Sign-up Rewards Stacking: Excellent Welcome Offers + More Cash
It’s the holiday season and a great time to score gifts! Gotta be quick though – there is under a week left to grab these fantastic sign-up offers (and great sign-up offers can sometimes end prematurely). Many of the deals, including the bundle rewards, are slated to end after 20th December 2024.
Bundle Rewards – get bonus S$50 or S$100 for multiple applications
The welcome offers from the various banks are very good on their own, but applying for multiple cards gets you even more rewards:
| Task | Reward |
| Apply for 2 Eligible Products: a) Both of which are valid New to Bank applications b) One of which is a UOB, Maybank or CIMB Bank product | S$50 Cash via PayNow |
| Apply for 3 Eligible Products: a) All need to be valid New to Bank applications b) One of which is a UOB, Maybank or CIMB Bank product | S$100 Cash via PayNow |
You need to be new-to-bank for every application you sign up for to qualify for bundle rewards. At least one of the cards needs to be from UOB, Maybank or CIMB Bank.
Each application should be signed up through SingSaver links to qualify and applying with the bank directly does not count. You can tell that a SingSaver link is used when you see their landing page when applying for a card:
Rare and big offers right now
For a limited time, you can get a generous S$399 in cash and eCapitaVouchers when you sign up for HSBC cards and make just S$500 in minimum spend!
Don’t miss also welcome offers for CIMB Bank and UOB Absolute which are quite rare.
Build your bundle from these cards
There are more cards eligible for the bundle rewards. Again, make sure that:
- Each application is new-to-bank
- At least one is a CIMB, Maybank or UOB card
- Each application is made with a SingSaver link (see each page below)
| ★ | Cards | Rewards | Ending | Reward Provider |
| 🔥 | Citi Cards | Upsized S$370 cash or S$400 cashback | 20th December 2024 | Citi or SingSaver |
| 🔥 | Maybank Cards | S$200 cashback, suitcases, AirPods, or 10,000 miles + S$50 cash | Ongoing | Maybank + SingSaver |
| 🔥 | CIMB Cards | Get S$188 cashback + S$100 cash | N/A | CIMB + SingSaver |
| 🔥 | StanChart | S$380 cashback, S$400 Lazada voucher or gadgets | 20th December 2024 | SingSaver + StanChart |
| 🔥💳 | HSBC Cards | HSBC TravelOne: 20,000 miles HSBC Live+: Choice of S$199 cash or gadgets | 20th December 2024 | SingSaver + HSBC |
| 🔥 | UOB Cards | Up to 31,000 Miles! + S$60 bonus cash | 31st December 2024 | UOB + SingSaver |
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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