DBS Spend Promo: Get S$100 Bonus Cashback on Overseas Shopping and Dining, Limited Registrations
From 3rd Novemeber to 31st December 2025, spend on your DBS/POSB cards on in-person overseas shopping and dining transactions and get additional S$100 cashback. This is on top of your usual credit card rewards, and will be given when you reach your personalised spend goal.
The promo is limited to the first 40,000 registrations. You can register via your DBS PayLah! app under the Rewards tab.
If this seems familiar, it is essentially a repeat of the promo that just ended 31st October 2025. Another chance at bonus cashback for those travelling this year end!
Don’t have PayLah! yet? Sign up with code SETDRK854. Depending on the prevailing promo, you may get referral incentives.
iOS / Android
Spend Goals
The spend goal is determined by DBS seemingly on your spending habits on their cards. Based on a few friends’ accounts, I have seen S$1,000, S$2,000 and S$5,000 spend goals.
Do share in the comments or Telegram what amount you got.
| Spend Goal | Cashback Percentage |
|---|---|
| S$1,000 | 10% |
| S$2,000 | 5% |
| S$5,000 | 2% |
Those with a spend goal of S$1,000 would find this a very appealing promo as getting S$100 cashback on S$1,000 spend is bonus 10% cashback on top of their usual card rewards. Even 5% at the S$2,000 tier isn’t too bad if you can hit the spend requirement.
Eligible Cards
The list of eligible DBS/POSB cards include:
- POSB Everyday
- DBS Live Fresh
- DBS Altitude
- DBS ESSO
- DBS Live Fresh Student Card
- DBS SAFRA (credit/debit)
- DBS Takashimaya
- DBS UnionPay Debit
- DBS Vantage
- DVS Visa Debit
- DBS Woman’s / DBS Woman’s World Mastercard
- DBS yuu
You can use different cards to meet the spend goal as the minimum spend is cumulative across all DBS/POSB cards you own. Any spend made by supplementary cardholder(s) will accrue to the principal cardholder’s spend goal.
Eligible Transactions
Note that only in-person dining and shopping spend would be counted towards the spend goal as online transactions are specifically excluded.
Please see the full terms and conditions here.
Potential use cases
I’ve talked about DBS Live Fresh being a good card to use in conjunction with this promo due to its ongoing forex fee cashback promo in my previous article and I think it still holds true for this campaign.
You can also check out other DBS cards here.
DBS Live Fresh
Get 6% cashback on shopping and public transportation with S$800 minimum spend.
💱 0 forex fees
Spend at least S$800 within a month and get bonus 3.25% cashback on selected Asian currencies to offset the forex fees! Terms and conditions apply
🎁 New Cardholders
Apply as a new cardholder by 15th July 2026, use promo code SINGSAVER, and fill up the SingSaver Rewards Form to choose your gift¹:
HeyMax account required for Max Miles. You can also top up for more gift options. Tap Apply to see more details on the landing page.
Minimum spend of S$500 within 30 days from card approval is required to be eligible for rewards.
For reference only; refer to exact details in terms and conditions
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H/T: Thanks Joe for sharing
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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