Flash Deal: Get a Card, Get Free Apple Watch SE, Sony Wireless Earphones, or $300!

Get an insane deal to close out an insane year: from 16th to 18th December 2020, get a free pair of Apple Watch SE for being one of 50 new to Citibank applicants each day to sign up for your first Citi card!

Even if you’re not one of the lucky 50, or you chance upon this promotion between 19th to 31st December, you still walk away with a sure-win gift: a choice of getting Sony WF-1000XM3 wireless earphones, or $300 cool hard cash transferred to you via PayNow.

Deal details

  • First 50 new-to-Citi applicants per day will receive Apple Watch SE (Apple Watch SE GPS 40 MM Space Grey Aluminium case with Black Sports Band)
  • 51st new-to-Citi applicants per day will receive Sony WF-1000XM3 Noise Cancelling True Wireless Headphones (worth $349) or $300 Cash
  • Timer will start at 09:00 everyday
  • Existing cardholders will receive $30 cash per approved card via PayNow
  • Promo period: 16 – 18 December 2020

The annual fee is waived for the first year (except for Citi Prestige Card), and there is no obligation to keep the card if you don’t find it useful. 

Apply through the links below and remember to note down the application reference number to fill up the form in your email.

Eligible cards

Citi cards

1 day 4 hours 35 minutes 58 seconds left to grab this offer!

Citi Cash Back

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Choose to get Citi Promo:

Get 8% cashback on groceries and petrol, as well as 6% on dining! Read the review here

Citi Rewards

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Choose to get Citi Promo:

Get 10X ThankYou Points (4 mpd or 2.27% cashback) on online and shopping transactions. Read the review here

Citi Prestige

Use code C04233289T

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New or existing Citi Cardholders

Apply here with code C04233289T (if you get an error message signing up as an existing cardholder, try again as a new Citi cardholder)

Get 120,000 ThankYou points (48,000 miles) with payment of annual fee of S$540 and making minimum spend of S$800 within first 2 months.

Terms and conditions

Until 31st January 2023

⚠️ For new to Citi customers: I encourage you to apply for one of the other Citi Cards first before getting Citi Prestige. This way you enjoy both promos.

Complimentary hotel nights, unlimited lounge access, and limousine service. Annual requirement of S$120,000 (fairly flexible and up to the bank’s discretion). Read the review here and an analysis if the promo is worth it


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One of the only high-earn cashback cards with no monthly cap! Gives 5% cashback on online transactions. Read the review here.

Citi Cash Back+ Mastercard®


Choose to get Citi Promo:

Gives 1.6% cashback on all eligible transactions.

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Choose to get Citi Promo:

Get 1.2 mpd on eligible transactions. Get free Priority Pass membership which grants 2 complimentary lounge visits a year!

What’s the catch?

The rewards are amazing, so what’s the catch? A few simple requirements:

  • Apply using the links here for your first ever Citi card (or you have cancelled all your Citi cards more than 12 months ago)
  • Important: note down the application reference number and fill in the rewards form in your email
  • Activate and make at least $200 in qualifying transactions within 30 days of approval
  • Receive your reward within 4 months

The specified wait time is a little long, but given how attractive the rewards are, a little turnaround time isn’t too unreasonable. They require time to verify the sign-up source as well as the minimum spend. Do read through all terms and conditions.

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