Buffed: HSBC Revolution to Earn Up to 8 Miles Per Dollar on Contactless and Online Spend (Including Travel) From 1st April 2026
In an email sent to cardholders, HSBC is announcing an enhancement to HSBC Revolution Credit Card that would take place from 1st April 2026, and this is pretty big news.
Not only would HSBC Revolution continue to earn 10X Rewards Points (or 4 miles per dollar) on contactless payment and travel, the bank is also offering the ability for cardholders to earn as much as 20X Reward Points which is equivalent to 8 miles per dollar when they maintain sufficient funds in HSBC Everyday Global Account (EGA).
Extending the time-limited buff indefinitely and even doubling the earn rate? This makes HSBC Revolution very compelling.
Video: how I’m making use of this
Contactless payment and travel spend restored indefinitely
Since last year, HSBC reversed many of the nerfs done to HSBC Revolution in 2024. This includes restoring the card’s ability to earn 4 miles per dollar on contactless payments as well as travel-related expenses.
These were time-limited, but these features are now properly reinstated as part of these enhancements. This means that HSBC Revolution cardholders can continue to use the card for things like dining, shopping, travel and other expenses beyond 31st March 2026 with no specified end date.
Both online and contactless payments would work as long as the transaction falls under the card’s list of eligible Merchant Category Codes (MCC).
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Earn up to 20X points – equivalent to 8 miles per dollar or 5% cashback
On top of restoring contactless payment and travel-related spending, HSBC is offering HSBC Revolution cardholders the ability to earn as much as 20X Rewards Points per dollar spend which is equivalent to 8 miles per dollar. Even cashback people might find this attractive as 20X Rewards Points is equivalent to 5% cashback.
From 1st April 2026, cardholders with an average daily balance (ADB) of at least S$50,000 in their HSBC EGA will be able to earn 20X Rewards Points (or 8 miles per dollar) instead of the usual 10X Rewards Points on dining, travel, and other eligible MCCs.
Monthly HSBC EGA promos aside, the account offers just 0.05% p.a. interest so having S$50,000 of funds in the account for the higher earn rate is essentially giving up interest for more miles if done outside of the promos.
The good news is that HSBC EGA has been quite usable because of the monthly promos it offers, so it is likely that users of both HSBC EGA and HSBC Revolution will find their earn rate enhanced on certain months while taking advantage of the promotional interest rate of the account.
I will do a deeper dive into this topic to see whether it’s worth it so stay subscribed for updates.
Spend caps go back down to S$1,000
One buff that will not be making it past 31st March 2026 would be the S$1,500 per month spend cap. It will now revert to S$1,000 per month for the 10X Rewards Points earn rate, though those who have at least S$50,000 ADB in their HSBC EGA can get their 20X Rewards Points earn rate on up to S$1,200.
| Earn Rate | Spend Cap | |
|---|---|---|
| Normal Cardholders | 10X Points (4 miles per dollar) | S$1,000 per month |
| Cardholders with ≥S$50,000 ADB in HSBC EGA | 20X Points (4 miles per dollar) | S$1,200 per month |
Upgraded to Visa Signature
HSBC Revolution is also being upgraded from Visa Platium to Visa Signature from 1st April 2026. This means that cardholders will soon enjoy complimentary travel insurance coverage when the change happens.
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HSBC Revolution was my pick for Miles Card of the Year 2025 because of the versatility of its points and ability to earn rewards on travel-related expenses among other types of spending. With these enhancements, HSBC Revolution is an even more solid card for those into miles.
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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