Citi Promos: Get S$400 and/or 50,000 Bonus Miles For Citi Credit Cards!

New to Citibank credit cards or cancelled your last one more than 12 months ago? Here are some great sign-up offers you can take advantage of.

Promo Details

Whether you want miles or cashback, Citibank has excellent sign-up offers for you. My recommendation would be to go for the Citi M1 Card as that gives a generous S$400 cashback!

CardCiti PromoFeatures
Citi PremierMilesUp to 30,000 bonus Citi miles ⭐️ Fuss-free 1.2 miles per dollar + 2 free lounge visits
Citi M1S$300 cashback 3% on M1 bills
5% on entertainment
Citi Rewards Card40,000 bonus ThankYou Points
(16,000 miles)
⭐️ 4 miles per dollar online
Citi Cash BackS$300 cashback⭐️ 8% on petrol
6% on dining and groceries
Citi Cash Back+10% cashback1.6% cashback on most things
Citi SMRT CardS$300 cash back⭐️ 5% cashback on online spend (good for huge expenses)
Citi Prestige Card125,000 Citi ThankYou Points 
(50,000 miles)
(also applicable for existing Citi Cardholders!)
⭐️ Great travel perks and benefits

Apply for Citi Prestige as your second card

After getting your first Citi credit card, you can also apply for the Citi Prestige card for its sign-up offer of 50,000 bonus miles!

Remember that sequence matters: applying for the Citi Prestige as your first card will render you ineligible for the other new cardholder deals, so make sure you apply it as your second card if you want to enjoy 2 sign-up offers from Citibank.

Citi Prestige

If code is required, use
A3021619132Q

Complimentary hotel nights, unlimited lounge access, and airport transfers can make up for the S$651.82 annual fee. S$120,000 annual income requirement. Read the review here

💳 New Cardholders

If you are new Citibank cardholder, I would encourage you to sign up for another Citibank card first so that you can enjoy both welcome offers!

🎁 Welcome Gift

For new or existing Citi cardholders, sign up by 30th November 2026 and pay annual fee of S$651.82 to qualify for sign-up offer:

Welcome GiftBonus Gift
Citigold80,000 points
(32,000 miles)
82,500 points
(33,000 miles)
Retail50,000 points
(20,000 miles)
62,500 points
(25,000 miles)

Minimum spend required in first 2 months

⚠️ Important Steps

  1. Apply for the card with link provided (you may need to turn off content blockers)
  2. Make payment for S$651.82 annual fee when it is charged to statement
  3. Minimum spend required in first 2 months from card approval
  4. Citigold Private Client: S$10,000
    Citigold: S$12,000
    Retail: S$14,000

For reference only; refer to exact details in terms and conditions

What to spend on?

You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.

Generally, retail transactions like buying stuff or dining out are very safe. For Citibank, you can also safely use Citi PayAll to clock the minimum spend requirement for sign-up bonuses as long as you pick the fee-paying option.

Do check out this article on what you can spend on to meet the minimum spend:

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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.

He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.

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Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).

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