Things You Missed – 9th to 15th May 2022
Most of the interesting and notable discussions discussed in our Telegram Group are highlighted here for those who can’t keep up with the messages… and with more than 2,000 members now we are more chatty than ever before.
Here are some of the things you may have missed from the week of 9th to 15th May 2022:
Credit cards
- Discussion on best card to use for laptop purchase from Courts
- MCC of Shopback vouchers; works with Citi SMRT
- Does HSBC Revolution give bonus points for Grab food? Perhaps related to issue where bonus points not credited properly
- UOB Credit Secure Plus insurance apparently being applied to credit card applications; make sure you are opted out if you don’t want it
- Unanswered: how to ensure flight booked via Expedia earns 6 mpd
- Data point for sign-ups gift turnaround for StanChart Smart
- How SimplyGo transactions are processed with Mastercard
- Tip on SP Utilities bill and UOB One
- What are the differences between HSBC Revolution and Citi Rewards?
- Good mile cards for hotel wedding banquet?
- Would credit limit affect credit report?
- How does Citi SMRT cashback work?
- Would Citi SMRT card work with Kris+? Maybe not, maybe yes
- Can you redeem miles from one person’s bank points to another person’s KrisFlyer account? No
- How to use Citi Cash Back cashback?
- Discussion on Maybank Family and Friends’ categories
Promos
- Free $5 Marina Square voucher; list of merchants to use the voucher
- Can we stack SingSaver and Citi promo?
- Easy way to hit spend requirement for sign-ups gifts
- Will physical gifts take longer?
- Is $200 the best for CIMB cards? No but requirements are simpler now; discussion on maximising cashback from card
- How does the Taka card promo compare to the previous one?
- Does MCC 6540 qualify for Citi’s spend requirement?
- Discussion on signing up credit cards for rewards
- $50 for salary crediting with UOB
Income tax
- How many days in advance do we pay income tax to avoid GIRO deduction?
- How does paying income tax on a GIRO payment plan work?
- Can you pay more than the monthly GIRO amount for income tax?
Investing
- Sunac defaulted; cash management accounts to suffer
- Can margin call happen for mortgages?
- Discussion on FWD ILP
Rewards programmes and wallet apps
- GrabFood flash sale; discussion on worthiness
- Anyone used Jipay to top up YouTrip? Better not
- Topping up NTUC FairPrice gift card with FairPrice vouchers is a no go
- YouTrip targeted promo for cashback
- New YouBiz corporate card
- Does Google Pay to friend still get scratch cards?
- Is Big Pay to Grab blocked? Seems working to me
- Good use for Big points? Convert to NTUC Linkpoints!
- Discussion on Revolut’s public transport cashback issues
Miscellaneous
- We reached 2,000 members! 🥳
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Thank you for supporting my site!
Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
Subscribe to the channel for free updates!
Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Thank you for supporting my site!
Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).