Last Chance: Get 25,000 Grab Points on $1,000 Spend (Equivalent to 5% Cashback); How to Clock the Spend?

GrabPay Power Up challenge has been going on for the past few months, and this is sadly the last time it’d happen. Nevertheless, let’s make hay while the sun is shining, and given that 517 people have already accomplished this within the first 15 hours, the sun wouldn’t be out for long. 1,483 spots remain at the time of writing!

Register here with your smartphone, or find the challenge in your Grab app.

For those new to the promotion, you need to spend $500 online to get 5,000 points. Another $500 more of online spending gets you a further 20,000 points. So far, people have reported that a single transaction of $1,000 or more does get you both tiers.

Do note the terms and conditions specified by Grab, notably the exclusions on:

  • MCC 6300 – insurance sales, underwriting and premiums
  • MCC 9399 – government services 
  • MCC 8220 – Colleges, Junior Colleges, Universities and Professional Schools

Read on for a way to side-step these exclusions.

Top up

First, make sure you get rewards on topping up your Grab. There are only a few options left for this as of December 2020.

Amex True Cashback Card is the only card that officially gives rewards Grab top-ups after various banks, Mastercard and Visa all blocked rewards for it. The Amex KrisFlyer cards, both Blue and Ascend, currently have an opt-in promotion where you’d get 1 mile per dollar spend on Grab top-ups up to a maximum of 5,000 miles.

If you don’t have these cards, you can try applying now. Amex’s turnaround time is pretty quick, and for the last challenge, my friend managed to apply and get the card in time before the challenge ended. Your mileage may vary, so I would keep an eye on the Grab challenge page which shows you the number of spots left.

American Express cards

Stay tuned for October 2022’s promos!

Amex KrisFlyer

🔥 👍🏼

New to Amex Basic Cards

Receive*:

  • Receive up to 27,000 KrisFlyer miles (equivalent to a return trip to Phuket on SIA Economy Class)

Plus:

  • 5,000 KrisFlyer miles upon first successful transaction (new to Amex KrisFlyer only)

Until 30th September 2022

Requirements
*min spend of $2,000 within 3 months of card approval.
Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Credit card terms and conditions (UOB)
Banking account terms and conditions
Priority banking terms and conditions

Amex KrisFlyer earns 1.1 KrisFlyer miles per S$1 spent, and it’s credited directly to your KrisFlyer Account.

Amex KrisFlyer Ascend

🔥 👍🏼

New to Amex Basic Cards

Receive*:

  • Grab up to 40,000 KrisFlyer miles (equivalent to a return trip to Maldives on SIA Economy Class) 

Features

Plus:

  • Complimentary one night stay each year at participating Hilton Properties and complimentary upgrade to Hilton Honors Silver membership tier
  • 5,000 KrisFlyer miles upon first successful transaction (new to Amex KrisFlyer only)

Until 30th September 2022

Requirements
*min spend of $3,000 within 3 months of card approval.

Annual fee of S$337.05 payable

Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Credit card terms and conditions (UOB)
Banking account terms and conditions
Priority banking terms and conditions

Amex KrisFlyer Ascend earns 1.2 KrisFlyer miles per S$1 spent, and it’s credited directly to your KrisFlyer Account. Complimentary one night stay each year at participating Hilton Properties and complimentary upgrade to Hilton Honors Silver membership tier, plus 4 complimentary lounge passes each year. Annual fee of S$337.05 is payable.

American Express Platinum Charge Card

Receive a Dyson AM07 (worth S$499) or S$250 Cash

Promotion applicable for new cardmembers only

Make a min. spend of S$500 and payment of S$321 annual fee to be eligible

Please see terms and conditions on Apply link.

Until 30th September 2022

American Express Platinum Charge Card

Receive 65,000 Membership Rewards points upon annual fee payment and up to 120,000 Membership Rewards points with minimum spending of S$20,000 in the first 6 months of Card Membership.

Please see terms and conditions on Apply link.

Enter a world of warmer welcomes, richer experiences and special treatments.

Amex
True Cashback

 New to Amex

Receive*

3% cashback on first $5,000 of spend (Grab top ups get 1.5% instead)

*min spend of S$250 required within 30 days of card approval

Amex
CapitaCard

New to Amex

Receive up to 150,000 STAR$® (worth S$150 eCapitaVouchers) when you make a min. spend of S$1,500 within the first 3 months of card approval. T&Cs apply.

Spend

If you already have things to buy online, great! This promo comes in really handy for your last minute Christmas shopping.

Otherwise, you may consider using it to pay for bills, and there’s a service that allows you to pay for things that normally do not accept credit cards such as tax, insurance or condo maintenance fees. As long as you can make your payment via bank transfer, it is likely that you can use this service to make payment. Learn more about ipaymy here.

Because you are paying through ipaymy, the MCC for the transaction is different and you will still receive points even though things like insurance are excluded from this promotional campaign.

Register for an ipaymy account here and get $30 off your first payment! That’s around $1,330 of spend you can put on your credit card for free and earn free miles/cashback!

(Note that Grab does not give base points for ipaymy transactions.)

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