Ending 31st Oct: Excellent Citi Prestige Promo and Other Citi Welcome Offers

It’s a week left to the end of October 2023, and deals are going away. In particular, the last day to apply for Citi Prestige and other Citi cards is 31st October 2023.

177,500 points (71,000 miles) for Citi Prestige

Citi Prestige has had great promos for a few months, and the current one released in August is the best we have seen so far this year. It has been almost 3 months, however, and the deal is ending soon.

Unlike most cards which are good for their high cashback or miles earn rate, Citi Prestige continues to be my go-to card for great travel perks. I have documented some of its better features in other posts, but the gist is that its various benefits like unlimited lounge access, free 4th night hotel stay, and limousine rides are so good I paid to renew my card for a second year without a sign-up bonus.

Get as much as 177,500 points when you sign up for Citi Prestige and make the necessary spend requirements which are detailed below. It’s also timely that there is an ongoing Citi PayAll promo that works well with Citi Prestige.

Remember, even existing Citi cardholders can enjoy the Citi Prestige promo.

It also means that if you are new to Citi, you can sign up for another Citi card first, then get the Citi Prestige as your second card to enjoy both promos.

Citi Prestige

If code is required, use
A3021619132Q

Complimentary hotel nights, unlimited lounge access, and airport transfers can make up for the S$651.82 annual fee. S$120,000 annual income requirement. Read the review here

💳 New Cardholders

If you are new Citibank cardholder, I would encourage you to sign up for another Citibank card first so that you can enjoy both welcome offers!

🎁 Welcome Gift

For new or existing Citi cardholders, sign up by 30th November 2026 and pay annual fee of S$651.82 to qualify for sign-up offer:

Welcome GiftBonus Gift
Citigold80,000 points
(32,000 miles)
82,500 points
(33,000 miles)
Retail50,000 points
(20,000 miles)
62,500 points
(25,000 miles)

Minimum spend required in first 2 months

⚠️ Important Steps

  1. Apply for the card with link provided (you may need to turn off content blockers)
  2. Make payment for S$651.82 annual fee when it is charged to statement
  3. Minimum spend required in first 2 months from card approval
  4. Citigold Private Client: S$10,000
    Citigold: S$12,000
    Retail: S$14,000

For reference only; refer to exact details in terms and conditions

Other Citi deals – last day on 31st October

Below are the various other Citi card deals for applications before the end of 31st October 2023. The highlight this month would be Citi SMRT’s S$300 cashback promo and Citi Rewards’ flash promo.

Citi SMRT is an excellent card that gives a respectable 5% cashback for online transactions, and unlike most cards it has a huge S$12,000 annual limit rather than a small monthly cap for its high earn rate.

Citi Rewards has a flash promo until the end of the month: get additional S$50 FRx gift card on top of the usual 40,000 points sign-up offer. I’d personally pick Citi SMRT’s promos, but some are addicted to miles.

Tap here to see all the deals and sign up.

More deals also ending 31st October

Don’t miss also other fantastic deals ending in a week! HSBC’s promo for existing cardholders is as rare as it gets, so definitely sign up if you haven’t already done so.

Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.

He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.

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