Things You Missed – 30th May to 5th June 2022
Credit cards
- Citi Rewards: does it earn bonus points for Starhub, Spotify etc?
- Citi Rewards: did not get bonus points for Amaze transactions
- Citi Rewards: longest expiry dates for high-earn a miles card
- UOB EVOL: do recurring MyRepublic bills count? Still waiting for answer
- UOB EVOL: do excluded MCC count towards min spend? No
- UOB EVOL/OCBC FRANK/LiveFresh: does NTUC Voucher count? Yes if using Paywave (make sure to use phone for UOB EVOL and OCBC FRANK)
- HealthHub: does it count for UOB EVOL/OCBC FRANK/DBS LiveFresh? MCC works for HSBC Advance
- Annual fees: when to apply for waiver?
- Lazada/Shopee/Qoo10 top up: what MCC?
- Uni fees: which card? Amex cards
- Discussion on GIRO and credit cards
- DBS Cards: reminder that Amaze transactions will be excluded
- Amex promo: spend $10 get $2 (targeted)
- Citi SMRT: Shopee app purchase did not get 5%; someone else got 5% though
- Citi SMRT: SP or Geneco bill payment counts? Excluded; OCBC 365 works
- Citi Cash Back: how its cashback works
- Citi Cash Back: does it work with Kris+ for 8% cashback? Theoretically yes
- Amex KrisFlyer: does NFP top-up count? Unlikely
- Does top up of Kopitiam card count as food spend? No, MCC is 6540
- Asking for card recommendations
- HSBC Revolution: are Grab rides counted? Yes
- DBS Woman’s World Card: FavePay and ShopBack counted? FavePay no, ShopBack yes
Promos:
Wallet apps
- Revolut: how long does public transport transaction take to post? Every 5 days or $15, whichever is first
- Revolut: 20% public transport cashback promo now requires $200 bank top-up
- Amaze: rates are now higher; no way to see rates until you do the transaction
- Amaze: more discussion on overseas transactions
- Amaze: discussion on refund handling
- ShopeePay: $1 surcharge for credit card top ups? Only for VISA
CPF and Savings
- Discussion on CPF top-up. Note that CPF Special Account and Medisave share max cap of $8,000 for tax relief from 2022 onwards
- HSBC EGA: discussion on GIRO
- HSBC EGA: no longer sends SMS for EGA 1% qualification
- CIMB fixed deposit promo
Work and sidehustles
- Does YouTube revenue show YouTube Premium users? Yes
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