Free App: Use Minstant to Find the Best Credit Card to Use and Maximise Rewards

Do you often wonder what is the best credit card to use? Or perhaps you’re the credit card guru and have to constantly tell friends and family not to use their 1.5% card only for them to say they can’t remember what payment to use.

Here’s an app that lets you check quickly what is the best credit card – whether it’s miles or cashback – to use for a particular merchant you’re shopping at!

Take a look at Minstant, a nifty app that tells you the best credit cards you can use and even ranks them so you can take your pick. No more fiddling around with Merchant Category Codes (MCC) or spending time researching on what’s a good card to use, because Minstant will tell you in a flash what are the top cards to use for your purchases and the earn rates:

Here’s the thing – Minstant is currently in an invite-only beta programme which means you can’t just download it from the App Store. As a reader of this site, however, you are in luck as I can get you exclusive and early access to using the app.

Simply fill up this Google form with your email, and Minstant’s tech team will be in contact shortly to send you the download instructions for both iOS and Android. Subscribe to the Telegram to get updates on the official launch!

As a beta tester, you can immediately use Minstant to look up more than 16,000 merchants in Singapore with data sourced from Mastercard’s official API. You can also give valuable feedback which would help improve the app even further.

At its present form, it’s a very useful tool that solve a lot of our problems when it comes to chasing credit card rewards, but I’ve taken a peek at the app’s roadmap, and there are exciting new features coming really soon that would make reward optimisation even easier. You definitely want to be part of this so join us for the ride and be one of the first to lay your hands on this app!

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