NS55 Credits: Best Way to Withdraw, Don’t Use Sheng Siong ATM!

Planning to use Sheng Siong ATM to cash out your NS55 credits? Here are a couple of better ways to withdraw your NS55 credits!

Method 1 even earns you up to S$15! Get YouTrip and Big Pay here.

Steps:

  1. Download YouTrip (get $5 with this link when you top up)
  2. Top up YouTrip using LifeSG app’s NS55 credits
  3. Download Big Pay (get $10 cashback with this link)
  4. Use YouTrip to top up Big Pay, then use Big Pay to top up your Grab
  5. You can now transfer those credits from Grab to your PayNow. Follow my Telegram for more content and great deals!

Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.

He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.

Subscribe to the channel for free updates!

Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Thank you for supporting my site!

Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).

9 thoughts on “NS55 Credits: Best Way to Withdraw, Don’t Use Sheng Siong ATM!

  1. This method still works in March 2023. I didn’t use it for NS55 credits, but for NS Excellence Award which is in the same LifeSG app.

Leave a Reply