Best Cashback/Miles Cards to Use For Public Transportation (SimplyGo)

Update 18/07/2021: New updated article here.
Can you believe it’s been more than a month since Phase 2 started? For those lucky ones who still work from home, I hate you, and for the rest of us poor saps who have to spend time and money to travel to work, here are the cards you should use to maximise your card rewards.
Sorry miles people, but cashback cards handily beat mile cards when it comes to public transport. The earn rates are high at between 5 to 8% cashback, while miles offer at best 3.2 mpd (4 mpd if you’re lucky enough to be a lady).
Cashback

Maybank
Family and Friends
🔥 👍🏼
New customers
Maybank promo
Apply for a Maybank Credit Card and a CreditAble Account, make a min spend of $300 per month for 2 consecutive months, and receive:
- First 4,500 applicants: Samsonite Harts 68/25 Spinner (worth S$500)
- 4,501 onwards: S$100 cashback
Note that you do not need to use the Creditable Account if you wish, and can just meet the requirement using the credit card.
Get 8% cashback on selected categories like groceries, telco, and more! Read the review here
Rewards
- 5% or 8% cashback
Conditions
- $500 or $800 monthly spend

New cardholders
First 300 gets S$50 cashback
Existing cardholders
First 300 gets S$30 cashback
Until 30th April 2022. See terms and conditions
Rewards
- 6% cashback
Conditions
- $600 monthly spend
- Max cashback of $25 on online spend
- Max cashback of $25 on contactless spend
- Contactless spend must be done via smartphone wallet

DBS LiveFresh
Promo code: 150CASH
🔥 👍🏼
New to bank
- Apply and use promo code
by 30th June 2023150CASH
- Charge a minimum of S$800 within the first 60 days from card approval date
- Get S$150 cashback!
Consider the DBS Yuu Card as your first DBS card for a better promo
Get 5% cashback on contactless and online transactions with S$600 minimum spend per month. Tap here for a review (I’ll update this soon™)
Rewards
- 5% cashback
Conditions
- $600 monthly spend
- Max cashback of $20 on online spend
- Max cashback of $20 on contactless spend
Miles

UOB
Lady’s Card Solitaire
Rewards
- 4 mpd on selected categories
Conditions
- Ladies only
- Select between:
- Beauty and Wellness
- Fashion
- Dining
- Family
- Travel
- Transport
- Entertainment

Maybank
Horizon
🔥 👍🏼
New customers
Maybank promo
Apply for a Maybank Credit Card and a CreditAble Account, make a min spend of $300 per month for 2 consecutive months, and receive:
- First 4,500 applicants: Samsonite Harts 68/25 Spinner (worth S$500)
- 4,501 onwards: S$100 cashback
Note that you do not need to use the Creditable Account if you wish, and can just meet the requirement using the credit card.
Earn up to 3.2 mpd for restaurant dining, petrol stations, public transport (including Grab and taxi rides with our selected taxi service providers), and hotel bookings at Agoda.com/horizon.

KrisFlyer UOB Card
🔥 👍🏼
Gift for New-to-UOB Credit Card applicants who apply for KrisFlyer UOB Credit Card | 20,000 |
Welcome Miles for first-time applicants | 5,000 |
Miles earned with min S$2,000 spend in the first 60 days | 6,000** **(Using 3 miles per S$1 spend on Singapore Airlines Group related card transactions and Kris+ card transactions as example) |
Get 1.2 mpd on normal expenditure, and bonus 1.8 mpd on dining,
food delivery, online shopping and travel, and transport spend when you spend S$500 in a year with Singapore Airlines Group.
Rewards
- 3 mpd on dining, food delivery, online shopping, travel, transport and SIA-related purchases
Conditions
- Minimum $500 annual spend on SIA-related purchases
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