New Year, New Quarter For HSBC Live+: Get 8% Cashback For Q1 2025 + Big Sign-up Reward
2025 is upon us and it’s another fresh quarter to get 8% cashback for HSBC Live+! If you didn’t already know, HSBC Live+’s excellent 8% cashback earn rate has been extended until the end of 31st March 2025.
Haven’t signed up (or getting another Player to sign up)? For a limited time, get also a huge sign-up reward when you apply, and your first quarter’s cashback has a much easier spend requirement.
Promo Details
You can choose one of the following gifts when you sign up. Make sure you fill up the SingSaver Rewards Redemption form.
HSBC Live+
Cards approved between 1st April 2025 to 31st March 2026: get upsized 8% cashback on dining and shopping and 5% cashback on fuel. Read the review here.
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
Don’t like the gifts? You can choose to top up. Tap on Apply and view options on landing page. Refer to Important Steps below
💳 Existing Cardholders
Apply and receive:
Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
⚠️ Important Steps
- Provide HSBC consent to receive marketing/promotional materials during application
- Fill up SingSaver Rewards Redemption Form to select your gift
- If no application reference number is provided, use the last 4 digits of your mobile number
- Existing cardholders can fill up the form pick any gift; S$50 cashback will be given upon completion of requirements
- Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in August will have until 30th September to complete spend requirement)
For reference only; refer to exact details in terms and conditions
Easy spend requirement in the first quarter
To get 8% cashback, HSBC Live+ normally requires a spend of at least S$600 per month for 3 consecutive months within the quarter. This means that you would need to spend a minimum of S$600 in each of the months of January, February, and March.
However, the spend requirement is much simpler in the first quarter when your card is first approved. Instead of having to spend each month, you just need to reach S$1,000 of spend within the first calendar quarter. You could spend S$1,000 in January and not use the card in February and March, and still get 8% cashback. Or you could spend S$400 in January and S$600 in March to qualify. As long as you hit S$1,000 within the calendar quarter, you are good to get your high cashback.
This makes it much simpler to use the card, and you can even spend as much as S$3,125 at one shot to get 8% cashback since the cashback is capped at S$250 each quarter. You can refer to the article I’ve written on HSBC Live+’s spend requirements for more details:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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