HSBC EGA Savings Promo March 2026: Get up to 2.80% p.a. From March to June 2026 For SGD Funds
HSBC has released details of its HSBC EGA monthly promo for March 2026 — get bonus interest of up to 1.75% p.a. on incremental fresh funds for the months of March, April, May, and June 2026.
Together with a base interest of 0.05% p.a. and bonus 1% p.a. interest from Everyday+ Rewards Programme, the maximum interest obtainable is 2.80% p.a. This is a slight dip from last month’s promo and if you’re reading this in February 2026, you should be able to still register for February’s promo when you register before the month ends.
HSBC Everyday Global Account
Monthly promos offering decent interest. Maintain S$50,000 of average daily balance and you can earn 8 miles per dollar with HSBC Revolution
New Accountholders
- S$1,600 Cash via PayNow; or
- Apple MacBook Air M4 15-inch 256GB (worth S$1,799); or
- 105,000 Max Miles(worth S$1,890)
Promotion is valid for new HSBC account customers only.
Successfully open an HSBC Premier account, deposit S$300,000 and maintain the balance for 6 months to be eligible for reward.
Promotion valid until 31st August 2026
For reference only; refer to exact details in terms and conditions
Promo Details
Only accounts opened on or before 30th November 2025 can qualify. Those who are currently enrolled in previous promos are also not qualified to participate.
| Option 1: SMS | Option 2: App |
|---|---|
| Send the following text message to 74722 from 1st to 31st March 2026: EGA<space>First 9-digit of their Everyday Global Account number (e.g. EGA 123456789) | Register via the HSBC Singapore app |
Interest Tiers
Incremental fresh funds refers to the increase in average daily balance (ADB) against the reference month of February 2026.
| Customer Segment | Incremental ADB | Prevailing Interest Rate | Bonus Interest Rate | Total |
|---|---|---|---|---|
| Customers with wealth holdings | >S$0 | 0.05% p.a. | 1.75% p.a. | 1.80% p.a. |
| Customers without wealth holdings | >S$0 | 0.05% p.a. | 1.60% p.a. | 1.65% p.a. |
Customers are deemed to have wealth holdings if they hold Unit Trusts, Equities, Bonds, Structured Products, Regular Premium insurance policies and Single Premium insurance policies with HSBC by 31st July 2026. Foreign Exchange (FX) and Dual Currency Plus are not eligible. No minimum amount is specified.
HSBC states that bonus interest will be credited by 31st August 2026.
1% p.a. bonus interest for meeting HSBC Everyday+ Rewards programme
An additional 1% p.a. interest is awarded on fresh funds (compared to the preceding month) for meeting the HSBC Everyday+ Rewards programme.
Take note that this bonus interest will end from 1st July 2026 onwards.
Get 2.80% p.a. for 2 non-consecutive months
Due to the nature of Everyday+ Rewards Programme, emptying your account on alternate months would result in the best yield for your funds.
| February 2026 | March 2026 | April 2026 | May 2026 | June 2026 | |
|---|---|---|---|---|---|
| Balance | S$0 | S$50,000 | S$0 | S$50,000 | S$0 |
| Base Interest | N/A | ✅ 0.05% p.a. | N/A | ✅ 0.05% p.a. | N/A |
| Promo Interest | N/A | ✅ 1.75% p.a. | N/A | ✅ 1.75% p.a. | N/A |
| Everyday+ Interest | N/A | ✅ 1% p.a. | N/A | ✅ 1% p.a. | N/A |
| Effective Rate | N/A | 2.80% p.a. | N/A | 2.80% p.a. | N/A |
You could also just leave your funds for the 4-month period, and you can expect interest like this:
| February 2026 | March 2026 | April 2026 | May 2026 | June 2026 | |
|---|---|---|---|---|---|
| Balance | S$0 | S$50,000 | S$50,000 | S$50,000 | S$50,000 |
| Base Interest | N/A | ✅ 0.05% p.a. | ✅ 0.05% p.a. | ✅ 0.05% p.a. | ✅ 0.05% p.a. |
| Promo Interest | N/A | ✅ 1.75% p.a. | ✅ 1.75% p.a. | ✅ 1.75% p.a. | ✅ 1.75% p.a. |
| Everyday+ Interest | N/A | ✅ 1% p.a. | N/A | N/A | N/A |
| Effective Rate | N/A | 2.80% p.a. | 1.80% p.a. | 1.80% p.a. | 1.80% p.a. |
See terms and conditions for full details
Please note that this article is based on my understanding of the terms and conditions. Refer to the document for exact details and do save a copy for your future reference.
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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