Hot Deal: Every 10th Applicant Gets Bonus S$100 Sign-up Gift For Citi and StanChart Cards!
Until 5th September, every 10th applicant of eligible StanChart and Citi credit cards can get bonus S$100 Shopee voucher on top of the usual sign-up rewards! The usual sign-up rewards are already generous with expensive Dyson and Apple gadgets as well as hundreds of dollars of cash and vouchers.
Promo Details
If you’re into miles, StanChart Journey has a fantastic promo that gets you as much as 60,000 miles (15,000 Max Miles + 45,000 miles). You have to pay its annual fee of S$196.20, but it’s well worth it. Citi Rewards is also another must-have card for miles chasers.
For cashback users, StanChart Simply Cash may not be exciting, but the sign-up promo is great right now. You can also opt for Citi Cash Back or Citi SMRT cards which are great cashback cards.
Aside from StanChart Journey, the minimum spend is S$500 within 30 days from card approval regardless which card you pick. Every 10th successful applicant from a combined pool of Citi and StanChart card applications will get bonus S$100 Shopee vouchers on top of the usual sign-up rewards.
StanChart Simply Cash
Get unlimited 1.5% on non-excluded transactions.
🎁 Promo 1
Use referral code 59642 and apply by 30th June 2026 and get both:
Min. spend of S$800 within 60 days required.
💳 Promo 2
Apply by 30th June 2026 and choose 1² below:
Don’t like the gifts? You can choose to top up for other gadgets.
- Fill up SingSaver Rewards Redemption Form to select your gift – no form = no gift.
- Min. spend of S$800 within 30 days required
- Plus: apply for SCB EasyPay and convert a min. transaction of S$150 with a 12-month tenure within 60 days of card approval to be eligible for reward.
For reference only; refer to exact details in terms and conditions
StanChart Journey
Get up to 3 miles per dollar on eligible transactions. Get free Priority Pass membership which grants 2 complimentary lounge visits a year!
✈️ Promo 1 (Card Only)
For new cardholders only, choose 1:
- 30,000 miles: pay annual fee of S$196.20
- 20,000 miles: get a first-year annual fee waiver
Both options require a min. spend of S$800 within 60 days. I recommend opting for the fee waiver unless you are okay to pay S$196.20 for 10,000 miles.
This promo requires you to sign up for the card only.
🎁 Promo 2 (Card + Other Product)
Apply as a new cardholder by 30th August 2026 and choose 1 gift¹:
- S$180 Cash via PayNow
- 12,000 Max Miles (easily worth S$216 to S$360)
- Samsung Galaxy Buds 4 Pro (retailing S$349)
- Samsonite Straren Spinner 67/24 (retailing S$600)
Plus:
- 30,000 miles: pay annual fee of S$196.20
- 20,000 miles: get a first-year annual fee waiver
This promo requires you to sign up for the card and at least one other product (see requirements below).
⚠️ Requirements For Promo 2
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Make sure physical card is activated
- Spend at least S$800 within 60 days of card approval
- Plus: sign up for at least one of the following:
- Apply for: StanChart Bonus$aver, Standard Chartered EasyPay, CashOne Personal Loan, or Credit Card Funds Transfer with SingSaver link
- Easiest: Credit card funds transfer of min. S$1,000 for 3 months
For reference only; refer to exact details in terms and conditions
Citi Cash Back
Get 8% cashback on private commute and petrol, as well as 6% on groceries and dining! Read the review here
🎁 Citi Promo
New cardholders can get welcome miles, points, or cashback with Citibank welcome offers:
| Card | Welcome Reward |
|---|---|
| Citi SMRT | S$300 cashback |
| Citi Cash Back Citi M1 | S$300 cashback |
| Citi PremierMiles | Up to 30,000 bonus miles |
| Citi Rewards | 40,000 ThankYou Points |
| Citi Cash Back+ | 8% cashback |
| Citi Prestige | Up to 162,500 Citi ThankYou Points |
See terms and conditions on landing page after tapping Citi Promo button. Not stackable with any other promos.
⚡️ SingSaver Promo
Apply as a new Citi cardholder by 31st August 2026 and fill up the SingSaver Rewards Redemption form with your choice of gift:
Not stackable with Citi Promo. Don’t like the gifts? You can choose to top up to get more gift options. Tap Promo 2 button and see landing page for more details.
⚠️ Important Notes
For SingSaver promo:
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Min. spend of S$500 required.
For reference only; refer to exact details in terms and conditions
Citi SMRT
One of the few high-earn cards with no monthly cap! Gives 5% cashback on online transactions with annual spend cap of S$12,000. Read the review here.
🎁 Citi Promo
New cardholders can get welcome miles, points, or cashback with Citibank welcome offers:
| Card | Welcome Reward |
|---|---|
| Citi SMRT | S$300 cashback |
| Citi Cash Back Citi M1 | S$300 cashback |
| Citi PremierMiles | Up to 30,000 bonus miles |
| Citi Rewards | 40,000 ThankYou Points |
| Citi Cash Back+ | 8% cashback |
| Citi Prestige | Up to 162,500 Citi ThankYou Points |
See terms and conditions on landing page after tapping Citi Promo button. Not stackable with any other promos.
⚡️ SingSaver Promo
Apply as a new Citi cardholder by 31st August 2026 and fill up the SingSaver Rewards Redemption form with your choice of gift:
Not stackable with Citi Promo. Don’t like the gifts? You can choose to top up to get more gift options. Tap Promo 2 button and see landing page for more details.
⚠️ Important Notes
For SingSaver promo:
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Min. spend of S$500 required.
For reference only; refer to exact details in terms and conditions
Citi Rewards
Get 10X ThankYou Points (4 mpd or 2.27% cashback) on online and shopping transactions. Read the review here
🎁 Citi Promo
New cardholders can get welcome miles, points, or cashback with Citibank welcome offers:
| Card | Welcome Reward |
|---|---|
| Citi SMRT | S$300 cashback |
| Citi Cash Back Citi M1 | S$300 cashback |
| Citi PremierMiles | Up to 30,000 bonus miles |
| Citi Rewards | 40,000 ThankYou Points |
| Citi Cash Back+ | 8% cashback |
| Citi Prestige | Up to 162,500 Citi ThankYou Points |
See terms and conditions on landing page after tapping Citi Promo button. Not stackable with any other promos.
⚡️ SingSaver Promo
Apply as a new Citi cardholder by 31st August 2026 and fill up the SingSaver Rewards Redemption form with your choice of gift:
Not stackable with Citi Promo. Don’t like the gifts? You can choose to top up to get more gift options. Tap Promo 2 button and see landing page for more details.
⚠️ Important Notes
For SingSaver promo:
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Min. spend of S$500 required.
For reference only; refer to exact details in terms and conditions
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
Stay subscribed for more great deals and updates
For more great deals, make sure you stay subscribed and turn on notifications to be informed of time-sensitive updates. Exciting news are coming really soon, so stay tuned!
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
Subscribe to the channel for free updates!
Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Thank you for supporting my site!
Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).