April’s Non-Credit Card Deals

Want to score some sign-ups but not eligible for credit cards (or already have all of them)? Here are some of the other deals that you can get.

Want this month’s credit card deals? See them here!

Investing apps

Get free shares and/or stock coupons with these apps! There’s no such thing as a free lunch… because these sign-up gifts can definitely buy you more than one free lunch.

Trading AppSign-up GiftsReview
uSMART 3 x BITO Shares
S$15 Stock Coupon
Tap here
moomooS$10 Stock Cash Coupon
S$30 Fund Cash Coupon
Sure-win share between S$20 to S$1,000 value
Tiger Brokers1 Grab Share
Sure-win free share (random)
S$5 stock voucher
Syfe TradeS$60 cash credit (use code SETHISFY)Tap here
For reference only. Please refer to respective terms and conditions


Insurance/investment advice – get 50% commission rebate on insurance purchases with MoneyOwl.

Wallet apps

Get some easy money with wallet apps:

Last updated: 10th May 2022

Wallet appReferral CodeSign-up GiftsUse For
Big PayMCMVZQCHF7$10Remittance
Expense tracking
FrizWEE-wjcM4C$20 ($500 in transactions)
$5 (first top up)
Get instant cashback of 1.75% on things like insurance
Kris+W159000$5 (sign up)
$15 ($50 transaction with Mastercard)
Earn extra miles/rebates on top of card rewards
ShopBack PayCsgtbD$5 (Shopback – spend $20)
$5 (Shopback Pay – spend $5)
Earn extra cashback on top of card rewards
YouTripUse link$5 (after first top up)Travel wallet
For reference only. Please refer to respective terms and conditions

Mortgage Refinance

Compare across banks for best rates with Property Guru SmartRefi (read article).

Savings Account

Check out this post on Bonus$aver promo.

Mall reward programmes

You’d definitely buy something from a mall from time to time, so get these apps for the sign-up gifts and the ongoing rebates.

Last updated: 10th May 2022

Mall Programme Referral CodeSign-up GiftsEnd
Lendlease Plus
JEM, PLQ, 313, Parkway Parade
(input in referral)
No current promo
Suntec+EA1E73B02,000 points ($2) upon first receipt scanned (min. $20)
CapitaStarT2L4AW$5 eCapitaVoucher on sign-up
$3 eCapitaVoucher with purchase of $20 eCapitaVoucher
Marina SquareqdfQ3C
(input in referral code)
$5 e-voucher on sign up31st May 2022
(or 1,000)
M Malls
AMK Hub, Jurong Point, Thomson Plaza
EULSS82,500 M Points (1,000 points = $1)31st May 2022
(or 3,000)
KrisShopperRefer to this article
For reference only. Please refer to respective terms and conditions

Keep up to date on the best cashback/mile cards, savings accounts, attractive deals, and more tips to maximise your financial wellbeing by subscribing to my Telegram channel.

Subscribe to the channel, then join the group chat. You would often benefit from the tips exclusively shared in the group chat!

Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. None of the information here constitutes personal financial advice. Thank you for supporting my site!

Leave a Reply

%d bloggers like this: