Big Cashback Offers: Get up to S$450 Cash and 8% Cashback With These Promos
Not into miles? Cash is king, especially when there are offers that can give you as much as S$450 in cash rewards when you sign up for cards. Also, something like 8% cashback is almost impossible for miles cards to beat, so find out what card gives you that below.
Last Call: hours left for S$450 cash for Citi Cards
Originally ending 21st April 2025, the current offer of S$450 has been extended for a few more days to end of tonight (24th April). It’s a big welcome offer and Citibank has excellent cards whether you are into miles or cashback.
Citi Cash Back, in particular, can give you 6% on dining and groceries, while Citi SMRT gives a decent 5% cashback on online transactions without a monthly cap. These are excellent cards to go with the generous sign-up offer:
HSBC Live+: get 8% cashback for new applicants + big sign-up reward
HSBC Live+ has been an excellent cashback card last year that made even miles chasers take a second look, but it had a built-in timer for its generous 8% cashback. The high earn rate has stopped for applicants who got the card last year, but it’s still possible for new applicants to enjoy high cashback for around 6 months when they sign up now.
For a limited time, HSBC is also having a big sign-up offer so definitely check it out if you are a new HSBC cardholder:
Easy deals with little to no minimum spend with OCBC and CIMB welcome offers
These two have been very popular in the past few months and for good reason — they are very easy deals that don’t require much spend for you to get your rewards. In OCBC’s case, there isn’t even any minimum spend required and you can just make a single transaction of a dollar to qualify.
Both have been extended at least once or twice now, and there is no indication whether the deal will continue so sign up in the article below if you like the current offer:
Mari Credit Card: up to 14.5% cashback for foreign currency spend!
Mari Credit Card has a really compelling offer for new cardholders — you can get bonus S$30 on your spend plus up to additional 4.5% cashback for foreign currency spending. You just need to sign up and spend S$300 on either local or foreign transactions. Coupled with unlimited 1.7% cashback for local spend, unlimited 3% Shopee Coins for Shopee purchases, and up to 4.5% casbhack on foreign currency transactions, this is quite a lot of rebates.
Mari Savings Account / Credit Card
Use code 5HCT18VM
Account: 0.88% p.a.
Card: get unlimited 1.5 Shopee Coins on eligible Shopee spend, 1.5% cashback on eligible card spend and 1.5% cashback on overseas card spend with no fx fee. Read the review
🎁 Bonus Rewards
Sign up with code 5HCT18VM in August 2026
- If you sign up for Mari Savings Account as first product: get bonus S$8 and qualify as new user for Account
- If you sign up for Mari Credit Card as first product: get bonus S$15 (Savings Account will be opened as well, and you will qualify as new user for both Account and Card)
💰 Mari Savings Account
Sign up with code 5HCT18VM and get up to 2.88% p.a. on the first S$100,000.
| Interest Rate | |
|---|---|
| Base Rate | 0.88% p.a. |
| Bonus Rate | +1.60% p.a. on first S$100,000 for 30 days |
| ShopeeVIP | +0.40% p.a. on first S$100,000 |
| 2.88% p.a. |
💳 Mari Credit Card
Sign up for Mari Credit Card Bundle with promo code 5HCT18VM and spend S$300 within the first 30 days and get³:
- S$30
- S$70 Shopee voucher pack
⚠️ Terms and conditions
- Limited to the first 10,000 customers who successfully open a Mari Savings Account during the Promotional Rate Period, and successfully make Fixed Deposit placement(s) within 30 days from the date of successful account opening. Terms and Conditions
- Terms and Conditions For Bonus Units
- Terms and Conditions For Credit Card Promos
For reference only; refer to exact details in terms and conditions
Ending soon: S$300 cashback, S$350 eCapitaVouchers, or gadgets for DBS Cards
Another deal I’m shouting out again in case you miss it is DBS welcome offers for its cards. There are two concurrent promos you can pick from: S$300 cashback, or a choice between S$350 eCapitaVoucher and a gadget of your liking.
DBS yuu is only available under the S$300 cashback offer, but with 18% rebates (or 10 miles per dollar) at yuu Partners, it’s difficult to say no to the best cashback (and miles) card we’ve seen in a while.
Both deals end 30th April 2025.
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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