S$50 cashback

Existing cardholders
First 300 gets S$30 cashback

Until 30th April 2022. See terms and conditions

Rewards

  • 6% cashback

Conditions

  • $600 monthly spend
  • Max cashback of $25 on online spend
  • Max cashback of $25 on contactless spend
  • Contactless spend must be done via smartphone wallet

DBS
LiveFresh

  • 5% cashback

New to bank
Choose:

  1. Apple Watch SE – use code SSFLASH
  2. S$300 cashback – use code SSFLASH300

Min spend of $500 within 30 days of card approval required

Until 29th April 2022

Rewards

  • 5% cashback

Conditions

  • $600 monthly spend
  • Max cashback of $20 on online spend
  • Max cashback of $20 on contactless spend

Miles

UOB
Lady’s Card Solitaire

Rewards

  • 4 mpd on selected categories

Conditions

  • Ladies only
  • Select between:
    • Beauty and Wellness
    • Fashion
    • Dining
    • Family
    • Travel
    • Transport
    • Entertainment

Maybank
Horizon Visa

New customers

Singsaver promo
Receive S$20 Cash via PayNow upon card approval

Maybank promo
Apply for a Maybank Credit Card and a CreditAble Account and receive:

  • First 2,000 applicants: Garmin vívomove Style
  • 2,001 onwards: S$100 cashback

Both promos stack if you sign up with the Apply button above.

Until 20th February 2022

Rewards

  • 3.2 mpd on public transport, dining, petrol
  • 2 mpd on air tickets, travel packages, foreign currency transactions

Conditions

  • Minimum $300 monthly spend

UOB
KrisFlyer

New to UOB cards

New to UOB cards

Get S$250 Grab vouchers for the first 200 new-to-UOB Credit Card customers who successfully apply for a UOB personal credit card per month of May and June 2022 and spend a min. of S$1,500 within 30 days from card approval date. Click here for full terms and conditions.

Rewards

  • 3 mpd on dining, food delivery, online shopping, travel, transport and SIA-related purchases

Conditions

  • Minimum $500 annual spend on SIA-related purchases

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