Great Deal: S$300 Sign-up Offer For HSBC Credit Cards, S$350 for Bank Account, Plus Get Extra 1% Cashback on Your Credit Card Spending
HSBC has been absent for a bit when it comes to credit card sign-up promos, and they’re back with not just a great S$300 sign-up offer for their credit cards, they’re also having a S$350 sign-up promo for their bank account!
You also have a choice of gadgets and gizmos instead of cash, and you can see them below. For their credit card promo, all you have to do is to you apply and spend S$800 within 30 days of card approval. On top of your sign-up gift, you also get 15x chance in the HSBC Fortune Lucky to win PlayStation®5, iPad 10th Gen and more. An easy way to clock the spend requirement would be to buy groceries vouchers at the supermarket.
Not sure which to pick? I suggest going with the HSBC Revolution which is an excellent card that allows you to earn a good 4 miles per dollar spent, or a not-too-bad 2.5% cashback. You can even get extra 1% cashback if you use HSBC Everyday Global Account; see details below.
Application sequence
Note that if you wish to get both products, you should apply in this sequence:
- bank account
- credit card
According to the Telegram group, getting a HSBC credit card first would prevent you from applying for the bank account online.
HSBC TravelOne
Get 4 complimentary lounge visits via DragonPass. Earn 1.2 miles per dollar on SGD transactions and 2.4 miles per dollar for foreign currency transactions. Full review
✈️ New and Existing Cardholders
Apply by 30th September 2026, pay annual fee of S$196.20, and spend at least S$1,000:
| Reward | |
|---|---|
| New Cardholders | 20,000 miles + Samsonite suitcase |
| Existing Cardholders | 10,000 miles + Samsonite suitcase |
⚠️ Important
- Provide HSBC consent to receive marketing/promotional materials during application
- Make min. spend of S$1,000 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in March will have until 30th April to complete spend requirement)
- Annual fee of S$196.20 must be paid
- Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
For reference only; refer to exact details in terms and conditions
HSBC Live+
Cards approved between 1st April 2025 to 31st March 2026: get upsized 8% cashback on dining and shopping and 5% cashback on fuel. Read the review here.
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
Don’t like the gifts? You can choose to top up. Tap on Apply and view options on landing page. Refer to Important Steps below
💳 Existing Cardholders
Apply and receive:
Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
⚠️ Important Steps
- Provide HSBC consent to receive marketing/promotional materials during application
- Fill up SingSaver Rewards Redemption Form to select your gift
- If no application reference number is provided, use the last 4 digits of your mobile number
- Existing cardholders can fill up the form pick any gift; S$50 cashback will be given upon completion of requirements
- Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in August will have until 30th September to complete spend requirement)
For reference only; refer to exact details in terms and conditions
HSBC Premier
Get 10X points on eligible Paywave (until 28th February 2026) and online transactions. Annual fee waived for life.
✈️ New and existing cardholders
Get up to 72,000 miles¹ (180,000 Reward points) and no annual fee when you apply as a Premier qualified customer (≥S$200,000 Total Relationship Balance)
Not a Premier qualified customer? You can still get up to 48,000 miles¹ (120,000 Reward points) when you pay the annual fee of S$708.50 (inclusive of GST)
💰 New Premier Customers
Share half of the referral reward² if you use my link and fill up the Google Form
⚠️ Important Notes
For reference only; refer to exact details in terms and conditions
HSBC Advance
Get 10X points on eligible Paywave (until 28th February 2026) and online transactions. Annual fee waived for life.
🎁 New Cardholders
Apply by 2nd August 2026 and choose 1:
Don’t like the gifts? You can choose to top up. Tap on Apply and view options on landing page. Refer to Important Steps below
💳 Existing Cardholders
Apply and receive:
Existing cardholders are those who have not cancelled any HSBC card in the past 12 months, and their existing HSBC cards were issued more than 12 months ago
⚠️ Important Steps
- Provide HSBC consent to receive marketing/promotional materials during application
- Fill up SingSaver Rewards Redemption Form to select your gift
- If no application reference number is provided, use the last 4 digits of your mobile number
- Existing cardholders can fill up the form pick any gift; S$50 cashback will be given upon completion of requirements
- Make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards (i.e. cards approved in August will have until 30th September to complete spend requirement)
For reference only; refer to exact details in terms and conditions
HSBC EGA – extra cashback for your credit card spending
The HSBC EGA is a great account that gives you not just bonus interest on your savings, but also extra cashback on your HSBC credit card spend, and even cashback on GIRO bill payments.
You can get the following great features:
- 4.35% p.a. interest rate (January to April 2023) (see details here)
- 1% extra cashback on your HSBC credit card spend*
- 1% cashback on GIRO bill payments*
*For the cashback, you need to fulfil the following two requirements:
| Step 1: Save | Step 2: Transact |
|---|---|
| Deposit at least S$2,000^ into your Everyday Global Account each month. | Perform at least 5 Eligible Transactions with your Everyday Global Account, such as GIRO bill payments, fund transfers, and/or using your HSBC Credit Card or Everyday Global Debit Card. |
It does take a bit of setting up, but once you get it going, you can get 1% extra cashback on your HSBC credit card spend. Given that you can pay other credit card bills via GIRO with your HSBC EGA, it also means getting extra 1% cashback on your other card spend, or whatever you can put on GIRO.
Get the promo while it’s hot, and as usual do read through the terms and conditions while applying:
HSBC Everyday Global Account
Monthly promos offering decent interest. Maintain S$50,000 of average daily balance and you can earn 8 miles per dollar with HSBC Revolution
New Accountholders
- S$1,600 Cash via PayNow; or
- Apple MacBook Air M4 15-inch 256GB (worth S$1,799); or
- 105,000 Max Miles(worth S$1,890)
Promotion is valid for new HSBC account customers only.
Successfully open an HSBC Premier account, deposit S$300,000 and maintain the balance for 6 months to be eligible for reward.
Promotion valid until 31st August 2026
For reference only; refer to exact details in terms and conditions
Gift fulfilment
Owing to the volume of applications, gifts can take around 120 days to be disbursed after successful application. Do email info@singsaver.com.sg if you have not received the gifts 120 days after you have met the requirements of the promos.
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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