Last Chance: Get 25,000 Grab Points on $1,000 Spend (Equivalent to 5% Cashback); How to Clock the Spend?

GrabPay Power Up challenge has been going on for the past few months, and this is sadly the last time it’d happen. Nevertheless, let’s make hay while the sun is shining, and given that 517 people have already accomplished this within the first 15 hours, the sun wouldn’t be out for long. 1,483 spots remain at the time of writing!

Register here with your smartphone, or find the challenge in your Grab app.

For those new to the promotion, you need to spend $500 online to get 5,000 points. Another $500 more of online spending gets you a further 20,000 points. So far, people have reported that a single transaction of $1,000 or more does get you both tiers.

Do note the terms and conditions specified by Grab, notably the exclusions on:

  • MCC 6300 – insurance sales, underwriting and premiums
  • MCC 9399 – government services 
  • MCC 8220 – Colleges, Junior Colleges, Universities and Professional Schools

Read on for a way to side-step these exclusions.


Until 29th February: get 4.88% p.a. interest plus as much as S$368 cashback with Bonus$aver promo!

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Top up

First, make sure you get rewards on topping up your Grab. There are only a few options left for this as of December 2020.

Amex True Cashback Card is the only card that officially gives rewards Grab top-ups after various banks, Mastercard and Visa all blocked rewards for it. The Amex KrisFlyer cards, both Blue and Ascend, currently have an opt-in promotion where you’d get 1 mile per dollar spend on Grab top-ups up to a maximum of 5,000 miles.

If you don’t have these cards, you can try applying now. Amex’s turnaround time is pretty quick, and for the last challenge, my friend managed to apply and get the card in time before the challenge ended. Your mileage may vary, so I would keep an eye on the Grab challenge page which shows you the number of spots left.

American Express True Cashback

New cardholders:

  • 3% Cashback on all eligible purchases up to S$5,000 spend in the first 6 months for new Card Members
  • S$80 Upsized S$150 cash via PayNow (minimum spend of S$500 required within first 30 days from card approval)

Last date to apply: 10th March 2024

1.5% cashback on transactions except Grab top-ups

American Express Platinum Charge Card

Annual Fee: S$1,744 (inclusive of 9% GST)

Please fill in this form after application to track promo

Promo from American Express

Receive up to 140,000 Membership Rewards® points (87,500 miles) for new American Express cardholders. Up to 92,500 points for existing American Express cardholders.

Compulsory annual fee of S$1,72840,000 Membership Rewards® points
S$5,000 spending in first 3 months of Card Membership5,000 Membership Rewards® points
S$6,000 spending within first 2 months of Card approvalNew to Amex: 87,500 Membership Rewards® points 

Existing Amex Cardholder: 40,000 Membership Rewards®points 
Base earn rate on S$6,000 spent7,500 Membership Rewards® 
TotalNew to Amex: 140,000 points (87,500 miles)

Existing Amex Cardholder: 92,500 points (57,812 miles)
⚠️ Holding period of at least 6 months from card approval or fees equivalent to the points credited will be charged.

Receive statement credits per calendar year:

  • S$200 local dining credits (participating outlets)
  • S$200 overseas dining credits (participating outlets)
  • S$400 lifestyle credits (participating outlets)
  • S$204 entertainment credits (Netflix, Disney+, Straits Times etc.)
  • S$200 airline credits (Singapore Airlines or Scoot)
  • S$150 fashion credits (Mr Porter and NET-A-PORTER)

Apply card in 2024, get one set of statement credits in 2024 and another in 2025!

More benefits:

  • One complimentary night’s stay at selected properties
  • Enjoy complimentary access to more than 1,400 airport lounges across 650 cities and 140+ countries for you, your one Supplementary Member and one guest each.
  • Special rates and pleasant surprises worth S$800 when you stay at over 1,300 properties worldwide that are part of FINE HOTELS & RESORTS.
  • Complimentary upgrades to hotel loyalty programmes.
  • Access to the elite, members-only Tower Club Singapore.

Terms and conditions

Enter a world of warmer welcomes, richer experiences and special treatments.

American Express cards

Amex KrisFlyer Ascend

👉🏼 Scroll down to find KrisFlyer Ascend.

Annual fee: S$343.35 (inclusive 9% GST)

Please fill in this form after application to track promo

🔥 👍🏼

Promo from Amex

Receive up to 31,500 KrisFlyer miles

Compulsory annual fee of S$340.20 and min. spending of S$2,000 within 2 months of card approval New to Amex: 23,100 KrisFlyer miles 

Existing Amex cardholders: 13,100 KrisFlyer miles
First time you charge to your card5,000 KrisFlyer miles
(Applicable for first-time American Express Singapore Airlines Credit Card applicants only)
Spend a minimum of S$1,000 in the first month of Card Membership.1,000 KrisFlyer miles 

Base earn rate on S$2,000 spend2,400 KrisFlyer miles 
TotalNew to Amex: 31,500 KrisFlyer miles

Existing Amex Cardholder: 21,500 KrisFlyer miles
⚠️ Holding period of at least 6 months from card approval or fees equivalent to the points credited will be charged.

Until 31st January 2024


  • Complimentary one night stay each year at participating Hilton Properties
  • Complimentary upgrade to Hilton Honors Silver membership tier
  • 4 complimentary airport lounge access passes
  • KrisFlyer Elite Gold Membership tier upgrade (spend above S$15,000 on eligible purchases made on within the first 12 months from card approval)

Amex KrisFlyer Ascend earns 1.2 KrisFlyer miles per S$1 spent, and it’s credited directly to your KrisFlyer Account. Complimentary one night stay each year at participating Hilton Properties and complimentary upgrade to Hilton Honors Silver membership tier, plus 4 complimentary lounge passes each year. Annual fee of S$340.20 is payable.

American Express Platinum Charge Card

Annual Fee: S$324 (inclusive of 8% GST)

Please fill in this form after application to track promo

Refer to details on Apply link.


New to Amex

Receive up to 150,000 STAR$® (worth S$150 eCapitaVouchers) when you make a min. spend of S$1,500 within the first 3 months of card approval. T&Cs apply.


If you already have things to buy online, great! This promo comes in really handy for your last minute Christmas shopping.

Otherwise, you may consider using it to pay for bills, and there’s a service that allows you to pay for things that normally do not accept credit cards such as tax, insurance or condo maintenance fees. As long as you can make your payment via bank transfer, it is likely that you can use this service to make payment. Learn more about ipaymy here.

Because you are paying through ipaymy, the MCC for the transaction is different and you will still receive points even though things like insurance are excluded from this promotional campaign.

Register for an ipaymy account here and get $30 off your first payment! That’s around $1,330 of spend you can put on your credit card for free and earn free miles/cashback!

(Note that Grab does not give base points for ipaymy transactions.)

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