YouTrip Promo: Get 3% Cashback + Win Flights to Japan
From 19th August until 15th September 2026, YouTrip is offering 3% cashback when you register for its latest promotion and spend at least S$400 on your YouTrip card.
Cashback is capped at S$12 and limited to the first 3,038 users who meet the minimum spend. You should thus stay subscribed to be notified of sensitive updates like this.
Users who register and spend at least S$400 will also stand a chance to win 1 of 8 pairs of flight tickets to Japan, worth up to S$2,000 per pair.
Register within YouTrip app
As with YouTrip’s previous cashback promotions, you will need to register first. Find the promotional banner on the YouTrip app homepage, tap Join Now, and then spend at least S$400 during the promotional period.
Spend S$400, get S$12 cashback
YouTrip advertises this as 3% cashback, capped at S$12. You need to spend at least S$400 to qualify, and S$400 is also precisely the amount required to hit the S$12 cashback cap. There is therefore no additional cashback benefit from spending more than S$400.
Cashback is limited to the first 3,038 eligible users who register and complete the S$400 minimum spend, and will be credited to your YouTrip wallet by 15th October 2026.
No tracker for number of eligible participants
While a spend tracker is provided, there is no tracker for the number of eligible spots that would qualify for the promo. I have previously praised YouTrip’s transparency when it comes to limited promos like this, and that is unfortunately not the case for this promo.
There is therefore a risk of not getting your cashback despite meeting the spend requirement.
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Local, overseas and online spending count
Based on my understanding of the terms and conditions, all spend excluding the following MCCs will qualify:
- 6300: Insurance Sales, Underwriting and Premiums
- 6381: Insurance – Premiums
- 3429: Insurance Rent-A-Car
- 5960: Direct Marketing Insurance Services
Refunded, reversed, cancelled or otherwise invalidated transactions will also not count towards the S$400 minimum spend.
Besides these transactions, all other spend should count, be it local or overseas and online or in-store transactions.
Win one of eight pairs of flights to Japan
8 lucky winners who meet the spend requirements will each receive a pair of flight tickets to Japan worth up to S$2,000 per pair.
YouTrip will decide the airline and other redemption details. Winners will be contacted by 15th October 2026 and must respond within 14 days.
3% with no forex fee is pretty decent
Getting 3% cashback with no forex fee is pretty good, given how many other credit cards charge a forex fee of around 3.25%. S$400 is probably not too difficult to reach especially for those on a holiday, and the list of exclusions is pretty small.
YouTrip provides a spend tracker that is instantly updated, which makes it easy for you to track your spend since you would want to keep it as close as S$400 as possible. You would, however, have to roll the dice a little for this promo since it is limited to the first 3,038 cardholders who complete the spend requirement with no tracker for the number of spots left.
For those who prefer a more guaranteed way to get cashback, or are travelling only after this promo is over, Mari Credit Card currently gives 1.5% cashback on the first S$1,500 of overseas spend. The digital bank also promises best-in-class rates for 7 popular travel destinations, and from my experience that can be quite significant.
Mari Savings Account / Credit Card
Use code 5HCT18VM
Account: 0.88% p.a.
Card: get unlimited 1.5 Shopee Coins on eligible Shopee spend, 1.5% cashback on eligible card spend and 1.5% cashback on overseas card spend with no fx fee. Read the review
🎁 Bonus Rewards
Sign up with code 5HCT18VM in October 2026
- If you sign up for Mari Savings Account as first product: get bonus S$8 and qualify as new user for Account
- If you sign up for Mari Credit Card as first product: get bonus S$15 (Savings Account will be opened as well, and you will qualify as new user for both Account and Card)
💰 Mari Savings Account
Sign up with code 5HCT18VM and get up to 2.88% p.a. on the first S$100,000.
| Interest Rate | |
|---|---|
| Base Rate | 0.88% p.a. |
| Bonus Rate | +1.60% p.a. on first S$100,000 for 30 days |
| Salary Bonus | +0.20% p.a. for ≥S$500 salary credit |
| ShopeeVIP | +0.40% p.a. on first S$100,000 |
| 3.08% p.a. |
💳 Mari Credit Card
Sign up for Mari Credit Card Bundle with promo code 5HCT18VM and spend S$300 within the first 30 days and get³:
- S$30
- S$70 Shopee voucher pack
⚠️ Terms and conditions
- Limited to the first 10,000 customers who successfully open a Mari Savings Account during the Promotional Rate Period, and successfully make Fixed Deposit placement(s) within 30 days from the date of successful account opening. Terms and Conditions
- Terms and Conditions For Bonus Units
- Terms and Conditions For Credit Card Promos
For reference only; refer to exact details in terms and conditions
Refer to terms and conditions here
This article is based on my understanding of YouTrip’s terms and conditions. Please refer to YouTrip’s official terms and conditions for exact details.
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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