Buffed/Nerfed: DBS yuu Changes Spend Requirement and Adds SimplyGo From 1st October 2025

DBS has announced significant changes to its popular DBS yuu card but before you freak out, this isn’t entirely terrible news. From 1st October 2025, the DBS yuu’s minimum spend requirement will be increased to S$800 with a new requirement for cardholders to spend on at least 4 different yuu Merchants to qualify for bonus rewards. At the same time, SimplyGo will also be able to earn the card’s high earn rates of up to 36X yuu Points.

Given how frequent nerfs have been of late, seeing DBS yuu being revised is probably a bit disheartening but I see this as an overall improvement to the card, though there’d be some who may struggle with the new spend requirements.

SimplyGo will be able to earn DBS yuu’s high earn rate

From 1st October 2025, cardholders would be able to use their DBS yuu for bus and MRT rides to earn bonus yuu Points because SimplyGo will be eligible for DBS yuu’s high earn rates.

This is how points would be awarded for SimplyGo transactions:

Category	Earn Rate
Base Reward	0.5X yuu Point
Bonus Rewards (no min. spend)	9.5X yuu Points
Bonus Earn Rate (when S$800 min. spend is reached within calendar month)	26X yuu Points

Just to be clear, no yuu App scanning is required (not that it is possible at MRT gantries and on buses) and you can expect to get 10X yuu Points (5% rebate or 2.77 miles per dollar) with your SimplyGo transactions, or 36X yuu Points (18% rebates or 10 miles per dollar) when the monthly minimum spend is reached.

Minimum spend (and max cap) raised to S$800

Speaking of minimum spend, the monthly minimum spend is raised to S$800 from 1st October 2025, up from the current S$600. The spend cap for bonus points is also increasing to the same S$800, make it possible to earn a maximum of 28,800 yuu Points each month which represents S$144.40 rebates or 8,000 miles, up from S$108 and 6,000 miles.

	Before 1st October 2025	From 1st October 2025
Minimum Spend	S$600	S$800
Spend Cap	S$600	S$800
Max yuu Points	21,600 (S$108 rebate or 6,000 miles)	28,800 (S$144.40 rebate or 8,000 miles)

While this may sound like bad news, it’s a glass half-full half-empty situation. On one hand, those with more modest spending each month might find it more difficult to hit the higher amount, but on the other, I’m sure there are many who are cheering the increased spend cap.

As a reminder, you can hold both the Visa and American Express versions of the card, doubling your monthly spend cap to S$1,600 when the change takes effect.

Spend on 4 yuu Merchants required

Another change to the spend requirement is that spend on at least 4 yuu Merchants is required. This may sound troublesome, but thankfully there is no minimum spend required, and SimplyGo is counted as 1 merchant.

It’s clearly a nerf since you can currently just spend solely on a single yuu Merchant that you frequent, but I think this is hardly a deal breaker. If you currently spend only on one or two yuu Merchants, simply make small amounts of spend at one of the others, even if it is a drink at 7-11 or a bus ride with SimplyGo, and you would satisfy the requirement.

DBS provides the list below, and it is also good that Dairy Farm’s merchants are not listed as a single category. Even Giant and Cold Storage are considered 2 separate Merchants for the sake of this requirement.

Bonus points capped at 28,800

From 1st October 2025, the total bonus rewards will also be capped at 28,800 points which means you will not get bonus points beyond S$800 of spend per card.

Currently, you are able to continue getting the 10X yuu Point earn rate beyond S$600 of spend, making it an unlimited 5% or 2.77 miles per dollar card. This affects bigger spenders who often exceed their S$600 spend caps, though it should be noted again that one can hold both the Visa and Amex versions to get double the spend cap.

Other changes

There are also other smaller changes that are happening:

• Base reward for non-yuu Merchants will be reduced from 1X yuu Point to 0.5X yuu Points (0.5% rebate to 0.25% rebate)
• DBS yuu Amex will only earn 1X yuu Point for Mandai Wildlife Group (DBS yuu Visa continues to earn up to 36X yuu Points)

The glass is 33% fuller to me

To me, this is great news and an overall improvement to DBS yuu.

The S$800 spending amount each month is going to be polarising, but I personally see it as a good thing given the generous earn rate. Because I frequently exceed the S$600 of a single card, I have been dual-wielding the Visa and Amex variants of the card. Yet, it is rare for me to be able to S$1,200 on yuu Merchants. S$800 seems like a Goldilocks amount for me, so I’m happy with the new spend cap.

Moreover, SimplyGo is a great addition to the DBS yuu’s overall attractiveness as a card. I was quite happy with UOB Preferred Platinum Visa getting 4 miles per dollar on SimplyGo, so I am very pleased indeed with being able to get 10 miles per dollar on my bus and MRT rides. I imagine most public transit-taking folks would be able to add at least S$60 to S$80 of spend to their card, and that should help defray the higher minimum spend.

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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.

He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.

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