Can you believe it’s been more than a month since Phase 2 started? For those lucky ones who still work from home, I hate you, and for the rest of us poor saps who have to spend time and money to travel to work, here are the cards you should use to maximise your card rewards.
Sorry miles people, but cashback cards handily beat mile cards when it comes to public transport. The earn rates are high at between 5 to 8% cashback, while miles offer at best 3.2 mpd (4 mpd if you’re lucky enough to be a lady).
Cashback
Maybank
Family and Friends
New to bank
$30 + $100
Rewards
- 5% or 8% cashback
Conditions
- $500 or $800 monthly spend
OCBC
FRANK
New to bank
$50 Cashback and additional 4% Cashback up to $25 for 3 months (total $75) for first 3,000 applicants
Existing cardholders
Additional 4% Cashback up to $25 for 3 months (total $75) for first 3,000 applicants
Rewards
- 6% cashback
Conditions
- $600 monthly spend
- Max cashback of $25 on online spend
- Max cashback of $25 on contactless spend
- Contactless spend must be done via smartphone wallet
DBS
LiveFresh
New to bank
Use code 150CASH for $150 cashback on $800 spend
Rewards
- 5% cashback
Conditions
- $600 monthly spend
- Max cashback of $20 on online spend
- Max cashback of $20 on contactless spend
Miles
UOB
Lady’s Card Solitaire
Rewards
- 4 mpd on selected categories
Conditions
- Ladies only
- Select between:
- Beauty and Wellness
- Fashion
- Dining
- Family
- Travel
- Transport
- Entertainment
Maybank
Horizon Visa
New to bank
$30 + $100
Rewards
- 3.2 mpd on public transport, dining, petrol
- 2 mpd on air tickets, travel packages, foreign currency transactions
Conditions
- Minimum $300 monthly spend
UOB
KrisFlyer
New to bank
3,000 + 7,000 miles
Rewards
- 3 mpd on dining, food delivery, online shopping, travel, transport and SIA-related purchases
Conditions
- Minimum $500 annual spend on SIA-related purchases
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Want easy money? Check out attractive promos here!