Easy Deals: Little to No Minimum Spend Required For OCBC and CIMB Card Offers!
Sign-up promos for OCBC and CIMB credit cards are back and the deal this time is pretty easy.
Get CIMB cards as a new cardholder and get bonus S$50 plus up to S$188 cashback! You just need to spend a relatively small S$108 for S$50 + S$88 cashback within the first 30 days from card approval. If you reach S$988 of spend, you get S$50 + S$188 cashback instead!
Also, sign up for an OCBC card below and make one transaction to get a gift of your choice, S$170 Shopee vouchers or S$150 cash. The best part? There is no minimum spend required! Just make at least one eligible transaction of any amount within 30 days from card approval.
OCBC Cards
Here’s a table to help you pick your OCBC card:
| Cashback | Miles | |
|---|---|---|
| Low Effort, Low Rewards | OCBC Infinity 1.6% cashback | OCBC 90°N (Visa / MC) 1.3 miles per dollar |
| More Effort, More Rewards | OCBC 365 3 to 6% cashback on selected categories (with min. spend) | OCBC Rewards 4 miles per dollar on selected categories 6 miles per dollar spend on Watsons, Shopee, Lazada, TikTok Shop and Taobao until 31st March 2027 |
I personally use OCBC 90°N monthly on CardUp/ipaymy to clock the spend requirement for my OCBC 360 account.
OCBC 365
Get between 3 to 6% cashback on groceries, petrol, dining etc. It gives bonus interest with OCBC 360 Account.
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
| OCBC 365 & Infinity | OCBC 90°N & Rewards |
|---|---|
| Additional gift choices for OCBC 365/Infinity 🎁 Dyson V8 Cyclone cordless vacuum (retailing S$559) | Additional gift choices for OCBC 90°N /Rewards: ✈️ 20,000 Miles |
Minimum spend of S$400 within 30 days from card approval required. Don’t like the gifts? Tap Apply button to see other gift options you can get.
⚠️ Important Steps
- Tap link and enter email address to start the application process (you may need to turn off content blockers)
- Complete application on bank’s website
- Fill up SingSaver Rewards Redemption Form
- Make minimum spend of S$400 within 30 days from card approval
For reference only; refer to exact details in terms and conditions
OCBC 90°N
💳 Apply (Mastercard)Earn 1.3 Travel$ (1.3 miles) per S$1 in local currency spend. Travel$ are awarded in blocks of S$5 per transaction
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
| OCBC 365 & Infinity | OCBC 90°N & Rewards |
|---|---|
| Additional gift choices for OCBC 365/Infinity 🎁 Dyson V8 Cyclone cordless vacuum (retailing S$559) | Additional gift choices for OCBC 90°N /Rewards: ✈️ 20,000 Miles |
Minimum spend of S$400 within 30 days from card approval required. Don’t like the gifts? Tap Apply button to see other gift options you can get.
⚠️ Important Steps
- Tap link and enter email address to start the application process (you may need to turn off content blockers)
- Complete application on bank’s website
- Fill up SingSaver Rewards Redemption Form
- Make minimum spend of S$400 within 30 days from card approval
For reference only; refer to exact details in terms and conditions
CIMB Cards
For CIMB cards, you can get CIMB Visa Signature if you want a higher cashback rate but only on certain categories of spend, or just go for CIMB World Mastercard for something more fuss-free. CIMB Visa Infinite is also a great choice for free lounge access for those with an annual income of S$120,000 or higher. Read the description of each card below.
Please click Apply under each card to see the most up to date promo.
CIMB Visa Signature
Get 10% cashback on online shopping, groceries, pets expenses, cruises, and beauty & wellness. No annual fees for life.
Choose this if you spend in a few of the eligible categories so you can get high cashback. Read the review here
🎁 New Cardholders
Apply from 19th May (9AM) to 30th July 2026 and make a minimum spend to receive:
Both gifts are stackable! Remember to fill in the SingSaver Rewards Redemption Form to qualify for rewards.
For reference only; refer to exact details in terms and conditions
CIMB World Mastercard
Unlimited 2% cashback with minimum S$1,000 monthly spend on wine & dine, online food delivery, movies, taxis, and luxury goods. No annual fees for life.
Choose this if you want a fuss-free card without much conditions.
🎁 New Cardholders
Apply from 19th May (9AM) to 30th July 2026 and make a minimum spend to receive:
Both gifts are stackable! Remember to fill in the SingSaver Rewards Redemption Form to qualify for rewards.
For reference only; refer to exact details in terms and conditions
CIMB Visa Infinite
Unlimited 2% cashback with minimum $2,000 monthly spend on travel, overseas, and online foreign currency spend. 3 complimentary DragonPass lounge visits per year. No annual fees for life.
Choose this if you meet the income requirements and want a card with free lounge visits without any annual fee.
🎁 New Cardholders
Apply from 19th May (9AM) to 30th July 2026 and make a minimum spend to receive:
Both gifts are stackable! Remember to fill in the SingSaver Rewards Redemption Form to qualify for rewards.
For reference only; refer to exact details in terms and conditions
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).