April’s Non-Credit Card Deals

Want to score some sign-ups but not eligible for credit cards (or already have all of them)? Here are some of the other deals that you can get.

Want this month’s credit card deals? See them here!

Investing apps

Get free shares and/or stock coupons with these apps! There’s no such thing as a free lunch… because these sign-up gifts can definitely buy you more than one free lunch.

Trading AppSign-up GiftsReview
WebullUp to US$130 TSLA + S$10 Grab shares!
uSMART 0.5 shares of Apple (~S$112, min. deposit S$2,000)
2 shares of Apple (~S$449, min. deposit S$50,000)
S$15 Stock Coupon
Tap here
moomooS$10 Stock Cash Coupon
S$30 Fund Cash Coupon
Sure-win share between S$20 to S$1,000 value
Tap here
Tiger Brokers1 Grab Share and S$88
Syfe TradeS$70 cash credit (use code SETHISFY)Tap here
For reference only. Please refer to respective terms and conditions


Insurance/investment advice – get 50% commission rebate on insurance purchases with MoneyOwl.

Wallet apps

Get some easy money with wallet apps:

Last updated: 10th August 2022

Wallet appReferral CodeSign-up GiftsUse For
Big PayMCMVZQCHF7$10Remittance
Expense tracking
Kris+W159000$5 (sign up)Earn extra miles/rebates on top of card rewards
ShopBack PayCsgtbD$5 (Shopback – spend $20)
$5 (Shopback Pay – spend $5)
Earn extra cashback on top of card rewards
YouTripUse link$5 (after first top up)Travel wallet
For reference only. Please refer to respective terms and conditions

Mortgage Refinance

Compare across banks for best rates with Property Guru SmartRefi (read article).

Savings Account

Check out this post on Bonus$aver promo.

Mall reward programmes

You’d definitely buy something from a mall from time to time, so get these apps for the sign-up gifts and the ongoing rebates.

Last updated: 22nd September 2022

Mall Programme Referral CodeSign-up GiftsEnd
Orchard Central, Clark Quay Central etc.
aJDCWJS$5 e-Voucher after scanning first receipt of at least $10First 1,000 sign-ups
Lendlease Plus
JEM, PLQ, 313, Parkway Parade
(input in referral)
Get $531st August 2022
Suntec+EA1E73B02,000 points ($2) upon first receipt scanned (min. $20)
CapitaStarT2L4AW$5 eCapitaVoucher on sign-up
$3 eCapitaVoucher with purchase of $20 eCapitaVoucher
Marina SquareqdfQ3C
(input in referral code)
No current promo
M Malls
AMK Hub, Jurong Point, Thomson Plaza
EULSS8No current promo
KrisShopperRefer to this article
For reference only. Please refer to respective terms and conditions

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Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. None of the information here constitutes personal financial advice. Thank you for supporting my site!

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