HSBC EGA Savings Promo September 2025: Get up to 3.25% p.a. From September to October 2025
September 2025’s HSBC EGA promo offers bonus interest of up to 2.20% p.a. on fresh funds deposited into HSBC EGA for the months of September and October 2025.
Accountholders can stack the bonus interest with the base interest rate of 0.05% p.a. and HSBC Everyday+ Rewards Programme’s 1% p.a. bonus interest to get as much as 3.25% p.a. for a month. This is down from last month’s 3.50% p.a. figure.
HSBC Everyday Global Account
Monthly promos offering decent interest. Maintain S$50,000 of average daily balance and you can earn 8 miles per dollar with HSBC Revolution
New Accountholders
- S$1,600 Cash via PayNow; or
- Apple MacBook Air M4 15-inch 256GB (worth S$1,799); or
- 105,000 Max Miles(worth S$1,890)
Promotion is valid for new HSBC account customers only.
Successfully open an HSBC Premier account, deposit S$300,000 and maintain the balance for 6 months to be eligible for reward.
Promotion valid until 31st August 2026
For reference only; refer to exact details in terms and conditions
Promo Details
To qualify, you need to register by sending the following text message to 74722 from 1st to 30th September 2025:
EGA<space>First 9-digit of their Everyday Global Account number (e.g. EGA 123456789)
If your account is still participating in another deposit related promotion, your account will not be eligible for this promo. Your account must also be opened on or before 31st May 2025.
Interest Tiers
| Customer Segment | Incremental ADB | Prevailing Interest Rate | Bonus Interest Rate | Total Interest Rate on Incremental ADB |
|---|---|---|---|---|
| Customers with wealth holdings | >S$0 | 0.05% p.a. | 2.20% p.a. | 2.25% p.a. |
| Customers without wealth holdings | >S$0 | 0.05% p.a. | 1.45% p.a. | 1.50% p.a. |
Bonus interest will be credited by 31st December 2025.
Eligible wealth products include Unit Trusts, Equities, Bonds, Structured Products, Regular Premium insurance policies and Single Premium insurance policies, with the exclusion of Foreign Exchange (FX) and Dual Currency Plus.
Customers must hold at least one of these products by 30th November 2025. There is no minimum specified, so you should be able to get the higher interest by having a small amount in investments with the bank.
1% p.a. bonus interest for meeting HSBC Everyday+ Rewards programme
An additional 1% p.a. interest is awarded on fresh funds (compared to the preceding month) for meeting the HSBC Everyday+ Rewards programme.
Take note that this bonus interest will end from 1st July 2026 onwards.
You can get 3.25% p.a. for one month
Together with HSBC Everyday+ programme, you can get as much as 2.50% p.a. (customers without wealth holdings) or 3.25% p.a. (customers with wealth holdings) — but only for one month. This is because the bonus interest of Everyday+ programme is applicable only to fresh funds compared to the previous month.
The promo rates of 1.45% or 2.20% p.a. will still apply to fresh funds on both September and October 2025 compared to August 2025’s balance.
| August 2025 | September 2025 | October 2025 | |
|---|---|---|---|
| Hypothetical Average Balance | S$0 | S$100,000 | S$100,000 |
| Base Interest | N/A | ✅ 0.05% p.a. on S$100,000 | ✅ 0.05% p.a. on S$100,000 |
| Promo Interest | N/A | ✅ 1.45% / 2.20% p.a. on S$100,000 | ✅ 1.45% / 2.20% p.a. on S$100,000 |
| Everyday+ Interest | N/A | ✅ 1% p.a. on S$100,000 | ❌ No fresh funds compared to September 2025 |
| Effective Rate | N/A | 2.50% / 3.25% p.a. | 1.50% / 2.25% p.a. |
See terms and conditions for full details
Please note that this article is based on my understanding of the terms and conditions. Refer to the document for exact details.
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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few typo in this post haha..
title’s month is wrong.
last paragraph : Together with HSBC Everyday+ programme, you can get as much as 3.05% p.a. (customers without wealth holdings) or 3.50% p.a.
Thanks! Fixed