April’s Non-Credit Card Deals
Want to score some sign-ups but not eligible for credit cards (or already have all of them)? Here are some of the other deals that you can get.
Want this month’s credit card deals? See them here!
Investing apps
Get free shares and/or stock coupons with these apps! There’s no such thing as a free lunch… because these sign-up gifts can definitely buy you more than one free lunch.
| Trading App | Sign-up Gifts | Review |
| Webull | Fund any amount and get up to US$500 free shares | |
| uSMART | Cash Voucher Reward Pack (worth up to USD 12) | Tap here |
| moomoo | Deposit S$100: Get S$2* cash back everyday for 10 days (total S$20)! Deposit a cumulative amount of ≥ S$2,000 and complete 2 Buy Trades in Total: Receive 1 Free* Coca-Cola (NYSE: KO) Stock | Tap here |
| Tiger Brokers | Tap here for promo details | |
| Syfe Trade | S$70 cash credit (use code SETHISFY) | Tap here |
Insurance
Insurance/investment advice – get 50% commission rebate on insurance purchases with MoneyOwl.
Wallet apps
Get some easy money with wallet apps:
Last updated: 10th August 2022
| Wallet app | Referral Code | Sign-up Gifts | Use For | |
| Big Pay | MCMVZQCHF7 | $10 | Remittance Expense tracking | |
| Kris+ | W159000 | $5 (sign up) | Earn extra miles/rebates on top of card rewards | |
| ShopBack Pay | CsgtbD | $5 (Shopback – spend $20) $5 (Shopback Pay – spend $5) | Earn extra cashback on top of card rewards | |
| YouTrip | Use link | $5 (after first top up) | Travel wallet | |
| FavePay | FAVEJUNYI2 | S$1 off first purchase | Earn discounts on top of card rewards | |
| Dash | DASH-OZ9G2 | Get up to S$20 cashback when you remit and save with Dash | Payments and savings | |
| Google Pay | ls7fo4t | Get S$3 cashback | Payments |
Mortgage Refinance
Compare across banks for best rates with Property Guru SmartRefi (read article).
Savings Account
Check out this post on Bonus$aver promo.
Mall reward programmes
You’d definitely buy something from a mall from time to time, so get these apps for the sign-up gifts and the ongoing rebates.
Last updated: 22nd September 2022
| Mall Programme | Referral Code | Sign-up Gifts | End |
| shopFarEast Orchard Central, Clark Quay Central etc. | aJDCWJ | S$5 e-Voucher after scanning first receipt of at least $10 | First 1,000 sign-ups |
| Lendlease Plus JEM, PLQ, 313, Parkway Parade | odXoC9(input in referral) | Get $5 | 31st August 2022 |
| Suntec+ | EA1E73B0 | 2,000 points ($2) upon first receipt scanned (min. $20) | |
| CapitaStar | T2L4AW | $5 eCapitaVoucher on sign-up $3 eCapitaVoucher with purchase of $20 eCapitaVoucher | |
| Marina Square | qdfQ3C(input in referral code) | No current promo | |
| M Malls AMK Hub, Jurong Point, Thomson Plaza | EULSS8 | No current promo | |
| KrisShopper | Refer to this article |
Keep up to date on the best cashback/mile cards, financial products, attractive deals, and more tips to maximise your financial wellbeing by subscribing to my Telegram channel.
Subscribe to the channel, then join the group chat. You would often benefit from the tips exclusively shared in the group chat!
Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. None of the information here constitutes personal financial advice. Thank you for supporting my site!