Hot Deal: Get up to US$202 Welcome Gift and 12% p.a. Interest For 60 Days With uSMART!
To celebrate SG60, uSMART is offering as much as 12% p.a. interest for new and existing users alike! New users who sign up can also get additional US$202 in sign-up gifts which include free Tesla shares.
uSMART isn’t a new name — I last reviewed the MAS-regulated trading platform in early 2022, and I recently caught up with their latest developments and updates.
This article is brought to you by uSMART SG. All views expressed in the article are the independent opinions of Sethisfy.com. Investing involves risk and you should do your due diligence. Read Sethisfy.com’s editorial policy.
For new and existing users: get 12% p.a. interest for 60 days!
To enjoy 12% p.a. interest, new and existing users just need to deposit at least S$2,000 and subscribe to uSMART’s selected money market fund (MMF) before 31st August 2025. That’s all it takes to unlock the super high 12% p.a. rate which can be enjoyed for 60 days, which represents approximately S$39 in returns!
Simply follow these steps:
- Launch your uSMART app
- Deposit $2000 into your account
- Tap on the Wealth tab
- Tap on MMF
- Subscribe with the full $2000
- Press submit and you’re done!
The 12% p.a. rate will be applied to the $2000 and the funds need to be maintained for at least 60 days.
New users can also stack this with the welcome offer of up to US$202!
For new users: get up to US$202 of welcome goodies
New users who open an account will also be eligible for up to US$202 of welcome gifts. These include:
- 0.02 Tesla Share voucher worth up to US$6
- 7 x US$2 Cash voucher
- Cash Voucher Package worth up to US$180
The Tesla share will be given to all new users who sign up and open an account with uSMART.
Thereafter, users can unlock up to 7 cash vouchers by completing the following requirements:
| Voucher | Amount | How to Redeem |
|---|---|---|
| 1 | US$2 | Complete your first deposit (any amount) during the promotion period. |
| 2 | US$2 | Execute at least one US stock option trade (buy, sell, or short sell) during the Promotion Period. |
| 3 | US$2 | Execute at least one US fractional share trade (buy or sell) during the Promotion Period. |
| 4 | US$2 | Place at least one trade using any SMART Order during the Promotion Period. |
| 5 | US$2 | Upgrade to an Intel account during the Promotion Period and maintain it for one month. |
| 6 | US$2 | Execute at least one trade using any SMART Plan during the Promotion Period. |
| 7 | US$2 | Successfully complete a trade in FX, gold, virtual assets, or US stock CFDs. |
Finally, users can also get up to US$180 for maintaining at least USD$600 of US$2,000 worth of assets and completing stock trade. Remember to select your reward option or Reward A will be selected by default:
| Reward | Content | Total Amount | Redemption conditions for each voucher^ |
|---|---|---|---|
| A | US$6 Cash Voucher x 6 | US$36 | i) Maintain 30 consecutive days of daily average asset ≥ US$600（Or equivalent currency¹). The asset at the end of the 30th day has to be ≥US$600（Or equivalent currency). ii) Complete at least 2 US stock/option trades or US SMART Orders. |
| B | US$30 Cash Voucher x 6 | US$180 | i) Maintain 30 consecutive days of daily average asset ≥ US$2,000 （Or equivalent currency） within the validity period. The asset at the end of the 30th day has to be ≥ US$2,000 （Or equivalent currency）.ii) Complete at least 3 US stock/option trades or US SMART Orders. |
Zero cost RSP and lifetime zero commission on US stocks, ETFs and options
Besides the sign-up rewards, users can also enjoy zero cost Regular Savings Plan (RSP), allowing you to build up your investment portfolio from as low as S$100 each month. All users of uSMART can also enjoy lifetime zero commission on US stocks, ETFs, and options, allowing you to save on commissions and keep more of your returns.
Other fees still apply, tap here for more info.
Kickstart your investing journey today
With uSMART, investors can get supercharge their investing with free shares and trading vouchers all while getting an easy-to-use app to manage their portfolio. With Japan and United Kingdom markets added, uSMART now provides access to 5 markets across the globe, giving more choice and flexibility to users.
Sign up now to secure your reward, and stay subscribed to get updates and more great deals!
Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
Subscribe to the channel for free updates!
Disclaimer: I may receive an affiliate/referral fee when you sign up for services/products on this site, and such fees keep the site running. I would only recommend services/products I would personally use or recommend to my own friends and family, but I do not provide any warranty or guarantee for the quality of these services/products. Thank you for supporting my site!
Please exercise due diligence when signing up for any service/product as I will not be liable for any personal loss, financial or otherwise. Content published here are my sole views and personal opinion, and none of the information here constitutes personal financial advice nor represents the views of my employer(s).