Best Cashback/Miles Cards to Use For Public Transportation (SimplyGo)

Update 18/07/2021: New updated article here.

Can you believe it’s been more than a month since Phase 2 started? For those lucky ones who still work from home, I hate you, and for the rest of us poor saps who have to spend time and money to travel to work, here are the cards you should use to maximise your card rewards.

Sorry miles people, but cashback cards handily beat mile cards when it comes to public transport. The earn rates are high at between 5 to 8% cashback, while miles offer at best 3.2 mpd (4 mpd if you’re lucky enough to be a lady).

Cashback

Maybank
Family and Friends

🔥 👍🏼

New customers

Maybank promo
Apply for a Maybank Credit Card and a CreditAble Account, make a min spend of $300 per month for 2 consecutive months, and receive:

  • First 4,500 applicants: Samsonite Harts 68/25 Spinner (worth S$500)
  • 4,501 onwards: S$100 cashback

Note that you do not need to use the Creditable Account if you wish, and can just meet the requirement using the credit card.

Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Promo code field can be left blank
  4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Get 8% cashback on selected categories like groceries, telco, and more! Read the review here

Rewards

  • 5% or 8% cashback

Conditions

  • $500 or $800 monthly spend

OCBC
FRANK

New cardholders
First 300 gets S$50 cashback

Existing cardholders
First 300 gets S$30 cashback

Until 30th April 2022. See terms and conditions

Rewards

  • 6% cashback

Conditions

  • $600 monthly spend
  • Max cashback of $25 on online spend
  • Max cashback of $25 on contactless spend
  • Contactless spend must be done via smartphone wallet

DBS LiveFresh

Promo code: 150CASH

🔥 👍🏼

New to bank

  1. Apply and use promo code 150CASH by 30th June 2023
  2. Charge a minimum of S$800 within the first 60 days from card approval date
  3. Get S$150 cashback!

Consider the DBS Yuu Card as your first DBS card for a better promo

Get 5% cashback on contactless and online transactions with S$600 minimum spend per month. Tap here for a review (I’ll update this soon™)

Rewards

  • 5% cashback

Conditions

  • $600 monthly spend
  • Max cashback of $20 on online spend
  • Max cashback of $20 on contactless spend

Miles

UOB
Lady’s Card Solitaire

Rewards

  • 4 mpd on selected categories

Conditions

  • Ladies only
  • Select between:
    • Beauty and Wellness
    • Fashion
    • Dining
    • Family
    • Travel
    • Transport
    • Entertainment

Maybank
Horizon

🔥 👍🏼

New customers

Maybank promo
Apply for a Maybank Credit Card and a CreditAble Account, make a min spend of $300 per month for 2 consecutive months, and receive:

  • First 4,500 applicants: Samsonite Harts 68/25 Spinner (worth S$500)
  • 4,501 onwards: S$100 cashback

Note that you do not need to use the Creditable Account if you wish, and can just meet the requirement using the credit card.

Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Promo code field can be left blank
  4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Earn up to 3.2 mpd for restaurant dining, petrol stations, public transport (including Grab and taxi rides with our selected taxi service providers), and hotel bookings at Agoda.com/horizon.

KrisFlyer UOB Card

🔥 👍🏼

Gift for New-to-UOB Credit Card applicants who apply for KrisFlyer UOB Credit Card20,000
Welcome Miles for first-time applicants5,000
Miles earned with min S$2,000 spend in the first 60 days6,000** 

**(Using 3 miles per S$1 spend on Singapore Airlines Group related card transactions and Kris+ card transactions as example)

Get 1.2 mpd on normal expenditure, and bonus 1.8 mpd on dining,
food delivery, online shopping and travel, and transport spend when you spend S$500 in a year with Singapore Airlines Group.

Rewards

  • 3 mpd on dining, food delivery, online shopping, travel, transport and SIA-related purchases

Conditions

  • Minimum $500 annual spend on SIA-related purchases

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Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. None of the information here constitutes personal financial advice. Thank you for supporting my site!

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