Things You Missed – 5th to 11th September 2022
Everything from our very chatty Telegram chat that happened last week.
These links lead to Telegram messages on the Telegram group chat. You should press and hold or right click and view replies to see a fuller context of the discussion.
From the Archives
In case you missed this the last time it was published last year in October, I analysed a savings policy that was recommended to a reader who sent in the benefit illustration:
General card discussion
- Are DBS annual fees easy to waive?
- UOB cards taking a long time to be approved
- Discussion on petrol promos
- Poll on cashback vs miles
- Are OCBC annual fees easy to waive?
Promos
What card to use for… / MCC
- Overseas shopping / more overseas spend
- MCC for Chope
- Mooncakes from hotels
- Telco bills / more discussion / more discussion
- Buying iPhone / more discussion
- Atome payment
- Public transport
- NTUC Membership
- Way to check MCC
Miles cards
- Citi Rewards: bonus points mechanism
Cashback cards
- Citi SMRT: appeal for expired cashback successful
- Citi Cash Back: does it give 6% for food deliveries
- Payment of insurance
- Citi Cash Back+: how to redeem cashback
- Maybank Family and Friends: question on eligible transactions
- Citi SMRT: AirBnB is most likely excluded
- OCBC FRANK: gets cashback with Fave eCard
- CIMB Visa Signature: discussion
Trust Bank matters
- FairPrice Coupons can be stacked in physical stores
- Redemption of rice
- Trust Card: first month bonus is awarded without minimum spend
- Trust Card does not remove your customer status with StanChart
- Overseas withdrawal question
- Credit card application for existing Trust Bank accountholders will be available later this year
- Easy way to get $25 voucher
Savings and investments
- Discussion: fixed deposit rates
- Discussion: bank accounts
Wallet apps
- Grab Booster points now not awarded instantly
- Discussion: YouTrip vs Amaze for Malaysia trip
- ShopBack: can Suntec e-voucher be used partially
- Grab: fund transfers to own number will not count towards $30,000 annual limit
Miscellaneous
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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