Things You Missed – 22nd to 28th August 2022

People tend to comment on stuff over here in the Telegram group, plus a whole lot of chatter about personal finance stuff. But if you can’t keep up with it, here’s a summary of interesting things that have happened over the last week:

General credit card discussion

• Discussion on cancelling cards
• Fee waiver for Citi cards
• Discussion on fee waiver for Amex True Cashback
• More discussion on credit card utilisation

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Promos

• Citi Cash Back: buying supermarket voucher counts for both cashback and sign-up promo
• SimplyGo promo
• ShopBack CapitaStar promo
• DBS Marketplace promo
• Citi Mastercard spend promo

Cashback cards

• Discussion on UOB One appeal
• Citi Cash Back cashback mechanics; more on how its cashback works
• UOB EVOL and UOB$ merchants
• Maybank Family and Friends with Amaze
• Poll on UOB EVOL vs OCBC FRANK vs DBS LiveFresh
• Citi SMRT card did not get cashback on telco payment; contradicting data point

Miles cards

• Reminder: UOB cards exclude utilities (see article)
• More DBS Vantage vs Citi Prestige discussion
• Multiple miles cards can transfer to the same KrisFlyer Account (or other airline programmes)
• Discussion on Citi Rewards + Amaze
• Only the Visa variant of DBS Altitude gives you lounge access

What card to use for…

• CIMB and hospital
• Eu Yan Sang acupuncture
• School fees – more discussion here
• FedEx
• Veterinary
• Atome
• Flights

Savings and investments

• Applying for t-bill before end date
• Closing of Dash account
• Argument Debate over single-premium insurance savings plans
• Discussion on HSBC EGA
• Discussion on DBS Multiplier insurance requirement
• Discussion on government bonds

Payment services

• Discussion on whether CardUp is worth it
• What card to use with CardUp; reminder that UOB One has excluded CardUp/ipaymy

Wallet apps

• EZ-Link blocked top-ups to Grab
• FavePay converts offline spending to online but preserves MCC but take note DBS excludes FavePay

Miscellaneous

• Is “Things You Have Missed” a useful series?

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