HSBC EGA Interest Calculator (Latest June 2026 Promo)
HSBC Everyday Global Account (EGA) has been offering decent promotional rates every month for the past few years, but it can be a little tricky to calculate how much interest you will get.
Use the calculator below to easily and quickly see the amount of interest you will receive as well as the effective interest rate.
HSBC EGA Promo Calculator for June 2026
Find out how to calculate your average monthly balance.
See more details here.
HSBC Everyday Global Account
Monthly promos offering decent interest. Maintain S$50,000 of average daily balance and you can earn 8 miles per dollar with HSBC Revolution
New Accountholders
- S$1,600 Cash via PayNow; or
- Apple MacBook Air M4 15-inch 256GB (worth S$1,799); or
- 105,000 Max Miles(worth S$1,890)
Promotion is valid for new HSBC account customers only.
Successfully open an HSBC Premier account, deposit S$300,000 and maintain the balance for 6 months to be eligible for reward.
Promotion valid until 31st August 2026
For reference only; refer to exact details in terms and conditions
Past Promos
Promo and Everyday+ Rewards Programme take different reference months for bonus interest
So far, HSBC EGA’s monthly promos stack with HSBC Everyday+ Rewards Programme’s 1% p.a. bonus interest.
However, both bonus interest can take different months as their reference period for calculating bonus interest.
| April 2026 | May 2026 | June 2026 | July 2026 | |
|---|---|---|---|---|
| Promo | March 2026 | March 2026 | March 2026 | March 2026 |
| Everyday+ | March 2026 | April 2026 | May 2026 | June 2026 |
This is why the calculator above should be helpful for you to see how much interest you can get from HSBC EGA’s April 2026 promo.
Alternating balance can give you higher effective rates
Because of this, having S$0 in alternate months can increase your effective yield. For instance, having having S$50,000 in April 2026 and June 2026 while making your account S$0 in May 2026 and July 2026 will give you an effective interest of 2.75% p.a. Just leaving S$50,000 from April to July 2026 gives just 2.11% p.a.
You can try this out in the calculator above.
S$50,000 average balance is the magic number for HSBC Revolution
Don’t forget also that HSBC Revolution can now earn as much as 8 miles per dollar when you have at least S$50,000 of average balance in your account. See more details:
How does Everyday+ Rewards Programme work?
To qualify for Everyday+ Rewards Programme, 2 tasks need to be done within the month:
- Deposit a minimum of S$2,000 (or S$5,000 for Premier customers) in the HSBC EGA Account
- Make at least 5 transactions
These 5 transactions can be credit/debit card transactions or even FAST/PayNow transactions to other bank accounts. See the terms and conditions here.
HSBC Everyday+ Rewards programme’s cashback maxes out at S$300 per month, this is reached with an average daily balance (ADB) of around S$365,000 in a 30-day month like April or June, or S$353,225 for a 31-day month like May.
| Number of Days in a Month | Average Daily Balance to Max S$300 (at 1% p.a.) |
|---|---|
| 28 | S$391,071.43 |
| 30 | S$365,000 |
| 31 | S$353,225.81 |
This is also taken into consideration by the calculator.
Terms and conditions apply
Please refer to the terms and conditions for full details.
Compare this to other savings accounts
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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lol why need to take out the money in Jul?