January 2026 Deals Round-up
There’s just a week or so left in January, so remember to take the time to take advantage of these deals ending soon.
Bonus$aver: get S$198 cash on top of 4.55% p.a. interest
Bonus$aver offers as much as 4.55% p.a. effective interest which is more than enough reason to get the account, but crazily enough new customers can even get a sign-up promo.
StanChart has been offering physical gifts like headphones and coffee machines for a few months, but now is the chance to apply and get S$198 cash when you meet the requirements:
StanChart Bonus$aver
Earn up to 5.85% p.a. (realistically 3.35% p.a.) with Bonus$aver account! Check out the guide for more details
💳 New Cardholders
Don’t have a StanChart Credit Card yet? Make sure you sign up for a StanChart Credit Card first to enjoy the credit promo, then sign up for Bonus$aver to enjoy both promos. The order matters!
🎁 New Bonus$aver Accountholders
Sign up for Bonus$aver Account + Bonus$aver Credit Card as a new-to-product customer (use code 6C76E if required) by 30th June 2026. Existing card/accountholders of other StanChart products still qualify!
Deposit and maintain minimum S$50,000 of fresh funds until the end of following month (e.g. 31st August for accounts opened in July) to get:
- Get S$138¹!
- Use code
6C76E: bonus S$30¹!
⚠️ Important Notes
- Existing StanChart cardholders/accountholders can still qualify as long as you do not own Bonus$aver account and/or card for past 12 months
Terms and conditions: [1]
For reference only; refer to exact details in terms and conditions
CMC Invest: get free tech shares up to S$679 + S$20 cash
CMC Invest’s welcome promo offering free tech shares worth up to S$679 is ending 31st January 2026. Sign up below for additional S$20 cash:
CMC Invest
Having a CMC Markets account does not affect your eligibility for this sign-up promo, and the reverse is true as well. You are able to sign up for both CMC Invest and CMC Markets and enjoy both products’ sign-up promos provided you meet the requirements.
Regulated by MAS.
💵 Stackable Reward 1
Sign up with link by 1st June 2026 and choose one¹:
- S$20 cash bonus
- 1,300 Max Miles (easily worth S$23 to S$38! HeyMax account required)
💰 Stackable Reward 2
Choose one tier:
| Activity | Reward |
|---|---|
| Tier 1: Fund S$3,000 and make 3 buy trades | 1x SEA Ltd. Share (worth approx. S$140)² |
| Tier 2: Fund S$10,000 and make 5 buy trades of at least S$3,000 each | 1x Amazon Share (NASDAQ:AMZN) (worth S$259)² |
| Tier 3: Fund S$30,000 and make 8 buy trades of at least S$3,000 each | 1x Meta (NASDAQ:META) (worth S$806)² |
Funding and trades to be done with 90 days from account opening
⚠️ Important Steps
- Apply with the link provided in this box
- Fill up SingSaver Rewards Redemption Form with your 6-digit CMC Invest account number
- Make required deposit (in one or multiple transactions) and number of trades within timeframe
- Withdrawals will affect net deposit and reward eligibility
Terms and conditions apply: [1] [2]
Share values above are for illustrative purposes only and do not reflect the current value of each stock.
For reference only; refer to exact details in terms and conditions
Credit Cards: get miles or choice of other gifts
New cardholder to various banks like Citi, OCBC, HSBC, or StanChart? All 4 banks are offering as many as 25,000 to 30,000 miles this month! If you’re not a miles person, you can still pick from other attractive gift options which include cash.
Plus500: get upsized S$350 in cash
Plus500 promo is upsized for a limited time:
Plus500
Trade over 2,000 contracts for difference (CFDs) across a wide range of financial products, such as indices, forex, shares, commodities and more. Regulated by MAS.
CFDs are leveraged products and your capital is at risk. For example, a 1:5 leverage means your profits and losses are magnified five times. For more information, visit MoneySense: Understanding Contracts for Difference
💵 Bonus Reward¹
Sign between 5th to 18th August 2026, fund S$1,500 and make 3 eligible trades within 14 days to choose one upsized gift:
🎁 First 61 applicants who complete all requirements can get bonus S$30 Shopee Vouchers on top of base rewards!
Eligible trades include commodities, indices, or options only.
📈 Stackable Reward²
- 🥉 Deposit S$500 with code
SINGSAVER500and earn 128 Trader Points: get S$288 cash - 🥈 Deposit S$1,000 with code
SINGSAVER688and earn 408 Trader Points: get S$688 cash - 🥇 Deposit S$2,000 with code
SINGSAVER1088and earn 588 Trader Points: get S$1,088 cash
⚠️ Important Notes
Terms and conditions apply:
This advertisement has not been reviewed by the Monetary Authority of Singapore.
For reference only; refer to exact details in terms and conditions
Fundraiser at 90%
It’s not a promo, but our fundraiser is closing on 31st January 2026 and we are just 10% shy of our S$20,000 target! Do chip in if you are able to:
Spontaneous Escapes: save 30% of your miles for travel next month
If you’re up for a spontaneous getaway next month, you can still book discounted flights with Singapore Airlines’ Spontaneous Escapes promo:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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