Extended: Promos That Survived the End of 2020

We survived 2020! Some promos due to end with the year have also escaped their expiration dates, and we now have more time with them.

Google Pay

Everyone’s (current) favourite way of paying their friends, Google Pay extends its giving of scratch cards into 2021. Unfortunately, they have scaled back the rewards significantly from the generous holiday promo they had in December.

Current sign up reward for Google Pay: get S$3 when you use my referral link and make a transaction of at least S$10.

Referrals are down to $3 for the referrer and referred, and Tap & Pay and Scan & Pay have been merged into one category, with the number of times a disappointing two (down from 4 each previously). Paying your friends is also trickier now: previously you could transfer to the same two or three friends weekly for your scratch card. Now, each friend will only give you one scratch card for the entire month.

Nevertheless, it’s a welcomed extension of a decent promo, and I’m pleased to see it continuing in 2021. By the way, scratch cards have been reseted for this week; if you had clocked the maximum number of cards on 31st December or before, 1st January resets that and you can get new cards before the week ends.

If you somehow haven’t signed up for Google Pay yet, do consider signing up through my link.

SP GreenUP (Discounted CapitaStar Vouchers)

This extension is a pleasant surprise – for me at least, because for a moment I thought they would end it prematurely. As I have wrote about before, SP Utilities app allows you to redeem eCapitaVouchers at a highly discounted rate, and this has been extended until the end of this year.

All you have to do is to grow a plant within the app, and I recommend that you read my post and search the Telegram chat group for tips on doing this process. I think it’s worth your time because 30% off your eCapitaVoucher is rather insane value, especially when Grab has flash sales for trading your Grab points for STAR$.

Get $600 for signing up two cards

Citi has decided to extend its promo, and with. both Citi and DBS offering $300 each, it’s an easy way to score $600 if you don’t have cards from either bank. See the full list of card promos here, or just pick one of the more popular cards below.

Dash 6X points per dollar spent

Dash kicked off its rewards programme with up to 6X points per dollar spent via its wallet app, and personally I have quite enjoyed this earn rate, especially when stacked with its recent Christmas promo and topping up my Dash wallet with my Singtel bill.

This 6X earn rate was always a promotional rate, and Singtel has decided to continue it for now. Expectedly, the Christmas promo has ended, but more devastatingly, Dash has stopped accepting top-ups via Singtel bill. Previously, Singtel users could top up $200 each billing cycle via their bill, and then pay their bill with a high earn rate card of 8% or 4 mpd. This is no longer possible, which significantly diminishes the utility of Dash.

My personal experience talking about Dash on this blog is that it does not seem to inspire much attention, and I think the removal of bill top-ups further downgrades the relevance of Dash. I think we will have to say goodbye to Singtel’s fintech ambitions… until their digital bank partnership with Grab bears some fruit.

Razer Card beta programme

Razer Card beta programme was slated to end at the end of 2020, but it has since been extended to 31st January 2021. Razer has also been addressing user issues, making refunds for wrong deductions and coming up with a merchant list for you to find Razer Pay retailers to make use of Razer promos. There’s almost a full month ahead to utilitise the generous rewards Razer is giving during its beta programme, and I would encourage to sign up now, even if it’s just for the cool, black card itself.

Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.

He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.

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