Extended: Promos That Survived the End of 2020

We survived 2020! Some promos due to end with the year have also escaped their expiration dates, and we now have more time with them.

Google Pay

Everyone’s (current) favourite way of paying their friends, Google Pay extends its giving of scratch cards into 2021. Unfortunately, they have scaled back the rewards significantly from the generous holiday promo they had in December.

Current sign up reward for Google Pay: get S$3 when you use my referral link and make a transaction of at least S$10. This is as of April 2024.

Referrals are down to $3 for the referrer and referred, and Tap & Pay and Scan & Pay have been merged into one category, with the number of times a disappointing two (down from 4 each previously). Paying your friends is also trickier now: previously you could transfer to the same two or three friends weekly for your scratch card. Now, each friend will only give you one scratch card for the entire month.

Nevertheless, it’s a welcomed extension of a decent promo, and I’m pleased to see it continuing in 2021. By the way, scratch cards have been reseted for this week; if you had clocked the maximum number of cards on 31st December or before, 1st January resets that and you can get new cards before the week ends.

If you somehow haven’t signed up for Google Pay yet, do consider signing up through my link.

SP GreenUP (Discounted CapitaStar Vouchers)

This extension is a pleasant surprise – for me at least, because for a moment I thought they would end it prematurely. As I have wrote about before, SP Utilities app allows you to redeem eCapitaVouchers at a highly discounted rate, and this has been extended until the end of this year.

All you have to do is to grow a plant within the app, and I recommend that you read my post and search the Telegram chat group for tips on doing this process. I think it’s worth your time because 30% off your eCapitaVoucher is rather insane value, especially when Grab has flash sales for trading your Grab points for STAR$.

Get $600 for signing up two cards

Citi has decided to extend its promo, and with. both Citi and DBS offering $300 each, it’s an easy way to score $600 if you don’t have cards from either bank. See the full list of card promos here, or just pick one of the more popular cards below.

Citi Cash Back+ Mastercard®

Please note there are different promos so select carefully:


Citi Promo:

  • Citi PremierMiles: 30,000 miles
  • Citi Prestige: 125,000 points and more
  • Citi Rewards: 40,000 points
  • Citi Cash Back: S$300 cashback
  • Citi SMRT: S$300 cashback
  • Tap here to see Citi promos

Last day to apply: 31st July 2024

SingSaver Promo:


  • Apple iPad 10th Gen 64GB WiFi (retailing for S$529)
  • Dyson Supersonic (retailing for S$699)
  • Sony HT-AX7 Portable Theatre System (retailing for S$769)
  • S$450 eCapitaVoucher
  • S$300 cash via PayNow

Optional – upgrade reward:

  • Top up S$999 for MacBook Air 13-inch 256GB M3
  • Top up S$1,099 for iPhone 15 Pro 128GB
  • Top up S$1,488 for Samsung Galaxy S24 Ultra 512GB

Last day to apply: 30th June 2024

New cardholders only; spend S$500 within first 30 days of card approval to qualify.
⚠️ Fill out SingSaver Rewards Redemption Form after application. No form = no reward
Terms and conditions apply

Gives 1.6% cashback on all eligible transactions.

DBS LiveFresh

Promo code: SC388
(you may have to turn off content blockers on your browser)

🔥 👍🏼

New Cardholders

  1. Apply and use promo code SC388 by 30th June 2024
  2. Charge a minimum of S$800 within the first 60 days from card approval date
  3. Get S$388 cashback!

Terms and conditions

Get 6% cashback on shopping and transport spend with minimum S$800 spend each month.

Dash 6X points per dollar spent

Dash kicked off its rewards programme with up to 6X points per dollar spent via its wallet app, and personally I have quite enjoyed this earn rate, especially when stacked with its recent Christmas promo and topping up my Dash wallet with my Singtel bill.

This 6X earn rate was always a promotional rate, and Singtel has decided to continue it for now. Expectedly, the Christmas promo has ended, but more devastatingly, Dash has stopped accepting top-ups via Singtel bill. Previously, Singtel users could top up $200 each billing cycle via their bill, and then pay their bill with a high earn rate card of 8% or 4 mpd. This is no longer possible, which significantly diminishes the utility of Dash.

My personal experience talking about Dash on this blog is that it does not seem to inspire much attention, and I think the removal of bill top-ups further downgrades the relevance of Dash. I think we will have to say goodbye to Singtel’s fintech ambitions… until their digital bank partnership with Grab bears some fruit.

Razer Card beta programme

Razer Card beta programme was slated to end at the end of 2020, but it has since been extended to 31st January 2021. Razer has also been addressing user issues, making refunds for wrong deductions and coming up with a merchant list for you to find Razer Pay retailers to make use of Razer promos. There’s almost a full month ahead to utilitise the generous rewards Razer is giving during its beta programme, and I would encourage to sign up now, even if it’s just for the cool, black card itself.


Check out a rundown of great options giving up to 6.8% p.a. for cash savings!

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