April’s Non-Credit Card Deals
Want to score some sign-ups but not eligible for credit cards (or already have all of them)? Here are some of the other deals that you can get.
Want this month’s credit card deals? See them here!
Investing apps
Get free shares and/or stock coupons with these apps! There’s no such thing as a free lunch… because these sign-up gifts can definitely buy you more than one free lunch.
| Trading App | Sign-up Gifts | Last Date |
| ProsperUs code: SETHISFY | Use code SETHISFY and deposit any amount for S$30 Ryde creditsDeposit S$3,000 for and complete 3 trades: US$30 sign-up reward Deposit S$20,000 and complete 3 trades: US$90 sign-up reward | 31st March 2024 |
| Webull | Up to US$3,000 of free shares welcome offer + up to US$10,000 transfer in promo!! | 30th April 2024 (3.59PM) |
| moomoo | Welcome Rewards worth up to S$970 | 30th June 2024 |
| Tiger Brokers | Choice of an Apple AirPods 3rd Gen with MagSafe charging case (worth S$274) or S$200 cash | 30th April 2024 |
| Syfe Trade | Use code SETHISFY, get between S$20 to S$100 depending on deposit amount. | Ongoing |
| uSMART | Cash Voucher Reward Pack (worth up to USD 14) | 30th June 2024 |
Insurance
Insurance/investment advice – get 50% commission rebate on insurance purchases with MoneyOwl.
Wallet apps
Get some easy money with wallet apps:
Last updated: 13th May 2023
| Wallet app | Referral Code | Sign-up Gifts | Use For | |
| Amaze | iQYZTH | (until 12th June 2023) | Remittance Overseas spend Changing transactions to online | |
| Big Pay | MCMVZQCHF7 | $5 | Remittance Expense tracking | |
| Kris+ | W159000 | $5 (sign up and make 1 transaction) | Earn extra miles/rebates on top of card rewards | |
| ShopBack Pay | CsgtbD | $5 (Shopback – spend $20) $5 (Shopback Pay – spend $5) | Earn extra cashback on top of card rewards | |
| YouTrip | Use link | $5 (after first top up) | Travel wallet | |
| FavePay | FAVEJUNYI2 | S$1 off first purchase | Earn discounts on top of card rewards | |
| Dash | DASH-OZ9G2 | Get up to S$20 cashback when you remit and save with Dash | Payments and savings | |
| Google Pay | ls7fo4t | Get S$3 cashback | Payments |
Mortgage Refinance
Compare across banks for best rates with Property Guru SmartRefi (read article).
Savings Account
Check out this post on Bonus$aver promo.
Mall reward programmes
You’d definitely buy something from a mall from time to time, so get these apps for the sign-up gifts and the ongoing rebates.
Last updated: 22nd September 2022
| Mall Programme | Referral Code | Sign-up Gifts | End |
| shopFarEast Orchard Central, Clark Quay Central etc. | aJDCWJ | S$5 e-Voucher after scanning first receipt of at least $10 | First 1,000 sign-ups |
| Lendlease Plus JEM, PLQ, 313, Parkway Parade | odXoC9(input in referral) | Get $5 | 31st August 2022 |
| Suntec+ | EA1E73B0 | 2,000 points ($2) upon first receipt scanned (min. $20) | |
| CapitaStar | T2L4AW | $5 eCapitaVoucher on sign-up $3 eCapitaVoucher with purchase of $20 eCapitaVoucher | |
| Marina Square | qdfQ3C(input in referral code) | No current promo | |
| M Malls AMK Hub, Jurong Point, Thomson Plaza | EULSS8 | No current promo | |
| KrisShopper | Refer to this article |
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).