Best Cashback/Miles Cards to Use For Public Transportation (SimplyGo)

Can you believe it’s been more than a month since Phase 2 started? For those lucky ones who still work from home, I hate you, and for the rest of us poor saps who have to spend time and money to travel to work, here are the cards you should use to maximise your card rewards.

Sorry miles people, but cashback cards handily beat mile cards when it comes to public transport. The earn rates are high at between 5 to 8% cashback, while miles offer at best 3.2 mpd (4 mpd if you’re lucky enough to be a lady).

Cashback

Maybank
Family and Friends

New to bank
Receive $20 via PayNow when you apply and $100 cashback when you make a min. spend of S$250 for two consecutive months. Valid till 31 Mar 2021. 

Rewards

  • 5% or 8% cashback

Conditions

  • $500 or $800 monthly spend

OCBC
FRANK

Rewards

  • 6% cashback

Conditions

  • $600 monthly spend
  • Max cashback of $25 on online spend
  • Max cashback of $25 on contactless spend
  • Contactless spend must be done via smartphone wallet

DBS
LiveFresh

  • 5% cashback on contactless/online

New to bank
$250 Cashback
, just make 1 qualifying spend within 30 days, no min. spend!

Use code FLASHDEAL

Until 31st March 2021

Rewards

  • 5% cashback

Conditions

  • $600 monthly spend
  • Max cashback of $20 on online spend
  • Max cashback of $20 on contactless spend

Miles

UOB
Lady’s Card Solitaire

Rewards

  • 4 mpd on selected categories

Conditions

  • Ladies only
  • Select between:
    • Beauty and Wellness
    • Fashion
    • Dining
    • Family
    • Travel
    • Transport
    • Entertainment

Maybank
Horizon Visa

New to bank
Receive $20 via PayNow when you apply and $100 cashback when you make a min. spend of S$250 for two consecutive months. Valid till 31 Mar 2021. 

Rewards

  • 3.2 mpd on public transport, dining, petrol
  • 2 mpd on air tickets, travel packages, foreign currency transactions

Conditions

  • Minimum $300 monthly spend

UOB
KrisFlyer

New to bank
Receive S$50 cash credit when you apply and make a min. spend of S$500 within 30 days of card approval. Valid for the first 200 applicants. Valid till 31 Jan 2021

Rewards

  • 3 mpd on dining, food delivery, online shopping, travel, transport and SIA-related purchases

Conditions

  • Minimum $500 annual spend on SIA-related purchases

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