Last Call for July Deals… Including the Savings Promos I Missed Out Last Week

I do my job well, I think. Nevertheless I missed out some savings promos that would end this month, and highlighting them here:

Savings promos

Don’t miss the fantastic Bonus$aver and Smart Card promo: it’s up to $550 in cash if you have $50,000 to deposit for slightly over a month. StanChart Smart Card on its own is of course $300 for people who are new to StanChart cards.

Traded endowment policies are also a good option for a risk conservative investment. They are much better than savings plan bought directly from insurance agents. Quote SETHISFY if you do want to buy such an endowment policy and you can get a $250 discount!

There are also priority banking promos that are set to end. Citigold promo has been on for a while and usually gives an iPad Air, but this month gives the option of $800 cash instead. This is on top of the sign-up bonuses Citi gives, and in a previous article about the promo I think $900 is easily achievable. The minimum is $250,000, if you happen to have a quarter million lying around somewhere.

Until 31st July, HSBC will give a choice of either a massage chair or an iPhone for depositing at least $200,000 and signing up as a Premier customer.

Citigold Premier Banking


New to Citi bank accounts

Apply with link and start a Citigold Relationship with S$250,000 funding and completion of Investment Risk Profile and Fact Find Report to qualify.

Choose SingSaver gifts:

  1. Apple iPhone 15 128GB (retailing S$1,311)
  2. 40,000 Max Miles (sign up for heymax account here for bonus 1,000 miles) plus S$300 or
  3.  S$1,100 Cash

Whichever you choose, get more rewards from Citibank:

  • 3.1% p.a. rate on 6-month SGD Time Deposit (S$3,875 interest for S$250,000 deposit)
  • $100 cash for completing Investment Risk Profile and Fact Find 
  • $100 cash if you hold a Citi Credit Card 
  • $500 cash if you take up a Citibank Mortgage with minimum loan size of S$800,000 within 3 months of account opening 

Terms and Conditions:

Until 18th July 2024

Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. If you prefer Citibank’s offer, inform the Relationship Manager assigned to you and note that you will not be getting the SingSaver promo
  4. Fulfil requirements as stated in terms and conditions

Get personalised wealth management, a dedicated Relationship Manager, and other lifestyle and banking privileges.

HSBC Premier Everyday Global Account



  • iPhone 13 Pro Max 128 GB (worth S$1,799) or
  • OTO Vanda VN-01 Massage Chair (worth S$1,880) 

when you open an HSBC Premier Everyday Global Account (EGA) with a min. deposit of S$200,000, and open an investment account easily via the HSBC Singapore App or HSBC Online Banking.

Terms and conditions apply.

Valid till 31st August 2022

Sign-up Process

  1. Apply with the link
  2. Important: find SingSaver email and fill in redemption form after application; no form no reward
  3. Promo code field can be left blank
  4. Fulfil requirements as stated in terms and conditions

Credit card terms and conditions
Banking account terms and conditions
Priority banking terms and conditions

Trading app promos

The value of uSMART’s 0.1 TSLA share has been significantly buoyed by the recent uptick in markets: 0.1 share of Tesla is now worth approximately US$89 or almost S$125. Coupled with the S$15 cash coupon, this represents some S$140 in sign-up gifts, and the promo that started 1st June 2022 is ending 31st July 2022.

Webull’s upsized US$120 Microsoft share promo is ending on Monday 4PM, and they too have issued a last call for their promo. Check out their deals here:

Credit card promos

And it really wouldn’t be without credit card deals, would it?

Mortgage refinancing

Not really a deal, and not really the last call, but given the rising interest rates you should probably refinance asap. Even if you are still within your lock-in period, this tool lets you track your mortgage and tells you when it’s best to refinance:

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