UOB One Card Just Got a Lot Better – 8.33 to 10% Cashback on Groceries

Thanks to ZM from the Telegram group for pointing this out!

Update: as quietly as it appeared, the new category has now disappeared from the terms and conditions. It is now back, officially.

UOB One just got a really good buff in the form of an additional category for extra 5% cash rebate which includes familiar names like Giant, 7-Eleven, Cold Storage, Guardian, Jasons and Market Place.

This change was quietly added to UOB One’s terms and conditions, and as of writing the official website isn’t even updated yet.

UOB One card terms: https://www.uob.com.sg/assets/pdfs/one_card_full_tnc.pdf?i_cid=pfs:sg:owned:int:site:na:li:na:na:na-evergreen:direct:na&vid=none

UOB One gives 3.33% cashback if you spend $500 or $1,000 per month consistently for three months. An additional cash rebate of 5% means you will be getting 8.33%. This slightly edges out Maybank Family and Friends’ 8% when it comes to groceries.

The rebate gets even better if you can hit $2,000 per month, and you will get the quarterly cashback rate of 5% plus additional 5% cash rebate making 10%.

Of course, UOB One is more conditional than Maybank FnF because you need to maintain a minimum spending for at least 3 months. Maybank FnF, on the other hand, merely requires a minimum spending of $800 to reach 8% of cashback, and you can spend at any major supermarket including perennially popular NTUC FairPrice. It also includes other categories like telco bills and food deliveries, so FnF remains a very relevant and versatile high cashback card.

Personally, I think this is still a much welcomed improvement since I usually am able to clock about $1,800 per month on my UOB One card via ipaymy, and would have to find $200 worth of expenses to hit the $2,000 tier. I don’t spend that much on Grab (currently the only other merchant to get additional 5% aside from UOB Travel) but groceries would quite easily meet $200 every month.

It also includes 7-11 and Guardian, both of which are not given 8% by Maybank Family and Friends.

Stocking up on groceries for Circuit Breaker? Pick between two excellent cashback choices here:

UOB One

👍🏼

S$350 Cash credits: 
 The first 200 new-to-UOB credit card customers in June 2024 who successfully apply for an eligible UOB Credit Card between 1 June 2024 and 31 June 2024 (both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date, will receive S$350 cash credit. Click here for full terms and conditions.

Terms and conditions

For New-to-UOB Credit Card Customers: Enjoy enhanced cashback of up to 15% cashback on McDonald’s, DFI Retail Group , Grab, SimplyGo (bus and train rides), Shopee and UOB Travel transactions when you apply for a UOB One Credit card till 31 Mar 2024. Terms and conditions apply.

Get 3.33% base cashback if you spend $500, $1,000, or $2,000 a month for three consecutive months. Up to 6.67% additional cashback for Grab, Shopee, and Diary Farm merchants.

Maybank
Family and Friends

🔥 👍🏼

New to Maybank Customers

Apply for both an eligible Maybank Credit Card and a CreditAble Account, and make a min spend of S$600 per month on the credit card for 2 consecutive months. Choose:

  • Samsonite ENOW Spinner 69/25 Luggage; or
  • AirPods (3rd generation) with Lightning Charging Case; or
  • S$200 cash credit
  • 10,000 miles (only for Maybank Horizon)

Note that you need to apply for the CreditAble account, although you do not need to use it.

Application Steps

  1. Sign up here
  2. Note down the Application Reference number (at the end of Application, starts with REF-XXXXXXX)
  3. Fill up this Google form

Please view the terms and conditions here and save a copy for your reference.

Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Promo code field can be left blank
  4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Get 8% cashback on selected categories like groceries, telco, and more! Read the review here

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