Best Cashback/Miles Cards to Use For Public Transportation (SimplyGo)
Update 18/07/2021: New updated article here.
Can you believe it’s been more than a month since Phase 2 started? For those lucky ones who still work from home, I hate you, and for the rest of us poor saps who have to spend time and money to travel to work, here are the cards you should use to maximise your card rewards.
Sorry miles people, but cashback cards handily beat mile cards when it comes to public transport. The earn rates are high at between 5 to 8% cashback, while miles offer at best 3.2 mpd (4 mpd if you’re lucky enough to be a lady).
Cashback
Maybank Family & Friends
High 8% cashback on 5 of your chosen categories like groceries, telco, and more! Read the review here
New Cardholders
Receive a light weight (3.3kg), expandable and matte scratch-resistant Samsonite RESTACKD Spinner 68/25 EXP (worth S$520) with 2 complimentary packing cubes when you apply for a new Maybank Credit Card (not applicable for Maybank XL Credit Cards) and charge a minimum of S$1,300 within the first two months of card approval.
⚠️ Important Steps
- Apply for the card with link provided (you may need to turn off content blockers)
- Make S$1,300 in qualifying spend in the first 2 months from card approval
- Maybank will send an SMS about a week after conditions are met
For reference only; refer to exact details in terms and conditions
Rewards
- 5% or 8% cashback
Conditions
- $500 or $800 monthly spend
Rewards
- 6% cashback
Conditions
- $600 monthly spend
- Max cashback of $25 on online spend
- Max cashback of $25 on contactless spend
- Contactless spend must be done via smartphone wallet
DBS Live Fresh
Get 6% cashback on shopping and public transportation with S$800 minimum spend.
💱 0 forex fees
Spend at least S$800 within a month and get bonus 3.25% cashback on selected Asian currencies to offset the forex fees! Terms and conditions apply
🎁 New Cardholders
Apply as a new cardholder by 15th July 2026, use promo code SINGSAVER, and fill up the SingSaver Rewards Form to choose your gift¹:
HeyMax account required for Max Miles. You can also top up for more gift options. Tap Apply to see more details on the landing page.
Minimum spend of S$500 within 30 days from card approval is required to be eligible for rewards.
For reference only; refer to exact details in terms and conditions
Rewards
- 5% cashback
Conditions
- $600 monthly spend
- Max cashback of $20 on online spend
- Max cashback of $20 on contactless spend
Miles
UOB
Lady’s Card Solitaire
Rewards
- 4 mpd on selected categories
Conditions
- Ladies only
- Select between:
- Beauty and Wellness
- Fashion
- Dining
- Family
- Travel
- Transport
- Entertainment
Maybank
Horizon
🔥 👍🏼
| New Cardholders |
| Samsonite ENOW Spinner 69/25 Luggage¹ |
Steps
- Apply for the card
- Please fill up this Google form
- Make S$1,300 in qualifying spend in the first 2 months from card approval
- Maybank will send an SMS about a week after conditions are met
Earn up to 3.2 mpd for restaurant dining, petrol stations, public transport (including Grab and taxi rides with our selected taxi service providers), and hotel bookings at Agoda.com/horizon.
Rewards
- 3 mpd on dining, food delivery, online shopping, travel, transport and SIA-related purchases
Conditions
- Minimum $500 annual spend on SIA-related purchases
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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