Best Cashback/Miles Cards to Use For Public Transportation (SimplyGo)

Update 18/07/2021: New updated article here.

Can you believe it’s been more than a month since Phase 2 started? For those lucky ones who still work from home, I hate you, and for the rest of us poor saps who have to spend time and money to travel to work, here are the cards you should use to maximise your card rewards.

Sorry miles people, but cashback cards handily beat mile cards when it comes to public transport. The earn rates are high at between 5 to 8% cashback, while miles offer at best 3.2 mpd (4 mpd if you’re lucky enough to be a lady).

Cashback

Maybank
Family and Friends

🔥 👍🏼

New to Maybank Customers

Apply for both an eligible Maybank Credit Card and a CreditAble Account, and make a min spend of S$600 per month on the credit card for 2 consecutive months. Choose:

  • Samsonite ENOW Spinner 69/25 Luggage; or
  • AirPods (3rd generation) with Lightning Charging Case; or
  • S$200 cash credit
  • 10,000 miles (only for Maybank Horizon)

Note that you need to apply for the CreditAble account, although you do not need to use it.

Application Steps

  1. Sign up here
  2. Note down the Application Reference number (at the end of Application, starts with REF-XXXXXXX)
  3. Fill up this Google form

Please view the terms and conditions here and save a copy for your reference.

Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Promo code field can be left blank
  4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Get 8% cashback on selected categories like groceries, telco, and more! Read the review here

Rewards

  • 5% or 8% cashback

Conditions

  • $500 or $800 monthly spend

OCBC FRANK

🔥

No current promo; apply for one of the other OCBC Cards first.

Rewards

  • 6% cashback

Conditions

  • $600 monthly spend
  • Max cashback of $25 on online spend
  • Max cashback of $25 on contactless spend
  • Contactless spend must be done via smartphone wallet

DBS LiveFresh

Promo code: SC388
(you may have to turn off content blockers on your browser)

🔥 👍🏼

New Cardholders

  1. Apply and use promo code SC388 by 30th June 2024
  2. Charge a minimum of S$800 within the first 60 days from card approval date
  3. Get S$388 cashback!

Terms and conditions

Get 6% cashback on shopping and transport spend with minimum S$800 spend each month.

Rewards

  • 5% cashback

Conditions

  • $600 monthly spend
  • Max cashback of $20 on online spend
  • Max cashback of $20 on contactless spend

Miles

UOB
Lady’s Card Solitaire

Rewards

  • 4 mpd on selected categories

Conditions

  • Ladies only
  • Select between:
    • Beauty and Wellness
    • Fashion
    • Dining
    • Family
    • Travel
    • Transport
    • Entertainment

Maybank
Horizon

🔥 👍🏼

New to Maybank Customers

Apply for both an eligible Maybank Credit Card and a CreditAble Account, and make a min spend of S$600 per month on the credit card for 2 consecutive months. Choose:

  • Samsonite ENOW Spinner 69/25 Luggage; or
  • AirPods (3rd generation) with Lightning Charging Case; or
  • S$200 cash credit
  • 10,000 miles (only for Maybank Horizon)

Note that you need to apply for the CreditAble account, although you do not need to use it.

Application Steps

  1. Sign up here
  2. Note down the Application Reference number (at the end of Application, starts with REF-XXXXXXX)
  3. Fill up this Google form

Please view the terms and conditions here and save a copy for your reference.

Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Promo code field can be left blank
  4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Earn up to 3.2 mpd for restaurant dining, petrol stations, public transport (including Grab and taxi rides with our selected taxi service providers), and hotel bookings at Agoda.com/horizon.

KrisFlyer UOB Card

🔥 👍🏼

Get Miles

Gift for first 100 New-to-UOB Credit Card applicants who apply for KrisFlyer UOB Credit Card and spend S$2,000 in the first 60 days20,000 miles
Welcome Miles for first-time applicants5,000 miles
Miles earned with min S$2,000 spend in the first 60 days2,400 to 6,000 miles* 

TotalUp to 31,000 miles
*earn rate of 1.2 miles per dollar for local transactions and 3 miles per dollar for eligible categories

Terms and conditions:

  1. KrisFlyer UOB Credit Card

Last day to apply: 31st May 2024

Get 1.2 mpd on normal expenditure, and bonus 1.8 mpd on dining,
food delivery, online shopping and travel, and transport spend when you spend S$800 in a year with Singapore Airlines Group.

Rewards

  • 3 mpd on dining, food delivery, online shopping, travel, transport and SIA-related purchases

Conditions

  • Minimum $500 annual spend on SIA-related purchases

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