April’s Non-Credit Card Deals
Want to score some sign-ups but not eligible for credit cards (or already have all of them)? Here are some of the other deals that you can get.
Want this month’s credit card deals? See them here!
Investing apps
Get free shares and/or stock coupons with these apps! There’s no such thing as a free lunch… because these sign-up gifts can definitely buy you more than one free lunch.
| Trading App | Sign-up Gifts | Review |
| uSMART | 3 x BITO Shares S$15 Stock Coupon | Tap here |
| moomoo | S$10 Stock Cash Coupon S$30 Fund Cash Coupon Sure-win share between S$20 to S$1,000 value | |
| Tiger Brokers | 1 Grab Share Sure-win free share (random) S$5 stock voucher | |
| Syfe Trade | S$60 cash credit (use code SETHISFY) | Tap here |
Insurance
Insurance/investment advice – get 50% commission rebate on insurance purchases with MoneyOwl.
Wallet apps
Get some easy money with wallet apps:
Last updated: 10th May 2022
| Wallet app | Referral Code | Sign-up Gifts | Use For | |
| Big Pay | MCMVZQCHF7 | $10 | Remittance Expense tracking | |
| Friz | WEE-wjcM4C | $20 ($500 in transactions) $5 (first top up) | Get instant cashback of 1.75% on things like insurance | |
| Kris+ | W159000 | $5 (sign up) $15 ($50 transaction with Mastercard) | Earn extra miles/rebates on top of card rewards | |
| ShopBack Pay | CsgtbD | $5 (Shopback – spend $20) $5 (Shopback Pay – spend $5) | Earn extra cashback on top of card rewards | |
| YouTrip | Use link | $5 (after first top up) | Travel wallet |
Mortgage Refinance
Compare across banks for best rates with Property Guru SmartRefi (read article).
Savings Account
Check out this post on Bonus$aver promo.
Mall reward programmes
You’d definitely buy something from a mall from time to time, so get these apps for the sign-up gifts and the ongoing rebates.
Last updated: 10th May 2022
| Mall Programme | Referral Code | Sign-up Gifts | End |
| Lendlease Plus JEM, PLQ, 313, Parkway Parade | odXoC9(input in referral) | No current promo | |
| Suntec+ | EA1E73B0 | 2,000 points ($2) upon first receipt scanned (min. $20) | |
| CapitaStar | T2L4AW | $5 eCapitaVoucher on sign-up $3 eCapitaVoucher with purchase of $20 eCapitaVoucher | |
| Marina Square | qdfQ3C(input in referral code) | $5 e-voucher on sign up | 31st May 2022 (or 1,000) |
| M Malls AMK Hub, Jurong Point, Thomson Plaza | EULSS8 | 2,500 M Points (1,000 points = $1) | 31st May 2022 (or 3,000) |
| KrisShopper | Refer to this article |
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