Things You Missed – 29th August to 4th September 2022
Here’s everything (well, most things) credit card, wallet app, or anything personal finance related you may have missed from the Telegram chat group.
Featured from Sethisfy Archives
Hey, new segment: here’s a video you may have missed. Published in December 2021, I talked about the reasons why you probably wouldn’t want to get a whole life policy. Important stuff, I feel, and definitely deserving of more views:
General credit card discussion
- Discussion on UnionPay’s $2,000 transaction limit
- The NET* discussion (again): it should qualify for card rewards (Seth’s note: based on what I know, NETS also processes credit card payments and such transactions show up with NET* description. It still counts as eligible credit card spend as far as I know.)
- Amaze transactions are counted as local transactions by banks
Promos
- 1 year is the typical time to wait before qualifying for new cardholder again
- EZ-Link Pay by Wallet 10% cashback promo still seems to be on
- $6 Grabcard coupons! (long gone)
- Kris+: September promo
- New Amex offers
- DBS 9/9 Promo
- Using Trust Bank’s free rice coupon
- Trust Bank’s FairPrice vouchers can be used for the same transaction
- RHB Banking promo
Cashback cards
- Citi Cash Back: works for vouchers bought at supermarket
- DBS LiveFresh: no cashback for S&CC, but might count towards minimum spend
- DBS LiveFresh: recurring spend generally do not get cashback
- DBS LiveFresh: discussion on cashback mechanics
- UOB One: still works for telco/utilities
- Maybank Family and Friends: works for overseas
- Trust Card: discussion on actual rate
Miles cards
- Discussion on UOB KrisFlyer Card vs HSBC Revolution
- Amex Ascend: education payment should get miles
- OCBC Titanium Rewards: discussion on which furniture retailers get 10X points
What card to use for…
- Travel/hotels – more suggestions
- Air tickets – more suggestions
- Online shopping
- Around $1,500 on kopitiam, petrol, restaurants
Savings and investments
- T-bill maturity payout date
- Discussion on OCBC raising interest rates; analysis
- Discussion on moomoo Cash Plus
- Discussion on GXS Bank
- More chatter on digital banks
- Discussion on interest rates
- Discussion on banking accounts
Payment services
Wallet apps
- EZ-Link Pay by Wallet promo’s exclusions
- Creating a PayNow QR to scan for GrabPay
- Revolut virtual card is now Visa
- Reminder: Revolut public transport promo now requires $300 transfer
- Singtel Dash: no more points for Visa spend
- Kris+: new 9 mpd merchants
- Poll on what apps you have
- FavePay: preserves the MCC of the underlying merchant
Miscellaneous
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