Buffed: UOB Absolute and OCBC 360 Raise Rates For a Limited Time
Nothing earth-shattering, but UOB Absolute and OCBC 360 have announced increased rates for a limited period of time.
UOB Absolute: bonus 0.3% cashback on contactless payment
From 4th August 2026 to 31st January 2027, UOB Absolute cardholders will get additional 0.3% cashback on eligible contactless transactions. Coupled with the base earn rate of 1.7%, the total earn rate is 2% for such transactions.
There is no limit to the bonus cashback given under this promotion. See the terms and conditions here.
Get S$450 or 26,000 Max Miles upsized S$500 or 28,000 Max Miles with HSBC Cards! Limited time only, tap here to see eligible cards
OCBC 360: increased bonus interest for Save category
From 1st August to 31st December 2026, OCBC has increased the effective interest rate of OCBC 360 savings account. This is achieved with higher bonus interest rates from the Save category:
| Balance Amount | Bonus Interest |
|---|---|
| First S$75,000 | |
| Next S$25,000 | |
| For S$100,000 | Effective: |
This means that for S$100,000 of savings – the optimal amount to keep in OCBC 360 – the effective interest rate is 1.95% p.a. for those who complete the Salary and Save categories, up from the usual 1.70% p.a.
For those who complete Salary, Save, and Spend, the maximum interest rate would be 2.20% p.a., up from 1.95%. Adding on the Invest category would result in 3.45% p.a., up from 3.20% p.a.
OCBC 360
Earn up to a realistic 3.2%% p.a. interest on S$100,000 of savings.
🎁 Sign-up Promo
Sign up for a new account from 1st July to 30th September 2026 and credit your monthly salary of at least S$1,800 by the following month to enjoy.
- New-to-OCBC customers: Get S$60 cash reward
- Existing OCBC customers: Get S$30 cash reward when you open a new 360 Account
Fall-below fee is waived for the first year.
Use code 0PGAGDOS
⚠️ Terms and Conditions
Tap here for terms and conditions
For reference only; refer to exact details in terms and conditions
You can compare the rates of OCBC 360 against other accounts in the updated comparison calculator here:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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