Things You Missed – 18th to 24th July 2022
All the chit-chat and discussion over at our Telegram group about credit cards, promos, and some personal finance stuff.
General card discussion
- StanChart cycle question
- Note that recurring telco bills are usually excluded from rewards; more discussion on telco bills
- NTUC FairPrice app same MCC (5411) as buying in-store
- Getting rejected by Citi? Try filling in details manually instead of using SingPass
- Miles vs cashback, again
- CIMB Cards exclude Amaze transactions for sign-up promo
- Can you apply for higher end cards without meeting income requirements?
- Discussion on trying to get annual fee waived
- Kopitiam via FairPrice app MCC is 5814 (Fast Food)
Cashback cards
- Discussion on cashback cards
- Discussion on cashback cards for dining
- UOB Absolute: when is cashback credited?
- UOB Absolute/One: does Grab top-up get cashback?
- Citi SMRT: NTUC FairPrice vouchers get 5% cashback
- Citi SMRT: does Atome qualify for 5% cashback?
- DBS LiveFresh: discussion on whether Fave gets cashback
- Amex True Cashback: discussion on fee waiver
- Maybank Family and Friends: is minimum spend based on calendar month or statement cycle?
Miles and points cards
- HSBC Revolution: how do points work for miles and cashback
- HSBC Revolution: pro tip on making sure cashier does contactless transaction
- DBS Altitude: PriorityPass application
- DBS Altitude: discussion on hotel payment
- Citi PremierMiles: PriorityPass application
- Citi PremierMiles: does it work for digital subscriptions?
- DBS Vantage: discussion on card
- Amex Ascend: lets you fast-track to KrisFlyer Gold (with minimum spend)
What card to use for
Promos
- Fraser: 10% extra for gift cards
- Fraser: 20% extra for gift cards (sold out)
- Discussion on reapplying cards for sign-up gifts
- PayLah HAO Mart promo
- Kris+ Esso promo
Savings
- UOB One Account: best way to clock 3 GIRO transactions
- UOB One Account: cards that qualify for card spend requirement
- Discussion on best joint account for married couple
- Can Singapore Savings Bond be subscribed with cash and SRS at the same time?
- DBS Multiplier: ProtectFirst can satisfy insurance requirement; currently 50% off
- DBS Multiplier: is it possible to switch funds and to get another 12 months of bonus interest?
Wallet apps
- Kris+: cannot be used to pay for gift cards
- Grab: remember to cancel subscription plan if you signed up under the $0.01 promotional rate
Miscellaneous
- Home loan question
- Why NTUC FairPrice gift card is better than voucher
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