April’s Non-Credit Card Deals
Want to score some sign-ups but not eligible for credit cards (or already have all of them)? Here are some of the other deals that you can get.
Want this month’s credit card deals? See them here!
Investing apps
Get free shares and/or stock coupons with these apps! There’s no such thing as a free lunch… because these sign-up gifts can definitely buy you more than one free lunch.
| Trading App | Sign-up Gifts | Review |
| ProsperUs code: SETHISFY | ~US$75 of shares and S$40 cash credit (around S$139)! | |
| Webull | Fund at least S$100 and get 6 to 40 free shares +Tesla Model 3 lucky draw! | |
| uSMART | Cash Voucher Reward Pack (worth up to USD 12) | Tap here |
| moomoo | Welcome Rewards worth up to S$700 | Tap here |
| Tiger Brokers | Get S$80 upsized cash via PayNow when you open a Tiger Brokers account and fund any amount. Fund a min. of USD 1,000 on your account to get an additional S$70 cash via PayNow. Valid till 7 Aug 2023. T&Cs apply. | |
| Syfe Trade | Use code SETHISFY, deposit at least S$2,000 and get S$20 cash credit | Tap here |
Insurance
Insurance/investment advice – get 50% commission rebate on insurance purchases with MoneyOwl.
Wallet apps
Get some easy money with wallet apps:
Last updated: 13th May 2023
| Wallet app | Referral Code | Sign-up Gifts | Use For | |
| Amaze | iQYZTH | (until 12th June 2023) | Remittance Overseas spend Changing transactions to online | |
| Big Pay | MCMVZQCHF7 | $5 | Remittance Expense tracking | |
| Kris+ | W159000 | $5 (sign up and make 1 transaction) | Earn extra miles/rebates on top of card rewards | |
| ShopBack Pay | CsgtbD | $5 (Shopback – spend $20) $5 (Shopback Pay – spend $5) | Earn extra cashback on top of card rewards | |
| YouTrip | Use link | $5 (after first top up) | Travel wallet | |
| FavePay | FAVEJUNYI2 | S$1 off first purchase | Earn discounts on top of card rewards | |
| Dash | DASH-OZ9G2 | Get up to S$20 cashback when you remit and save with Dash | Payments and savings | |
| Google Pay | ls7fo4t | Get S$3 cashback | Payments |
Mortgage Refinance
Compare across banks for best rates with Property Guru SmartRefi (read article).
Savings Account
Check out this post on Bonus$aver promo.
Mall reward programmes
You’d definitely buy something from a mall from time to time, so get these apps for the sign-up gifts and the ongoing rebates.
Last updated: 22nd September 2022
| Mall Programme | Referral Code | Sign-up Gifts | End |
| shopFarEast Orchard Central, Clark Quay Central etc. | aJDCWJ | S$5 e-Voucher after scanning first receipt of at least $10 | First 1,000 sign-ups |
| Lendlease Plus JEM, PLQ, 313, Parkway Parade | odXoC9(input in referral) | Get $5 | 31st August 2022 |
| Suntec+ | EA1E73B0 | 2,000 points ($2) upon first receipt scanned (min. $20) | |
| CapitaStar | T2L4AW | $5 eCapitaVoucher on sign-up $3 eCapitaVoucher with purchase of $20 eCapitaVoucher | |
| Marina Square | qdfQ3C(input in referral code) | No current promo | |
| M Malls AMK Hub, Jurong Point, Thomson Plaza | EULSS8 | No current promo | |
| KrisShopper | Refer to this article |
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